Buy Cheap Lomita, CA Auto Insurance (2021)

Lomita, CA auto insurance rates average $323 a month. Minimum auto insurance requirements in Lomita, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Lomita, CA, compare Lomita auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lomita after a DUI is Allstate
  • The most expensive auto insurance company in Lomita is Farmers
  • Average auto insurance rates in Lomita, CA after a DUI are $5,442/year

Finding affordable Lomita, California auto insurance can be challenging, but everything you need to know to buy cheap Lomita, CA auto insurance with confidence is right here. Auto insurance rates in Lomita are affected by local factors as well as personal ones like your driving record.

See how Lomita, CA car insurance rates compare to San Diego auto insurance rates, Anaheim auto insurance rates, and San Jose auto insurance rates before you read more about the cost of auto insurance in Lomita.

Don’t buy Lomita, CA auto insurance until you’ve compared rates. Get free Lomita, California auto insurance quotes when you enter your ZIP code above.

Lomita, CA Minimum Auto Insurance Requirements

The required auto insurance in Lomita, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Lomita, California is outlined here.

Minimum Required Auto Insurance Coverage in Lomita, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Lomita, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lomita, California auto insurance rates? Find out how car insurance rates in Lomita, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lomita, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,053 $3,044 $2,227 $2,238 $8,528 $10,702 $3,877 $4,222
Farmers $3,042 $3,042 $2,756 $2,756 $9,728 $15,887 $3,608 $4,023
GEICO $1,780 $1,780 $1,674 $1,674 $5,422 $5,509 $2,557 $2,610
Liberty Mutual $2,294 $2,160 $2,147 $2,077 $4,967 $5,330 $2,572 $2,611
Nationwide $3,455 $3,292 $3,041 $2,860 $8,903 $9,821 $4,132 $4,068
Progressive $1,789 $1,841 $1,522 $1,806 $4,785 $5,765 $2,580 $2,774
State Farm $3,452 $3,452 $3,086 $3,086 $6,405 $7,958 $3,823 $3,940
Travelers $2,725 $2,628 $2,409 $2,385 $5,769 $6,530 $3,555 $3,467
USAA $1,968 $1,864 $1,919 $1,926 $4,497 $4,526 $2,724 $2,574

Buy Cheap Lomita, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lomita can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lomita, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lomita, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,528 $10,702
Farmers $9,728 $15,887
GEICO $5,422 $5,509
Liberty Mutual $4,967 $5,330
Nationwide $8,903 $9,821
Progressive $4,785 $5,765
State Farm $6,405 $7,958
Travelers $5,769 $6,530
USAA $4,497 $4,526

Buy Cheap Lomita, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lomita, California by comparing Lomita senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lomita, CA here.

Annual Auto Insurance Rates for Senior Drivers in Lomita, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,227 $2,238
Farmers $2,756 $2,756
GEICO $1,674 $1,674
Liberty Mutual $2,147 $2,077
Nationwide $3,041 $2,860
Progressive $1,522 $1,806
State Farm $3,086 $3,086
Travelers $2,409 $2,385
USAA $1,919 $1,926

Find Cheap Auto Insurance Rates in Lomita, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lomita, California auto insurance. Compare Lomita, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lomita, California

Insurance Company Low Medium High
Allstate $4,453 $4,781 $4,975
Farmers $5,201 $5,652 $5,963
GEICO $2,594 $2,910 $3,122
Liberty Mutual $2,781 $3,050 $3,228
Nationwide $4,406 $5,040 $5,394
Progressive $2,559 $2,946 $3,069
State Farm $3,920 $4,487 $4,793
Travelers $3,153 $3,793 $4,104
USAA $2,492 $2,804 $2,953

Find Cheap Lomita, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lomita. Compare auto insurance rates in Lomita, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lomita, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,266 $5,206
Farmers $5,085 $6,126
GEICO $2,612 $3,139
Liberty Mutual $2,772 $3,267
Nationwide $4,364 $5,529
Progressive $2,592 $3,124
State Farm $4,239 $4,561
Travelers $3,313 $4,054
USAA $2,535 $2,965

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Find Cheap Lomita, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Lomita, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lomita, CA, take a look at the average cost for various violations versus rates for a clean driving record in Lomita.

Annual Lomita, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $4,792 $7,553 $3,744
Farmers $4,147 $5,645 $7,025 $5,604
GEICO $2,009 $3,108 $3,893 $2,493
Liberty Mutual $2,622 $3,509 $3,170 $2,778
Nationwide $3,450 $4,426 $7,484 $4,426
Progressive $1,871 $3,181 $3,685 $2,695
State Farm $3,143 $3,746 $7,064 $3,646
Travelers $2,429 $4,030 $4,652 $3,623
USAA $1,826 $2,722 $4,450 $2,001

Find Cheap Lomita, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lomita, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Lomita for less when you shop around and compare rates from multiple Lomita, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lomita, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,553
Farmers $7,025
GEICO $3,893
Liberty Mutual $3,170
Nationwide $7,484
Progressive $3,685
State Farm $7,064
Travelers $4,652
USAA $4,450

Winners by Category: Where to Buy Cheap Auto Insurance in Lomita, CA

Compare rates from the cheapest auto insurance companies in Lomita, CA for your needs. Take a look at how Lomita, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lomita, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Lomita, California Auto Insurance Companies

If you’re looking for the cheapest Lomita, CA auto insurance companies overall, you can compare them here. Find the best price for Lomita, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Lomita, California

Insurance Company Average Annual Rates
Allstate $4,736
Farmers $5,605
GEICO $2,876
Liberty Mutual $3,020
Nationwide $4,946
Progressive $2,858
State Farm $4,400
Travelers $3,684
USAA $2,750

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What affects Lomita, California auto insurance rates?

Local factors affect auto insurance rates in Lomita, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lomita auto insurance rates.

Auto Theft in Lomita

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Lomita, CA auto theft show a total of 47 vehicle thefts annually.

Commute Times in Lomita

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lomita, CA is 27.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Lomita, CA

You can buy cheap Lomita, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lomita, California auto insurance quotes from top companies.

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