Buy Cheap Lorida, FL Auto Insurance (2021)

Lorida, FL auto insurance rates average $341 a month. Minimum auto insurance requirements in Lorida, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Lorida, FL, compare Lorida auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lorida, FL for teens drivers are $7,330/year
  • Average auto insurance rates in Lorida, FL are $341/month
  • Average auto insurance rates in Lorida, FL after a DUI are $4,897/year

Finding affordable Lorida, Florida auto insurance can be challenging, but everything you need to know to buy cheap Lorida, FL auto insurance with confidence is right here. Auto insurance rates in Lorida are affected by local factors as well as personal ones like your driving record.

See how Lorida, FL car insurance rates compare to Tampa auto insurance rates, Jacksonville auto insurance rates, and St. Petersburg auto insurance rates before you read more about the cost of auto insurance in Lorida.

Don’t buy Lorida, FL auto insurance until you’ve compared rates. Get free Lorida, Florida auto insurance quotes when you enter your ZIP code above.

Lorida, FL Minimum Auto Insurance Requirements

The required auto insurance in Lorida, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Lorida, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Lorida, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Lorida, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lorida, FL. Take a look at Lorida, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lorida, Florida

Insurance Company Poor Fair Good
Allstate $9,234 $5,855 $4,754
GEICO $4,994 $3,026 $2,275
Liberty Mutual $5,792 $4,269 $3,476
Nationwide $4,457 $3,277 $2,965
Progressive $6,747 $4,768 $3,958
State Farm $3,618 $2,402 $1,985
USAA $4,318 $2,112 $1,535

Buy Cheap Lorida, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lorida, Florida auto insurance rates? Find out how car insurance rates in Lorida, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lorida, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,065 $3,893 $3,549 $3,610 $14,200 $15,435 $4,052 $4,111
GEICO $2,715 $2,726 $2,543 $2,543 $4,842 $6,066 $2,989 $3,030
Liberty Mutual $3,147 $3,147 $2,890 $2,890 $6,566 $10,071 $3,147 $4,240
Nationwide $2,512 $2,482 $2,248 $2,325 $5,977 $7,354 $2,761 $2,872
Progressive $3,484 $3,289 $2,984 $3,197 $9,621 $10,479 $4,194 $4,012
State Farm $1,695 $1,695 $1,532 $1,532 $4,838 $6,165 $1,875 $2,015
USAA $1,530 $1,503 $1,426 $1,415 $5,263 $6,126 $1,912 $2,065

Buy Cheap Lorida, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lorida can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lorida, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lorida, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,200 $15,435
GEICO $4,842 $6,066
Liberty Mutual $6,566 $10,071
Nationwide $5,977 $7,354
Progressive $9,621 $10,479
State Farm $4,838 $6,165
USAA $5,263 $6,126

Buy Cheap Lorida, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Lorida, Florida by comparing Lorida senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lorida, FL here.

Annual Auto Insurance Rates for Senior Drivers in Lorida, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,549 $3,610
GEICO $2,543 $2,543
Liberty Mutual $2,890 $2,890
Nationwide $2,248 $2,325
Progressive $2,984 $3,197
State Farm $1,532 $1,532
USAA $1,426 $1,415

Find Cheap Auto Insurance Rates in Lorida, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lorida, Florida auto insurance. Compare Lorida, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lorida, Florida

Insurance Company Low Medium High
Allstate $5,101 $6,958 $7,784
GEICO $2,830 $3,547 $3,919
Liberty Mutual $4,157 $4,577 $4,803
Nationwide $2,821 $3,707 $4,171
Progressive $4,388 $5,268 $5,817
State Farm $2,309 $2,727 $2,969
USAA $2,290 $2,750 $2,925

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Find Cheap Lorida, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lorida. Compare auto insurance rates in Lorida, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lorida, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,428 $6,801
GEICO $3,415 $3,448
Liberty Mutual $4,369 $4,656
Nationwide $3,566 $3,566
Progressive $5,158 $5,158
State Farm $2,578 $2,758
USAA $2,625 $2,685

Find Cheap Lorida, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Lorida, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lorida, FL, take a look at the average cost for various violations versus rates for a clean driving record in Lorida.

Annual Lorida, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,692 $6,830 $7,605 $6,330
GEICO $2,393 $3,056 $4,545 $3,733
Liberty Mutual $3,268 $4,228 $6,110 $4,444
Nationwide $3,055 $3,344 $4,481 $3,386
Progressive $4,088 $6,009 $5,071 $5,462
State Farm $2,447 $2,890 $2,668 $2,668
USAA $2,076 $2,565 $3,802 $2,177

Find Cheap Lorida, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lorida, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Lorida for less when you shop around and compare rates from multiple Lorida, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lorida, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,605
GEICO $4,545
Liberty Mutual $6,110
Nationwide $4,481
Progressive $5,071
State Farm $2,668
USAA $3,802

Winners by Category: Where to Buy Cheap Auto Insurance in Lorida, FL

Compare rates from the cheapest auto insurance companies in Lorida, FL for your needs. Take a look at how Lorida, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lorida, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Lorida, Florida Auto Insurance Companies

If you’re looking for the cheapest Lorida, FL auto insurance companies overall, you can compare them here. Find the best price for Lorida, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Lorida, Florida

Insurance Company Average Annual Rates
Allstate $6,614
GEICO $3,432
Liberty Mutual $4,512
Nationwide $3,566
Progressive $5,158
State Farm $2,668
USAA $2,655

Compare Auto Insurance Quotes in Lorida, FL

You can buy cheap Lorida, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lorida, Florida auto insurance quotes from top companies.

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