Buy Cheap Lone Star, TX Auto Insurance (2021)

Lone Star, TX auto insurance rates average $325 a month. Minimum auto insurance requirements in Lone Star, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Lone Star, TX, compare Lone Star auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lone Star, TX after a DUI are $4,426/year
  • The most expensive auto insurance company in Lone Star is Allstate
  • The most expensive auto insurance company in Lone Star after a DUI is Allstate

Finding affordable Lone Star, Texas auto insurance can be challenging, but everything you need to know to buy cheap Lone Star, TX auto insurance with confidence is right here. Auto insurance rates in Lone Star are affected by local factors as well as personal ones like your driving record.

See how Lone Star, TX car insurance rates compare to San Antonio auto insurance rates, Corpus Christi auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Lone Star.

Don’t buy Lone Star, TX auto insurance until you’ve compared rates. Get free Lone Star, Texas auto insurance quotes when you enter your ZIP code above.

Lone Star, TX Minimum Auto Insurance Requirements

The required auto insurance in Lone Star, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Lone Star, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Lone Star, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lone Star, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lone Star, TX. Take a look at Lone Star, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lone Star, Texas

Insurance Company Poor Fair Good
Allstate $6,939 $5,074 $4,334
American Family $6,009 $3,783 $3,305
GEICO $5,765 $3,250 $2,158
Nationwide $4,734 $3,799 $3,298
Progressive $4,829 $4,163 $3,853
State Farm $4,310 $2,679 $2,132
USAA $3,678 $2,117 $1,701

Buy Cheap Lone Star, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lone Star, Texas auto insurance rates? Find out how car insurance rates in Lone Star, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lone Star, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,566 $3,620 $3,523 $3,523 $9,147 $11,121 $4,434 $4,659
American Family $2,657 $2,953 $2,464 $2,818 $6,901 $9,030 $3,790 $4,314
GEICO $2,777 $2,992 $2,664 $3,014 $6,044 $6,293 $3,005 $3,005
Nationwide $2,463 $2,504 $2,175 $2,303 $7,037 $9,032 $2,899 $3,136
Progressive $2,295 $2,190 $2,039 $2,077 $9,500 $10,636 $2,728 $2,788
State Farm $2,138 $2,138 $1,898 $1,898 $5,074 $6,459 $2,321 $2,395
USAA $1,602 $1,619 $1,527 $1,526 $4,425 $4,840 $2,140 $2,310

Buy Cheap Lone Star, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lone Star can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lone Star, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lone Star, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,147 $11,121
American Family $6,901 $9,030
GEICO $6,044 $6,293
Nationwide $7,037 $9,032
Progressive $9,500 $10,636
State Farm $5,074 $6,459
USAA $4,425 $4,840

Buy Cheap Lone Star, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Lone Star, Texas by comparing Lone Star senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lone Star, TX here.

Annual Auto Insurance Rates for Senior Drivers in Lone Star, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,523 $3,523
American Family $2,464 $2,818
GEICO $2,664 $3,014
Nationwide $2,175 $2,303
Progressive $2,039 $2,077
State Farm $1,898 $1,898
USAA $1,527 $1,526

Find Cheap Auto Insurance Rates in Lone Star, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lone Star, Texas auto insurance. Compare Lone Star, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lone Star, Texas

Insurance Company Low Medium High
Allstate $5,356 $5,414 $5,578
American Family $4,055 $4,199 $4,844
GEICO $3,527 $3,674 $3,972
Nationwide $4,245 $3,773 $3,813
Progressive $4,095 $4,264 $4,486
State Farm $2,889 $3,031 $3,200
USAA $2,416 $2,488 $2,592

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Find Cheap Lone Star, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lone Star. Compare auto insurance rates in Lone Star, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lone Star, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,325 $5,574
American Family $4,366 $4,366
GEICO $3,652 $3,797
Nationwide $3,944 $3,944
Progressive $4,282 $4,282
State Farm $3,040 $3,040
USAA $2,467 $2,530

Find Cheap Lone Star, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Lone Star, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lone Star, TX, take a look at the average cost for various violations versus rates for a clean driving record in Lone Star.

Annual Lone Star, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,304 $6,465 $6,723 $4,304
American Family $3,987 $5,052 $4,438 $3,987
GEICO $3,157 $4,163 $3,497 $4,081
Nationwide $3,420 $3,420 $5,071 $3,864
Progressive $3,736 $4,818 $4,367 $4,205
State Farm $2,707 $3,098 $3,650 $2,707
USAA $1,868 $2,747 $3,235 $2,144

Find Cheap Lone Star, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lone Star, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Lone Star for less when you shop around and compare rates from multiple Lone Star, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lone Star, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,723
American Family $4,438
GEICO $3,497
Nationwide $5,071
Progressive $4,367
State Farm $3,650
USAA $3,235

Winners by Category: Where to Buy Cheap Auto Insurance in Lone Star, TX

Compare rates from the cheapest auto insurance companies in Lone Star, TX for your needs. Take a look at how Lone Star, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lone Star, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Lone Star, Texas Auto Insurance Companies

If you’re looking for the cheapest Lone Star, TX auto insurance companies overall, you can compare them here. Find the best price for Lone Star, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Lone Star, Texas

Insurance Company Average Annual Rates
Allstate $5,449
American Family $4,366
GEICO $3,724
Nationwide $3,944
Progressive $4,282
State Farm $3,040
USAA $2,498

What affects Lone Star, Texas auto insurance rates?

Local factors affect auto insurance rates in Lone Star, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Lone Star auto insurance rates.

Commute Times in Lone Star

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lone Star, TX is 25.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Lone Star, TX

You can buy cheap Lone Star, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lone Star, Texas auto insurance quotes from top companies.

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