Buy Cheap Lorena, TX Auto Insurance (2021)

Lorena, TX auto insurance rates average $284 a month. Minimum auto insurance requirements in Lorena, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Lorena, TX, compare Lorena auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lorena after a DUI is Allstate
  • Average auto insurance rates in Lorena, TX after a DUI are $3,914/year
  • The most expensive auto insurance company in Lorena is Allstate

Finding affordable Lorena, Texas auto insurance can be challenging, but everything you need to know to buy cheap Lorena, TX auto insurance with confidence is right here. Auto insurance rates in Lorena are affected by local factors as well as personal ones like your driving record.

See how Lorena, TX car insurance rates compare to El Paso auto insurance rates, Corpus Christi auto insurance rates, and Houston auto insurance rates before you read more about the cost of auto insurance in Lorena.

Don’t buy Lorena, TX auto insurance until you’ve compared rates. Get free Lorena, Texas auto insurance quotes when you enter your ZIP code above.

Lorena, TX Minimum Auto Insurance Requirements

The required auto insurance in Lorena, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Lorena, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Lorena, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lorena, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lorena, TX. Take a look at Lorena, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lorena, Texas

Insurance Company Poor Fair Good
Allstate $6,498 $4,765 $4,080
American Family $4,997 $3,146 $2,757
GEICO $3,963 $2,264 $1,525
Nationwide $4,213 $3,391 $2,949
Progressive $4,361 $3,784 $3,513
State Farm $3,999 $2,491 $1,987
USAA $3,378 $1,953 $1,572

Buy Cheap Lorena, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lorena, Texas auto insurance rates? Find out how car insurance rates in Lorena, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lorena, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,314 $3,341 $3,272 $3,272 $8,777 $10,584 $4,094 $4,261
American Family $2,202 $2,444 $2,067 $2,358 $5,760 $7,529 $3,138 $3,572
GEICO $1,943 $2,085 $1,866 $2,089 $4,149 $4,338 $2,096 $2,106
Nationwide $2,204 $2,239 $1,950 $2,062 $6,266 $8,030 $2,591 $2,800
Progressive $2,065 $1,955 $1,843 $1,877 $8,721 $9,707 $2,440 $2,481
State Farm $1,947 $1,947 $1,740 $1,740 $4,787 $6,125 $2,125 $2,192
USAA $1,474 $1,480 $1,409 $1,396 $4,120 $4,482 $1,955 $2,092

Buy Cheap Lorena, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lorena can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lorena, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lorena, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,777 $10,584
American Family $5,760 $7,529
GEICO $4,149 $4,338
Nationwide $6,266 $8,030
Progressive $8,721 $9,707
State Farm $4,787 $6,125
USAA $4,120 $4,482

Buy Cheap Lorena, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Lorena, Texas by comparing Lorena senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lorena, TX here.

Annual Auto Insurance Rates for Senior Drivers in Lorena, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,272 $3,272
American Family $2,067 $2,358
GEICO $1,866 $2,089
Nationwide $1,950 $2,062
Progressive $1,843 $1,877
State Farm $1,740 $1,740
USAA $1,409 $1,396

Find Cheap Auto Insurance Rates in Lorena, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lorena, Texas auto insurance. Compare Lorena, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lorena, Texas

Insurance Company Low Medium High
Allstate $4,992 $5,069 $5,282
American Family $3,395 $3,513 $3,993
GEICO $2,465 $2,556 $2,732
Nationwide $3,794 $3,370 $3,388
Progressive $3,750 $3,868 $4,041
State Farm $2,685 $2,820 $2,972
USAA $2,223 $2,292 $2,388

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Find Cheap Lorena, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lorena. Compare auto insurance rates in Lorena, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lorena, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,991 $5,237
American Family $3,634 $3,634
GEICO $2,537 $2,632
Nationwide $3,518 $3,518
Progressive $3,886 $3,886
State Farm $2,826 $2,826
USAA $2,272 $2,330

Find Cheap Lorena, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Lorena, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lorena, TX, take a look at the average cost for various violations versus rates for a clean driving record in Lorena.

Annual Lorena, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,964 $6,129 $6,399 $3,964
American Family $3,319 $4,202 $3,695 $3,319
GEICO $2,201 $2,884 $2,431 $2,821
Nationwide $3,055 $3,055 $4,514 $3,447
Progressive $3,396 $4,383 $3,953 $3,813
State Farm $2,499 $2,882 $3,422 $2,499
USAA $1,718 $2,534 $2,982 $1,971

Find Cheap Lorena, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lorena, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Lorena for less when you shop around and compare rates from multiple Lorena, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lorena, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,399
American Family $3,695
GEICO $2,431
Nationwide $4,514
Progressive $3,953
State Farm $3,422
USAA $2,982

Winners by Category: Where to Buy Cheap Auto Insurance in Lorena, TX

Compare rates from the cheapest auto insurance companies in Lorena, TX for your needs. Take a look at how Lorena, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lorena, Texas

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Lorena, Texas Auto Insurance Companies

If you’re looking for the cheapest Lorena, TX auto insurance companies overall, you can compare them here. Find the best price for Lorena, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Lorena, Texas

Insurance Company Average Annual Rates
Allstate $5,114
American Family $3,634
GEICO $2,584
Nationwide $3,518
Progressive $3,886
State Farm $2,826
USAA $2,301

What affects Lorena, Texas auto insurance rates?

Local factors affect auto insurance rates in Lorena, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Lorena auto insurance rates.

Commute Times in Lorena

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lorena, TX is 22.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Lorena, TX

You can buy cheap Lorena, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lorena, Texas auto insurance quotes from top companies.

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