Buy Cheap Long Beach, CA Auto Insurance (2021)

Long Beach, CA auto insurance rates average $336 a month. Minimum auto insurance requirements in Long Beach, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Long Beach, CA, compare Long Beach auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Long Beach, CA are $336/month
  • The most expensive auto insurance company in Long Beach after a DUI is Nationwide
  • The most expensive auto insurance company in Long Beach is Farmers

Finding affordable Long Beach, California auto insurance can be challenging, but everything you need to know to buy cheap Long Beach, CA auto insurance with confidence is right here. Auto insurance rates in Long Beach are affected by local factors as well as personal ones like your driving record.

See how Long Beach, CA car insurance rates compare to Bakersfield auto insurance rates, San Francisco auto insurance rates, and Los Angeles auto insurance rates before you read more about the cost of auto insurance in Long Beach.

Don’t buy Long Beach, CA auto insurance until you’ve compared rates. Get free Long Beach, California auto insurance quotes when you enter your ZIP code above.

Long Beach, CA Minimum Auto Insurance Requirements

The required auto insurance in Long Beach, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Long Beach, California is outlined here.

Minimum Required Auto Insurance Coverage in Long Beach, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Long Beach, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Long Beach, California auto insurance rates? Find out how car insurance rates in Long Beach, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Long Beach, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,042 $3,034 $2,221 $2,232 $8,519 $10,693 $3,865 $4,209
Farmers $2,964 $2,964 $2,682 $2,682 $9,450 $15,431 $3,513 $3,914
GEICO $2,031 $2,032 $1,909 $1,909 $6,202 $6,302 $2,921 $2,980
Liberty Mutual $2,409 $2,268 $2,251 $2,176 $5,205 $5,588 $2,700 $2,740
Nationwide $3,620 $3,453 $3,171 $2,987 $9,258 $10,223 $4,324 $4,267
Progressive $1,951 $2,008 $1,662 $1,973 $5,245 $6,320 $2,822 $3,035
State Farm $3,686 $3,686 $3,296 $3,296 $6,821 $8,467 $4,082 $4,208
Travelers $2,746 $2,652 $2,425 $2,400 $5,784 $6,569 $3,584 $3,498
USAA $2,129 $2,016 $2,072 $2,080 $4,905 $4,933 $2,948 $2,786

Buy Cheap Long Beach, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Long Beach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Long Beach, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Long Beach, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,519 $10,693
Farmers $9,450 $15,431
GEICO $6,202 $6,302
Liberty Mutual $5,205 $5,588
Nationwide $9,258 $10,223
Progressive $5,245 $6,320
State Farm $6,821 $8,467
Travelers $5,784 $6,569
USAA $4,905 $4,933

Buy Cheap Long Beach, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Long Beach, California by comparing Long Beach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Long Beach, CA here.

Annual Auto Insurance Rates for Senior Drivers in Long Beach, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,221 $2,232
Farmers $2,682 $2,682
GEICO $1,909 $1,909
Liberty Mutual $2,251 $2,176
Nationwide $3,171 $2,987
Progressive $1,662 $1,973
State Farm $3,296 $3,296
Travelers $2,425 $2,400
USAA $2,072 $2,080

Find Cheap Auto Insurance Rates in Long Beach, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Long Beach, California auto insurance. Compare Long Beach, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Long Beach, California

Insurance Company Low Medium High
Allstate $4,448 $4,771 $4,961
Farmers $5,056 $5,494 $5,800
GEICO $2,955 $3,326 $3,577
Liberty Mutual $2,925 $3,197 $3,379
Nationwide $4,623 $5,255 $5,611
Progressive $2,792 $3,224 $3,365
State Farm $4,205 $4,778 $5,095
Travelers $3,190 $3,814 $4,119
USAA $2,697 $3,043 $3,210

Find Cheap Long Beach, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Long Beach. Compare auto insurance rates in Long Beach, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Long Beach, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,259 $5,195
Farmers $4,944 $5,956
GEICO $2,985 $3,587
Liberty Mutual $2,906 $3,428
Nationwide $4,555 $5,770
Progressive $2,836 $3,418
State Farm $4,522 $4,864
Travelers $3,333 $4,082
USAA $2,749 $3,218

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Find Cheap Long Beach, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Long Beach, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Long Beach, CA to see how much where you live in Long Beach affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Long Beach, California

ZIP Code Average Annual Rates
90802 $5,892
90803 $5,134
90804 $5,854
90805 $5,776
90806 $5,795
90807 $5,350
90808 $5,012
90810 $5,410
90813 $6,059
90814 $5,265
90815 $5,028
90822 $5,511
90831 $5,540
90833 $5,517
90834 $5,517
90835 $5,517
90840 $5,559

Find Cheap Long Beach, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Long Beach, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Long Beach, CA, take a look at the average cost for various violations versus rates for a clean driving record in Long Beach.

Annual Long Beach, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,851 $4,783 $7,536 $3,737
Farmers $4,032 $5,489 $6,831 $5,448
GEICO $2,294 $3,555 $4,447 $2,847
Liberty Mutual $2,749 $3,681 $3,325 $2,913
Nationwide $3,599 $4,617 $7,819 $4,617
Progressive $2,043 $3,481 $4,038 $2,946
State Farm $3,351 $3,995 $7,537 $3,888
Travelers $2,447 $4,052 $4,686 $3,644
USAA $1,979 $2,955 $4,832 $2,169

Find Cheap Long Beach, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Long Beach, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Long Beach for less when you shop around and compare rates from multiple Long Beach, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Long Beach, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,536
Farmers $6,831
GEICO $4,447
Liberty Mutual $3,325
Nationwide $7,819
Progressive $4,038
State Farm $7,537
Travelers $4,686
USAA $4,832

Winners by Category: Where to Buy Cheap Auto Insurance in Long Beach, CA

Compare rates from the cheapest auto insurance companies in Long Beach, CA for your needs. Take a look at how Long Beach, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Long Beach, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Long Beach, California Auto Insurance Companies

If you’re looking for the cheapest Long Beach, CA auto insurance companies overall, you can compare them here. Find the best price for Long Beach, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Long Beach, California

Insurance Company Average Annual Rates
Allstate $4,727
Farmers $5,450
GEICO $3,286
Liberty Mutual $3,167
Nationwide $5,163
Progressive $3,127
State Farm $4,693
Travelers $3,707
USAA $2,984

What affects Long Beach, California auto insurance rates?

Local factors affect auto insurance rates in Long Beach, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Long Beach auto insurance rates.

Auto Theft in Long Beach

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Long Beach, CA auto theft show a total of 2,279 vehicle thefts annually.

Commute Times in Long Beach

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Long Beach, CA is 31.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Long Beach, CA

You can buy cheap Long Beach, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Long Beach, California auto insurance quotes from top companies.

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