Buy Cheap Lone Rock, IA Auto Insurance (2021)

Lone Rock, IA auto insurance rates average $244 a month. Minimum auto insurance requirements in Lone Rock, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Lone Rock, IA, compare Lone Rock auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lone Rock after a DUI is Travelers
  • Average auto insurance rates in Lone Rock, IA after a DUI are $3,538/year
  • Average auto insurance rates in Lone Rock, IA for teens drivers are $5,597/year

Finding affordable Lone Rock, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Lone Rock, IA auto insurance with confidence is right here. Auto insurance rates in Lone Rock are affected by local factors as well as personal ones like your driving record.

See how Lone Rock, IA car insurance rates compare to Ames auto insurance rates, Sioux City auto insurance rates, and Iowa City auto insurance rates before you read more about the cost of auto insurance in Lone Rock.

Don’t buy Lone Rock, IA auto insurance until you’ve compared rates. Get free Lone Rock, Iowa auto insurance quotes when you enter your ZIP code above.

Lone Rock, IA Minimum Auto Insurance Requirements

The required auto insurance in Lone Rock, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Lone Rock, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Lone Rock, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Lone Rock, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lone Rock, IA. Take a look at Lone Rock, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lone Rock, Iowa

Insurance Company Poor Fair Good
Allstate $3,462 $2,756 $2,477
American Family $3,904 $2,870 $2,412
Farmers $2,736 $2,270 $2,151
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,502 $4,014 $3,156
Nationwide $2,864 $2,248 $1,970
Progressive $2,551 $2,064 $1,871
State Farm $3,113 $1,926 $1,519
Travelers $6,180 $5,272 $5,021
USAA $2,466 $1,692 $1,465

Buy Cheap Lone Rock, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lone Rock, Iowa auto insurance rates? Find out how car insurance rates in Lone Rock, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lone Rock, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,895 $1,813 $1,696 $1,726 $5,601 $6,317 $2,046 $2,093
American Family $1,972 $1,972 $1,765 $1,765 $5,277 $7,395 $1,972 $2,376
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,166 $2,350 $1,905 $2,314 $10,614 $11,942 $2,455 $2,710
Nationwide $1,640 $1,682 $1,464 $1,560 $3,780 $4,882 $1,858 $2,019
Progressive $1,514 $1,454 $1,248 $1,297 $3,759 $4,241 $1,818 $1,966
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,487 $2,539 $2,415 $2,420 $10,959 $17,460 $2,585 $3,062
USAA $1,255 $1,270 $1,149 $1,174 $3,380 $3,592 $1,508 $1,666

Buy Cheap Lone Rock, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lone Rock can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lone Rock, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lone Rock, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,601 $6,317
American Family $5,277 $7,395
Farmers $4,449 $4,739
GEICO $4,328 $4,022
Liberty Mutual $10,614 $11,942
Nationwide $3,780 $4,882
Progressive $3,759 $4,241
State Farm $3,825 $4,856
Travelers $10,959 $17,460
USAA $3,380 $3,592

Buy Cheap Lone Rock, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lone Rock, Iowa by comparing Lone Rock senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lone Rock, IA here.

Annual Auto Insurance Rates for Senior Drivers in Lone Rock, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,696 $1,726
American Family $1,765 $1,765
Farmers $1,324 $1,444
GEICO $1,710 $1,564
Liberty Mutual $1,905 $2,314
Nationwide $1,464 $1,560
Progressive $1,248 $1,297
State Farm $1,254 $1,254
Travelers $2,415 $2,420
USAA $1,149 $1,174

Find Cheap Auto Insurance Rates in Lone Rock, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lone Rock, Iowa auto insurance. Compare Lone Rock, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lone Rock, Iowa

Insurance Company Low Medium High
Allstate $2,761 $2,903 $3,032
American Family $3,078 $3,232 $2,875
Farmers $2,288 $2,393 $2,476
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,379 $4,548 $4,744
Nationwide $2,455 $2,351 $2,276
Progressive $2,030 $2,169 $2,288
State Farm $2,083 $2,198 $2,277
Travelers $5,162 $5,574 $5,736
USAA $1,780 $1,880 $1,963

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Find Cheap Lone Rock, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lone Rock. Compare auto insurance rates in Lone Rock, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lone Rock, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,830 $2,967
American Family $3,026 $3,098
Farmers $2,386 $2,386
GEICO $2,294 $2,387
Liberty Mutual $4,557 $4,557
Nationwide $2,361 $2,361
Progressive $2,162 $2,162
State Farm $2,133 $2,239
Travelers $5,491 $5,491
USAA $1,806 $1,943

Find Cheap Lone Rock, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Lone Rock, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lone Rock, IA, take a look at the average cost for various violations versus rates for a clean driving record in Lone Rock.

Annual Lone Rock, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,456 $2,984 $3,400 $2,752
American Family $2,211 $3,235 $4,202 $2,599
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,935 $4,872 $4,965 $4,457
Nationwide $1,713 $2,454 $3,340 $1,936
Progressive $1,738 $2,851 $1,886 $2,174
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $4,004 $5,332 $7,142 $5,486
USAA $1,432 $1,922 $2,500 $1,643

Find Cheap Lone Rock, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lone Rock, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Lone Rock for less when you shop around and compare rates from multiple Lone Rock, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lone Rock, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,400
American Family $4,202
Farmers $2,558
GEICO $3,206
Liberty Mutual $4,965
Nationwide $3,340
Progressive $1,886
State Farm $2,186
Travelers $7,142
USAA $2,500

Winners by Category: Where to Buy Cheap Auto Insurance in Lone Rock, IA

Compare rates from the cheapest auto insurance companies in Lone Rock, IA for your needs. Take a look at how Lone Rock, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lone Rock, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Lone Rock, Iowa Auto Insurance Companies

If you’re looking for the cheapest Lone Rock, IA auto insurance companies overall, you can compare them here. Find the best price for Lone Rock, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Lone Rock, Iowa

Insurance Company Average Annual Rates
Allstate $2,898
American Family $3,062
Farmers $2,386
GEICO $2,341
Liberty Mutual $4,557
Nationwide $2,361
Progressive $2,162
State Farm $2,186
Travelers $5,491
USAA $1,874

What affects Lone Rock, Iowa auto insurance rates?

Local factors affect auto insurance rates in Lone Rock, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lone Rock auto insurance rates.

Commute Times in Lone Rock

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lone Rock, IA is 20.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Lone Rock, IA

You can buy cheap Lone Rock, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lone Rock, Iowa auto insurance quotes from top companies.

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