Buy Cheap Lone Tree, IA Auto Insurance (2021)

Lone Tree, IA auto insurance rates average $234 a month. Minimum auto insurance requirements in Lone Tree, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Lone Tree, IA, compare Lone Tree auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lone Tree, IA for teens drivers are $5,351/year
  • Average auto insurance rates in Lone Tree, IA after a DUI are $3,402/year
  • The most expensive auto insurance company in Lone Tree is Travelers

Finding affordable Lone Tree, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Lone Tree, IA auto insurance with confidence is right here. Auto insurance rates in Lone Tree are affected by local factors as well as personal ones like your driving record.

See how Lone Tree, IA car insurance rates compare to Waterloo auto insurance rates, Cedar Rapids auto insurance rates, and West Des Moines auto insurance rates before you read more about the cost of auto insurance in Lone Tree.

Don’t buy Lone Tree, IA auto insurance until you’ve compared rates. Get free Lone Tree, Iowa auto insurance quotes when you enter your ZIP code above.

Lone Tree, IA Minimum Auto Insurance Requirements

The required auto insurance in Lone Tree, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Lone Tree, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Lone Tree, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Lone Tree, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lone Tree, IA. Take a look at Lone Tree, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lone Tree, Iowa

Insurance Company Poor Fair Good
Allstate $3,309 $2,635 $2,369
American Family $3,819 $2,808 $2,360
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,495 $3,412 $2,686
Nationwide $3,079 $2,411 $2,111
Progressive $2,644 $2,146 $1,947
State Farm $2,892 $1,790 $1,412
Travelers $5,950 $5,073 $4,831
USAA $2,296 $1,585 $1,376

Buy Cheap Lone Tree, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lone Tree, Iowa auto insurance rates? Find out how car insurance rates in Lone Tree, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lone Tree, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,825 $1,750 $1,629 $1,657 $5,314 $5,986 $1,979 $2,029
American Family $1,933 $1,933 $1,729 $1,729 $5,150 $7,228 $1,933 $2,329
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,824 $1,976 $1,612 $1,956 $9,039 $10,168 $2,065 $2,273
Nationwide $1,759 $1,806 $1,568 $1,673 $4,057 $5,247 $1,992 $2,166
Progressive $1,559 $1,497 $1,288 $1,334 $3,934 $4,437 $1,878 $2,037
State Farm $1,283 $1,283 $1,140 $1,140 $3,670 $4,626 $1,447 $1,661
Travelers $2,411 $2,463 $2,330 $2,339 $10,505 $16,750 $2,502 $2,978
USAA $1,164 $1,171 $1,074 $1,087 $3,209 $3,392 $1,391 $1,531

Buy Cheap Lone Tree, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lone Tree can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lone Tree, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lone Tree, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,314 $5,986
American Family $5,150 $7,228
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,039 $10,168
Nationwide $4,057 $5,247
Progressive $3,934 $4,437
State Farm $3,670 $4,626
Travelers $10,505 $16,750
USAA $3,209 $3,392

Buy Cheap Lone Tree, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lone Tree, Iowa by comparing Lone Tree senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lone Tree, IA here.

Annual Auto Insurance Rates for Senior Drivers in Lone Tree, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,629 $1,657
American Family $1,729 $1,729
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,612 $1,956
Nationwide $1,568 $1,673
Progressive $1,288 $1,334
State Farm $1,140 $1,140
Travelers $2,330 $2,339
USAA $1,074 $1,087

Find Cheap Auto Insurance Rates in Lone Tree, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lone Tree, Iowa auto insurance. Compare Lone Tree, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lone Tree, Iowa

Insurance Company Low Medium High
Allstate $2,649 $2,775 $2,889
American Family $3,012 $3,162 $2,813
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $3,702 $3,858 $4,032
Nationwide $2,647 $2,520 $2,435
Progressive $2,119 $2,254 $2,364
State Farm $1,923 $2,044 $2,128
Travelers $4,975 $5,365 $5,514
USAA $1,658 $1,758 $1,840

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Find Cheap Lone Tree, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lone Tree. Compare auto insurance rates in Lone Tree, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lone Tree, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,706 $2,837
American Family $2,961 $3,031
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $3,864 $3,864
Nationwide $2,534 $2,534
Progressive $2,246 $2,246
State Farm $1,983 $2,080
Travelers $5,285 $5,285
USAA $1,689 $1,816

Find Cheap Lone Tree, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Lone Tree, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lone Tree, IA, take a look at the average cost for various violations versus rates for a clean driving record in Lone Tree.

Annual Lone Tree, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,354 $2,854 $3,244 $2,633
American Family $2,163 $3,168 $4,110 $2,542
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,337 $4,134 $4,205 $3,781
Nationwide $1,835 $2,635 $3,590 $2,075
Progressive $1,803 $2,968 $1,956 $2,255
State Farm $1,868 $2,195 $2,031 $2,031
Travelers $3,863 $5,131 $6,864 $5,281
USAA $1,336 $1,799 $2,338 $1,536

Find Cheap Lone Tree, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lone Tree, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Lone Tree for less when you shop around and compare rates from multiple Lone Tree, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lone Tree, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,244
American Family $4,110
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,205
Nationwide $3,590
Progressive $1,956
State Farm $2,031
Travelers $6,864
USAA $2,338

Winners by Category: Where to Buy Cheap Auto Insurance in Lone Tree, IA

Compare rates from the cheapest auto insurance companies in Lone Tree, IA for your needs. Take a look at how Lone Tree, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lone Tree, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Lone Tree, Iowa Auto Insurance Companies

If you’re looking for the cheapest Lone Tree, IA auto insurance companies overall, you can compare them here. Find the best price for Lone Tree, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Lone Tree, Iowa

Insurance Company Average Annual Rates
Allstate $2,771
American Family $2,996
Farmers $2,336
GEICO $2,315
Liberty Mutual $3,864
Nationwide $2,534
Progressive $2,246
State Farm $2,031
Travelers $5,285
USAA $1,752

What affects Lone Tree, Iowa auto insurance rates?

Local factors affect auto insurance rates in Lone Tree, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lone Tree auto insurance rates.

Commute Times in Lone Tree

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lone Tree, IA is 23.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Lone Tree, IA

You can buy cheap Lone Tree, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lone Tree, Iowa auto insurance quotes from top companies.

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