Buy Cheap Longwood, FL Auto Insurance (2021)

Longwood, FL auto insurance rates average $351 a month. Minimum auto insurance requirements in Longwood, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Longwood, FL, compare Longwood auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Longwood, FL after a DUI are $5,043/year
  • The most expensive auto insurance company in Longwood is Allstate
  • Average auto insurance rates in Longwood, FL for teens drivers are $7,575/year

Finding affordable Longwood, Florida auto insurance can be challenging, but everything you need to know to buy cheap Longwood, FL auto insurance with confidence is right here. Auto insurance rates in Longwood are affected by local factors as well as personal ones like your driving record.

See how Longwood, FL car insurance rates compare to Tampa auto insurance rates, Orlando auto insurance rates, and Tallahassee auto insurance rates before you read more about the cost of auto insurance in Longwood.

Don’t buy Longwood, FL auto insurance until you’ve compared rates. Get free Longwood, Florida auto insurance quotes when you enter your ZIP code above.

Longwood, FL Minimum Auto Insurance Requirements

The required auto insurance in Longwood, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Longwood, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Longwood, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Longwood, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Longwood, FL. Take a look at Longwood, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Longwood, Florida

Insurance Company Poor Fair Good
Allstate $9,462 $5,977 $4,845
GEICO $5,137 $3,098 $2,318
Liberty Mutual $5,792 $4,269 $3,475
Nationwide $4,914 $3,615 $3,272
Progressive $6,638 $4,714 $3,939
State Farm $4,228 $2,771 $2,271
USAA $4,202 $2,055 $1,491

Buy Cheap Longwood, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Longwood, Florida auto insurance rates? Find out how car insurance rates in Longwood, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Longwood, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,208 $4,018 $3,659 $3,714 $14,431 $15,626 $4,188 $4,245
GEICO $2,783 $2,792 $2,607 $2,607 $4,978 $6,219 $3,062 $3,096
Liberty Mutual $3,147 $3,147 $2,891 $2,891 $6,564 $10,070 $3,147 $4,240
Nationwide $2,758 $2,722 $2,465 $2,548 $6,629 $8,155 $3,036 $3,157
Progressive $3,390 $3,213 $2,928 $3,118 $9,629 $10,482 $4,099 $3,917
State Farm $1,929 $1,929 $1,753 $1,753 $5,666 $7,244 $2,143 $2,301
USAA $1,490 $1,463 $1,395 $1,380 $5,128 $5,941 $1,859 $2,003

Buy Cheap Longwood, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Longwood can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Longwood, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Longwood, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,431 $15,626
GEICO $4,978 $6,219
Liberty Mutual $6,564 $10,070
Nationwide $6,629 $8,155
Progressive $9,629 $10,482
State Farm $5,666 $7,244
USAA $5,128 $5,941

Buy Cheap Longwood, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Longwood, Florida by comparing Longwood senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Longwood, FL here.

Annual Auto Insurance Rates for Senior Drivers in Longwood, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,659 $3,714
GEICO $2,607 $2,607
Liberty Mutual $2,891 $2,891
Nationwide $2,465 $2,548
Progressive $2,928 $3,118
State Farm $1,753 $1,753
USAA $1,395 $1,380

Find Cheap Auto Insurance Rates in Longwood, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Longwood, Florida auto insurance. Compare Longwood, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Longwood, Florida

Insurance Company Low Medium High
Allstate $5,248 $7,105 $7,930
GEICO $2,865 $3,645 $4,043
Liberty Mutual $4,150 $4,577 $4,809
Nationwide $3,106 $4,090 $4,606
Progressive $4,288 $5,215 $5,789
State Farm $2,623 $3,167 $3,480
USAA $2,244 $2,670 $2,833

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Find Cheap Longwood, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Longwood. Compare auto insurance rates in Longwood, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Longwood, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,568 $6,954
GEICO $3,501 $3,535
Liberty Mutual $4,369 $4,656
Nationwide $3,934 $3,934
Progressive $5,097 $5,097
State Farm $2,985 $3,195
USAA $2,553 $2,612

Find Cheap Longwood, FL Auto Insurance Rates by ZIP Code

Auto insurance rates in Longwood, Florida can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Longwood, FL to see how much where you live in Longwood affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Longwood, Florida

ZIP Code Average Annual Rates
32750 $3,248
32779 $3,251

Find Cheap Longwood, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Longwood, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Longwood, FL, take a look at the average cost for various violations versus rates for a clean driving record in Longwood.

Annual Longwood, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,834 $6,988 $7,750 $6,473
GEICO $2,440 $3,128 $4,673 $3,830
Liberty Mutual $3,270 $4,228 $6,107 $4,444
Nationwide $3,357 $3,684 $4,965 $3,729
Progressive $4,010 $5,962 $5,013 $5,404
State Farm $2,824 $3,355 $3,090 $3,090
USAA $2,016 $2,496 $3,702 $2,116

Find Cheap Longwood, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Longwood, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Longwood for less when you shop around and compare rates from multiple Longwood, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Longwood, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,750
GEICO $4,673
Liberty Mutual $6,107
Nationwide $4,965
Progressive $5,013
State Farm $3,090
USAA $3,702

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Winners by Category: Where to Buy Cheap Auto Insurance in Longwood, FL

Compare rates from the cheapest auto insurance companies in Longwood, FL for your needs. Take a look at how Longwood, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Longwood, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Longwood, Florida Auto Insurance Companies

If you’re looking for the cheapest Longwood, FL auto insurance companies overall, you can compare them here. Find the best price for Longwood, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Longwood, Florida

Insurance Company Average Annual Rates
Allstate $6,761
GEICO $3,518
Liberty Mutual $4,512
Nationwide $3,934
Progressive $5,097
State Farm $3,090
USAA $2,583

What affects Longwood, Florida auto insurance rates?

Local factors affect auto insurance rates in Longwood, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Longwood auto insurance rates.

Auto Theft in Longwood

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Longwood, FL auto theft show a total of 24 vehicle thefts annually.

Commute Times in Longwood

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Longwood, FL is 27.2 minutes according to City-Data.

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Compare Auto Insurance Quotes in Longwood, FL

You can buy cheap Longwood, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Longwood, Florida auto insurance quotes from top companies.

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