Buy Cheap Loma, CO Auto Insurance (2021)

Loma, CO auto insurance rates average $279 a month. Minimum auto insurance requirements in Loma, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Loma, CO, compare Loma auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Loma after a DUI is Allstate
  • Average auto insurance rates in Loma, CO for teens drivers are $6,519/year
  • The most expensive auto insurance company in Loma is Allstate

Finding affordable Loma, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Loma, CO auto insurance with confidence is right here. Auto insurance rates in Loma are affected by local factors as well as personal ones like your driving record.

See how Loma, CO car insurance rates compare to Fort Collins auto insurance rates, Lakewood auto insurance rates, and Arvada auto insurance rates before you read more about the cost of auto insurance in Loma.

Don’t buy Loma, CO auto insurance until you’ve compared rates. Get free Loma, Colorado auto insurance quotes when you enter your ZIP code above.

Loma, CO Minimum Auto Insurance Requirements

The required auto insurance in Loma, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Loma, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Loma, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Loma, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Loma, CO. Take a look at Loma, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Loma, Colorado

Insurance Company Poor Fair Good
Allstate $6,926 $5,334 $4,034
American Family $4,499 $3,210 $2,691
Farmers $5,151 $4,189 $3,978
GEICO $2,522 $2,106 $1,690
Liberty Mutual $3,384 $2,082 $1,661
Nationwide $3,525 $2,806 $2,447
Progressive $4,263 $3,646 $3,352
State Farm $3,633 $2,337 $1,885
USAA $4,418 $2,521 $2,022

Buy Cheap Loma, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Loma, Colorado auto insurance rates? Find out how car insurance rates in Loma, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Loma, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,318 $3,093 $2,971 $3,005 $11,576 $12,124 $3,661 $3,700
American Family $2,369 $2,369 $2,141 $2,141 $5,736 $7,705 $2,369 $2,905
Farmers $2,582 $2,550 $2,339 $2,530 $9,890 $9,928 $2,838 $2,855
GEICO $1,333 $1,458 $1,409 $1,589 $4,169 $4,420 $1,224 $1,247
Liberty Mutual $1,545 $1,506 $1,306 $1,435 $4,802 $5,249 $1,568 $1,595
Nationwide $1,952 $1,982 $1,754 $1,845 $4,935 $6,278 $2,246 $2,417
Progressive $2,276 $2,128 $1,997 $1,987 $7,839 $8,755 $2,561 $2,488
State Farm $1,635 $1,635 $1,474 $1,474 $4,740 $5,988 $1,831 $2,173
USAA $2,006 $2,006 $1,910 $1,917 $4,983 $5,703 $2,573 $2,799

Buy Cheap Loma, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Loma can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Loma, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Loma, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,576 $12,124
American Family $5,736 $7,705
Farmers $9,890 $9,928
GEICO $4,169 $4,420
Liberty Mutual $4,802 $5,249
Nationwide $4,935 $6,278
Progressive $7,839 $8,755
State Farm $4,740 $5,988
USAA $4,983 $5,703

Buy Cheap Loma, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Loma, Colorado by comparing Loma senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Loma, CO here.

Annual Auto Insurance Rates for Senior Drivers in Loma, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,971 $3,005
American Family $2,141 $2,141
Farmers $2,339 $2,530
GEICO $1,409 $1,589
Liberty Mutual $1,306 $1,435
Nationwide $1,754 $1,845
Progressive $1,997 $1,987
State Farm $1,474 $1,474
USAA $1,910 $1,917

Find Cheap Auto Insurance Rates in Loma, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Loma, Colorado auto insurance. Compare Loma, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Loma, Colorado

Insurance Company Low Medium High
Allstate $5,199 $5,416 $5,678
American Family $3,297 $3,539 $3,565
Farmers $3,893 $4,378 $5,047
GEICO $1,920 $2,074 $2,324
Liberty Mutual $2,250 $2,368 $2,509
Nationwide $2,909 $2,928 $2,941
Progressive $3,453 $3,766 $4,042
State Farm $2,443 $2,619 $2,794
USAA $2,856 $2,986 $3,119

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Find Cheap Loma, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Loma. Compare auto insurance rates in Loma, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Loma, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,431 $5,431
American Family $3,393 $3,541
Farmers $4,439 $4,439
GEICO $2,065 $2,147
Liberty Mutual $2,376 $2,376
Nationwide $2,926 $2,926
Progressive $3,754 $3,754
State Farm $2,555 $2,683
USAA $2,903 $3,071

Find Cheap Loma, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Loma, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Loma, CO, take a look at the average cost for various violations versus rates for a clean driving record in Loma.

Annual Loma, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,607 $5,307 $6,563 $5,247
American Family $2,562 $3,647 $4,754 $2,905
Farmers $3,743 $4,824 $4,760 $4,430
GEICO $1,493 $2,311 $2,685 $1,935
Liberty Mutual $2,089 $2,436 $2,524 $2,454
Nationwide $2,267 $3,072 $3,877 $2,488
Progressive $3,250 $4,557 $3,428 $3,781
State Farm $2,406 $2,831 $2,619 $2,619
USAA $2,188 $2,662 $4,635 $2,464

Find Cheap Loma, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Loma, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Loma for less when you shop around and compare rates from multiple Loma, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Loma, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,563
American Family $4,754
Farmers $4,760
GEICO $2,685
Liberty Mutual $2,524
Nationwide $3,877
Progressive $3,428
State Farm $2,619
USAA $4,635

Winners by Category: Where to Buy Cheap Auto Insurance in Loma, CO

Compare rates from the cheapest auto insurance companies in Loma, CO for your needs. Take a look at how Loma, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Loma, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Loma, Colorado Auto Insurance Companies

If you’re looking for the cheapest Loma, CO auto insurance companies overall, you can compare them here. Find the best price for Loma, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Loma, Colorado

Insurance Company Average Annual Rates
Allstate $5,431
American Family $3,467
Farmers $4,439
GEICO $2,106
Liberty Mutual $2,376
Nationwide $2,926
Progressive $3,754
State Farm $2,619
USAA $2,987

What affects Loma, Colorado auto insurance rates?

Local factors affect auto insurance rates in Loma, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Loma auto insurance rates.

Commute Times in Loma

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Loma, CO is 34.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Loma, CO

You can buy cheap Loma, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Loma, Colorado auto insurance quotes from top companies.

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