Buy Cheap Loraine, TX Auto Insurance (2021)

Loraine, TX auto insurance rates average $304 a month. Minimum auto insurance requirements in Loraine, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Loraine, TX, compare Loraine auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Loraine is Allstate
  • Average auto insurance rates in Loraine, TX after a DUI are $4,146/year
  • Average auto insurance rates in Loraine, TX are $304/month

Finding affordable Loraine, Texas auto insurance can be challenging, but everything you need to know to buy cheap Loraine, TX auto insurance with confidence is right here. Auto insurance rates in Loraine are affected by local factors as well as personal ones like your driving record.

See how Loraine, TX car insurance rates compare to Houston auto insurance rates, Corpus Christi auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Loraine.

Don’t buy Loraine, TX auto insurance until you’ve compared rates. Get free Loraine, Texas auto insurance quotes when you enter your ZIP code above.

Loraine, TX Minimum Auto Insurance Requirements

The required auto insurance in Loraine, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Loraine, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Loraine, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Loraine, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Loraine, TX. Take a look at Loraine, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Loraine, Texas

Insurance Company Poor Fair Good
Allstate $7,031 $5,129 $4,377
American Family $6,138 $3,690 $3,221
GEICO $4,314 $2,456 $1,648
Nationwide $4,539 $3,619 $3,149
Progressive $5,008 $4,326 $4,008
State Farm $3,479 $2,164 $1,724
USAA $3,300 $1,873 $1,498

Buy Cheap Loraine, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Loraine, Texas auto insurance rates? Find out how car insurance rates in Loraine, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Loraine, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,602 $3,659 $3,562 $3,562 $9,248 $11,259 $4,489 $4,720
American Family $2,825 $3,099 $2,500 $2,825 $6,546 $8,700 $3,879 $4,425
GEICO $2,100 $2,249 $1,990 $2,227 $4,560 $4,749 $2,277 $2,295
Nationwide $2,406 $2,457 $2,123 $2,259 $6,574 $8,492 $2,801 $3,040
Progressive $2,378 $2,262 $2,118 $2,158 $9,920 $11,067 $2,818 $2,857
State Farm $1,754 $1,754 $1,552 $1,552 $4,046 $5,131 $1,896 $1,960
USAA $1,446 $1,474 $1,368 $1,383 $3,831 $4,232 $1,936 $2,120

Buy Cheap Loraine, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Loraine can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Loraine, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Loraine, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,248 $11,259
American Family $6,546 $8,700
GEICO $4,560 $4,749
Nationwide $6,574 $8,492
Progressive $9,920 $11,067
State Farm $4,046 $5,131
USAA $3,831 $4,232

Buy Cheap Loraine, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Loraine, Texas by comparing Loraine senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Loraine, TX here.

Annual Auto Insurance Rates for Senior Drivers in Loraine, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,562 $3,562
American Family $2,500 $2,825
GEICO $1,990 $2,227
Nationwide $2,123 $2,259
Progressive $2,118 $2,158
State Farm $1,552 $1,552
USAA $1,368 $1,383

Find Cheap Auto Insurance Rates in Loraine, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Loraine, Texas auto insurance. Compare Loraine, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Loraine, Texas

Insurance Company Low Medium High
Allstate $5,419 $5,478 $5,641
American Family $4,147 $4,247 $4,655
GEICO $2,688 $2,785 $2,945
Nationwide $4,078 $3,605 $3,624
Progressive $4,224 $4,427 $4,692
State Farm $2,342 $2,449 $2,576
USAA $2,165 $2,217 $2,290

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Find Cheap Loraine, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Loraine. Compare auto insurance rates in Loraine, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Loraine, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,387 $5,638
American Family $4,350 $4,350
GEICO $2,754 $2,858
Nationwide $3,769 $3,769
Progressive $4,447 $4,447
State Farm $2,455 $2,455
USAA $2,195 $2,252

Find Cheap Loraine, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Loraine, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Loraine, TX, take a look at the average cost for various violations versus rates for a clean driving record in Loraine.

Annual Loraine, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,356 $6,544 $6,793 $4,356
American Family $3,986 $5,019 $4,408 $3,986
GEICO $2,385 $3,131 $2,643 $3,064
Nationwide $3,263 $3,263 $4,857 $3,693
Progressive $3,879 $5,014 $4,530 $4,367
State Farm $2,198 $2,500 $2,925 $2,198
USAA $1,675 $2,433 $2,864 $1,922

Find Cheap Loraine, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Loraine, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Loraine for less when you shop around and compare rates from multiple Loraine, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Loraine, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,793
American Family $4,408
GEICO $2,643
Nationwide $4,857
Progressive $4,530
State Farm $2,925
USAA $2,864

Winners by Category: Where to Buy Cheap Auto Insurance in Loraine, TX

Compare rates from the cheapest auto insurance companies in Loraine, TX for your needs. Take a look at how Loraine, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Loraine, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Loraine, Texas Auto Insurance Companies

If you’re looking for the cheapest Loraine, TX auto insurance companies overall, you can compare them here. Find the best price for Loraine, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Loraine, Texas

Insurance Company Average Annual Rates
Allstate $5,513
American Family $4,350
GEICO $2,806
Nationwide $3,769
Progressive $4,447
State Farm $2,455
USAA $2,224

What affects Loraine, Texas auto insurance rates?

Local factors affect auto insurance rates in Loraine, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Loraine auto insurance rates.

Commute Times in Loraine

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Loraine, TX is 19.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Loraine, TX

You can buy cheap Loraine, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Loraine, Texas auto insurance quotes from top companies.

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