Buy Cheap Lonoke, AR Auto Insurance (2021)

Lonoke, AR auto insurance rates average $342 a month. Minimum auto insurance requirements in Lonoke, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Lonoke, AR, compare Lonoke auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lonoke, AR are $342/month
  • Average auto insurance rates in Lonoke, AR after a DUI are $4,952/year
  • The most expensive auto insurance company in Lonoke after a DUI is Travelers

Finding affordable Lonoke, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Lonoke, AR auto insurance with confidence is right here. Auto insurance rates in Lonoke are affected by local factors as well as personal ones like your driving record.

See how Lonoke, AR car insurance rates compare to Hot Springs auto insurance rates, Rogers auto insurance rates, and Pine Bluff auto insurance rates before you read more about the cost of auto insurance in Lonoke.

Don’t buy Lonoke, AR auto insurance until you’ve compared rates. Get free Lonoke, Arkansas auto insurance quotes when you enter your ZIP code above.

Lonoke, AR Minimum Auto Insurance Requirements

The required auto insurance in Lonoke, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Lonoke, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Lonoke, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lonoke, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lonoke, AR. Take a look at Lonoke, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lonoke, Arkansas

Insurance Company Poor Fair Good
Allstate $6,313 $4,844 $3,926
Farmers $4,867 $4,097 $3,903
GEICO $4,133 $3,401 $2,820
Liberty Mutual $6,297 $3,821 $2,990
Nationwide $4,409 $3,557 $3,244
Progressive $5,636 $4,833 $4,504
State Farm $4,197 $2,526 $1,966
Travelers $6,643 $5,559 $5,199
USAA $3,129 $2,149 $1,836

Buy Cheap Lonoke, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lonoke, Arkansas auto insurance rates? Find out how car insurance rates in Lonoke, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lonoke, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,802 $2,809 $2,515 $2,688 $10,456 $12,561 $3,071 $3,317
Farmers $2,264 $2,262 $2,015 $2,125 $9,958 $10,369 $2,595 $2,727
GEICO $2,470 $2,437 $2,274 $2,210 $6,651 $6,647 $2,443 $2,477
Liberty Mutual $2,466 $2,641 $2,383 $2,663 $9,201 $10,140 $2,674 $2,788
Nationwide $2,537 $2,581 $2,281 $2,405 $6,186 $7,863 $2,909 $3,131
Progressive $2,605 $2,452 $2,141 $2,250 $11,307 $12,731 $3,097 $3,342
State Farm $1,778 $1,778 $1,608 $1,608 $5,358 $6,725 $2,009 $2,305
Travelers $2,111 $2,147 $2,108 $2,110 $12,676 $20,394 $2,271 $2,585
USAA $1,432 $1,437 $1,337 $1,333 $4,708 $4,902 $1,845 $1,977

Buy Cheap Lonoke, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lonoke can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lonoke, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lonoke, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,456 $12,561
Farmers $9,958 $10,369
GEICO $6,651 $6,647
Liberty Mutual $9,201 $10,140
Nationwide $6,186 $7,863
Progressive $11,307 $12,731
State Farm $5,358 $6,725
Travelers $12,676 $20,394
USAA $4,708 $4,902

Buy Cheap Lonoke, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Lonoke, Arkansas by comparing Lonoke senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lonoke, AR here.

Annual Auto Insurance Rates for Senior Drivers in Lonoke, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,515 $2,688
Farmers $2,015 $2,125
GEICO $2,274 $2,210
Liberty Mutual $2,383 $2,663
Nationwide $2,281 $2,405
Progressive $2,141 $2,250
State Farm $1,608 $1,608
Travelers $2,108 $2,110
USAA $1,337 $1,333

Find Cheap Auto Insurance Rates in Lonoke, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lonoke, Arkansas auto insurance. Compare Lonoke, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lonoke, Arkansas

Insurance Company Low Medium High
Allstate $4,860 $5,024 $5,198
Farmers $4,026 $4,232 $4,610
GEICO $3,295 $3,450 $3,608
Liberty Mutual $4,207 $4,336 $4,564
Nationwide $3,747 $3,658 $3,805
Progressive $4,468 $4,868 $5,637
State Farm $2,734 $2,894 $3,060
Travelers $5,498 $5,815 $6,088
USAA $2,260 $2,362 $2,492

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Find Cheap Lonoke, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lonoke. Compare auto insurance rates in Lonoke, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lonoke, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,027 $5,027
Farmers $4,289 $4,289
GEICO $3,424 $3,479
Liberty Mutual $4,369 $4,369
Nationwide $3,737 $3,737
Progressive $4,991 $4,991
State Farm $2,825 $2,968
Travelers $5,800 $5,800
USAA $2,305 $2,438

Find Cheap Lonoke, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Lonoke, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lonoke, AR, take a look at the average cost for various violations versus rates for a clean driving record in Lonoke.

Annual Lonoke, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,129 $5,219 $5,809 $4,953
Farmers $3,626 $4,655 $4,547 $4,329
GEICO $2,353 $3,594 $5,325 $2,532
Liberty Mutual $2,959 $4,848 $5,678 $3,993
Nationwide $2,915 $3,756 $5,070 $3,205
Progressive $4,297 $5,995 $4,524 $5,147
State Farm $2,644 $3,149 $2,896 $2,896
Travelers $4,855 $5,015 $7,373 $5,958
USAA $1,813 $2,317 $3,343 $2,013

Find Cheap Lonoke, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lonoke, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Lonoke for less when you shop around and compare rates from multiple Lonoke, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lonoke, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,809
Farmers $4,547
GEICO $5,325
Liberty Mutual $5,678
Nationwide $5,070
Progressive $4,524
State Farm $2,896
Travelers $7,373
USAA $3,343

Winners by Category: Where to Buy Cheap Auto Insurance in Lonoke, AR

Compare rates from the cheapest auto insurance companies in Lonoke, AR for your needs. Take a look at how Lonoke, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lonoke, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Lonoke, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Lonoke, AR auto insurance companies overall, you can compare them here. Find the best price for Lonoke, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Lonoke, Arkansas

Insurance Company Average Annual Rates
Allstate $5,027
Farmers $4,289
GEICO $3,451
Liberty Mutual $4,369
Nationwide $3,737
Progressive $4,991
State Farm $2,896
Travelers $5,800
USAA $2,371

What affects Lonoke, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Lonoke, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Lonoke auto insurance rates.

Commute Times in Lonoke

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lonoke, AR is 25.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Lonoke, AR

You can buy cheap Lonoke, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lonoke, Arkansas auto insurance quotes from top companies.

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