Buy Cheap Long Beach, IN Auto Insurance (2021)

Long Beach, IN auto insurance rates average $299 a month. Minimum auto insurance requirements in Long Beach, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Long Beach, IN, compare Long Beach auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Long Beach, IN are $299/month
  • The most expensive auto insurance company in Long Beach after a DUI is Liberty Mutual
  • Average auto insurance rates in Long Beach, IN after a DUI are $4,290/year

Finding affordable Long Beach, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Long Beach, IN auto insurance with confidence is right here. Auto insurance rates in Long Beach are affected by local factors as well as personal ones like your driving record.

See how Long Beach, IN car insurance rates compare to Carmel auto insurance rates, Indianapolis auto insurance rates, and Bloomington auto insurance rates before you read more about the cost of auto insurance in Long Beach.

Don’t buy Long Beach, IN auto insurance until you’ve compared rates. Get free Long Beach, Indiana auto insurance quotes when you enter your ZIP code above.

Long Beach, IN Minimum Auto Insurance Requirements

The required auto insurance in Long Beach, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Long Beach, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Long Beach, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Long Beach, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Long Beach, IN. Take a look at Long Beach, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Long Beach, Indiana

Insurance Company Poor Fair Good
Allstate $5,188 $3,851 $3,502
American Family $5,714 $3,700 $3,095
Farmers $4,354 $3,551 $3,291
GEICO $2,833 $2,354 $1,875
Liberty Mutual $9,225 $6,003 $5,551
Nationwide $3,397 $2,866 $2,689
Progressive $4,382 $3,879 $3,656
State Farm $3,737 $2,228 $1,727
Travelers $3,690 $3,130 $3,128
USAA $2,269 $1,503 $1,289

Buy Cheap Long Beach, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Long Beach, Indiana auto insurance rates? Find out how car insurance rates in Long Beach, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Long Beach, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,568 $2,628 $2,259 $2,475 $7,980 $10,103 $2,606 $2,825
American Family $2,598 $2,598 $2,336 $2,336 $7,238 $10,466 $2,598 $3,185
Farmers $1,683 $1,659 $1,438 $1,617 $9,117 $9,721 $2,221 $2,400
GEICO $1,598 $1,593 $1,494 $1,546 $4,737 $4,412 $1,832 $1,618
Liberty Mutual $4,738 $4,738 $4,356 $4,356 $10,359 $15,636 $4,738 $6,491
Nationwide $1,819 $1,856 $1,594 $1,700 $5,401 $7,009 $2,145 $2,347
Progressive $1,690 $1,600 $1,530 $1,540 $9,937 $11,192 $2,121 $2,168
State Farm $1,565 $1,565 $1,399 $1,399 $4,786 $6,137 $1,735 $1,925
Travelers $1,186 $1,207 $1,115 $1,114 $7,430 $11,773 $1,257 $1,447
USAA $1,077 $1,062 $1,001 $1,010 $2,987 $3,340 $1,458 $1,562

Buy Cheap Long Beach, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Long Beach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Long Beach, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Long Beach, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,980 $10,103
American Family $7,238 $10,466
Farmers $9,117 $9,721
GEICO $4,737 $4,412
Liberty Mutual $10,359 $15,636
Nationwide $5,401 $7,009
Progressive $9,937 $11,192
State Farm $4,786 $6,137
Travelers $7,430 $11,773
USAA $2,987 $3,340

Buy Cheap Long Beach, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Long Beach, Indiana by comparing Long Beach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Long Beach, IN here.

Annual Auto Insurance Rates for Senior Drivers in Long Beach, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,259 $2,475
American Family $2,336 $2,336
Farmers $1,438 $1,617
GEICO $1,494 $1,546
Liberty Mutual $4,356 $4,356
Nationwide $1,594 $1,700
Progressive $1,530 $1,540
State Farm $1,399 $1,399
Travelers $1,115 $1,114
USAA $1,001 $1,010

Find Cheap Auto Insurance Rates in Long Beach, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Long Beach, Indiana auto insurance. Compare Long Beach, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Long Beach, Indiana

Insurance Company Low Medium High
Allstate $3,953 $4,163 $4,426
American Family $4,121 $4,306 $4,080
Farmers $3,593 $3,724 $3,879
GEICO $2,211 $2,348 $2,502
Liberty Mutual $6,701 $6,909 $7,170
Nationwide $2,996 $2,963 $2,992
Progressive $3,751 $3,910 $4,257
State Farm $2,434 $2,563 $2,694
Travelers $3,245 $3,347 $3,357
USAA $1,622 $1,683 $1,756

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Find Cheap Long Beach, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Long Beach. Compare auto insurance rates in Long Beach, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Long Beach, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,180 $4,180
American Family $4,119 $4,220
Farmers $3,732 $3,732
GEICO $2,312 $2,395
Liberty Mutual $6,743 $7,110
Nationwide $2,984 $2,984
Progressive $3,972 $3,972
State Farm $2,490 $2,637
Travelers $3,316 $3,316
USAA $1,665 $1,710

Find Cheap Long Beach, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Long Beach, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Long Beach, IN, take a look at the average cost for various violations versus rates for a clean driving record in Long Beach.

Annual Long Beach, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,332 $4,910 $4,519 $3,961
American Family $2,874 $4,567 $5,810 $3,426
Farmers $3,341 $3,889 $4,011 $3,687
GEICO $1,543 $2,430 $3,299 $2,143
Liberty Mutual $5,385 $6,363 $10,016 $5,941
Nationwide $2,564 $3,309 $3,173 $2,889
Progressive $2,974 $5,220 $3,552 $4,144
State Farm $2,503 $2,748 $2,503 $2,503
Travelers $2,819 $3,480 $3,942 $3,024
USAA $1,275 $1,815 $2,080 $1,579

Find Cheap Long Beach, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Long Beach, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Long Beach for less when you shop around and compare rates from multiple Long Beach, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Long Beach, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,519
American Family $5,810
Farmers $4,011
GEICO $3,299
Liberty Mutual $10,016
Nationwide $3,173
Progressive $3,552
State Farm $2,503
Travelers $3,942
USAA $2,080

Winners by Category: Where to Buy Cheap Auto Insurance in Long Beach, IN

Compare rates from the cheapest auto insurance companies in Long Beach, IN for your needs. Take a look at how Long Beach, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Long Beach, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Long Beach, Indiana Auto Insurance Companies

If you’re looking for the cheapest Long Beach, IN auto insurance companies overall, you can compare them here. Find the best price for Long Beach, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Long Beach, Indiana

Insurance Company Average Annual Rates
Allstate $4,180
American Family $4,169
Farmers $3,732
GEICO $2,354
Liberty Mutual $6,926
Nationwide $2,984
Progressive $3,972
State Farm $2,564
Travelers $3,316
USAA $1,687

What affects Long Beach, Indiana auto insurance rates?

Local factors affect auto insurance rates in Long Beach, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Long Beach auto insurance rates.

Commute Times in Long Beach

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Long Beach, IN is 38.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Long Beach, IN

You can buy cheap Long Beach, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Long Beach, Indiana auto insurance quotes from top companies.

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