Buy Cheap Lodi, OH Auto Insurance (2021)

Lodi, OH auto insurance rates average $220 a month. Minimum auto insurance requirements in Lodi, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Lodi, OH, compare Lodi auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lodi, OH are $220/month
  • Average auto insurance rates in Lodi, OH for teens drivers are $5,483/year
  • The most expensive auto insurance company in Lodi is Liberty Mutual

Finding affordable Lodi, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Lodi, OH auto insurance with confidence is right here. Auto insurance rates in Lodi are affected by local factors as well as personal ones like your driving record.

See how Lodi, OH car insurance rates compare to Canton auto insurance rates, Hamilton auto insurance rates, and Parma auto insurance rates before you read more about the cost of auto insurance in Lodi.

Don’t buy Lodi, OH auto insurance until you’ve compared rates. Get free Lodi, Ohio auto insurance quotes when you enter your ZIP code above.

Lodi, OH Minimum Auto Insurance Requirements

The required auto insurance in Lodi, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Lodi, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Lodi, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lodi, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lodi, OH. Take a look at Lodi, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lodi, Ohio

Insurance Company Poor Fair Good
Allstate $3,814 $2,788 $2,324
American Family $1,873 $1,272 $1,075
Farmers $3,682 $3,118 $2,969
GEICO $1,967 $1,643 $1,319
Liberty Mutual $5,830 $3,587 $2,813
Nationwide $3,592 $2,897 $2,449
Progressive $3,553 $3,070 $2,867
State Farm $3,482 $2,152 $1,696
Travelers $3,373 $2,936 $2,744
USAA $1,907 $1,352 $1,153

Buy Cheap Lodi, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lodi, Ohio auto insurance rates? Find out how car insurance rates in Lodi, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lodi, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,973 $1,958 $1,789 $1,910 $5,564 $6,362 $2,058 $2,187
American Family $871 $904 $797 $800 $2,717 $2,947 $1,080 $1,137
Farmers $1,708 $1,705 $1,503 $1,587 $7,667 $7,976 $1,912 $1,993
GEICO $1,183 $1,151 $1,121 $1,137 $3,179 $2,953 $1,312 $1,106
Liberty Mutual $1,886 $2,057 $1,451 $1,765 $9,995 $11,281 $1,998 $2,178
Nationwide $1,982 $1,989 $1,793 $1,802 $5,115 $6,573 $2,120 $2,459
Progressive $1,634 $1,540 $1,363 $1,404 $7,240 $8,145 $1,959 $2,021
State Farm $1,459 $1,459 $1,308 $1,308 $4,598 $5,773 $1,696 $1,945
Travelers $1,383 $1,404 $1,376 $1,369 $6,007 $9,520 $1,442 $1,640
USAA $890 $897 $848 $846 $2,751 $3,062 $1,189 $1,281

Buy Cheap Lodi, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lodi can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lodi, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lodi, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,564 $6,362
American Family $2,717 $2,947
Farmers $7,667 $7,976
GEICO $3,179 $2,953
Liberty Mutual $9,995 $11,281
Nationwide $5,115 $6,573
Progressive $7,240 $8,145
State Farm $4,598 $5,773
Travelers $6,007 $9,520
USAA $2,751 $3,062

Buy Cheap Lodi, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Lodi, Ohio by comparing Lodi senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lodi, OH here.

Annual Auto Insurance Rates for Senior Drivers in Lodi, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,789 $1,910
American Family $797 $800
Farmers $1,503 $1,587
GEICO $1,121 $1,137
Liberty Mutual $1,451 $1,765
Nationwide $1,793 $1,802
Progressive $1,363 $1,404
State Farm $1,308 $1,308
Travelers $1,376 $1,369
USAA $848 $846

Find Cheap Auto Insurance Rates in Lodi, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lodi, Ohio auto insurance. Compare Lodi, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lodi, Ohio

Insurance Company Low Medium High
Allstate $2,872 $2,969 $3,084
American Family $1,383 $1,418 $1,419
Farmers $3,077 $3,204 $3,488
GEICO $1,587 $1,635 $1,706
Liberty Mutual $3,918 $4,099 $4,213
Nationwide $3,285 $2,888 $2,764
Progressive $3,053 $3,139 $3,298
State Farm $2,321 $2,451 $2,558
Travelers $2,924 $3,060 $3,069
USAA $1,402 $1,469 $1,541

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Find Cheap Lodi, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lodi. Compare auto insurance rates in Lodi, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lodi, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,975 $2,975
American Family $1,390 $1,423
Farmers $3,256 $3,256
GEICO $1,615 $1,670
Liberty Mutual $4,077 $4,077
Nationwide $2,979 $2,979
Progressive $3,163 $3,163
State Farm $2,382 $2,504
Travelers $3,018 $3,018
USAA $1,414 $1,527

Find Cheap Lodi, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Lodi, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lodi, OH, take a look at the average cost for various violations versus rates for a clean driving record in Lodi.

Annual Lodi, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,489 $3,020 $3,565 $2,826
American Family $1,348 $1,426 $1,426 $1,426
Farmers $2,686 $3,461 $3,375 $3,504
GEICO $1,113 $1,609 $2,345 $1,504
Liberty Mutual $3,423 $4,400 $4,488 $3,995
Nationwide $2,395 $3,036 $3,841 $2,644
Progressive $2,728 $3,708 $2,905 $3,312
State Farm $2,223 $2,663 $2,443 $2,443
Travelers $2,222 $2,895 $4,371 $2,582
USAA $1,128 $1,513 $1,992 $1,249

Find Cheap Lodi, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lodi, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Lodi for less when you shop around and compare rates from multiple Lodi, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lodi, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,565
American Family $1,426
Farmers $3,375
GEICO $2,345
Liberty Mutual $4,488
Nationwide $3,841
Progressive $2,905
State Farm $2,443
Travelers $4,371
USAA $1,992

Winners by Category: Where to Buy Cheap Auto Insurance in Lodi, OH

Compare rates from the cheapest auto insurance companies in Lodi, OH for your needs. Take a look at how Lodi, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lodi, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Lodi, Ohio Auto Insurance Companies

If you’re looking for the cheapest Lodi, OH auto insurance companies overall, you can compare them here. Find the best price for Lodi, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Lodi, Ohio

Insurance Company Average Annual Rates
Allstate $2,975
American Family $1,407
Farmers $3,256
GEICO $1,643
Liberty Mutual $4,077
Nationwide $2,979
Progressive $3,163
State Farm $2,443
Travelers $3,018
USAA $1,470

What affects Lodi, Ohio auto insurance rates?

Local factors affect auto insurance rates in Lodi, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Lodi auto insurance rates.

Commute Times in Lodi

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lodi, OH is 29.4 minutes according to City-Data.

Traffic in Lodi

How is traffic in Lodi, Ohio? Inrix data shows that Lodi, OH traffic makes it the 464th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Lodi, OH

You can buy cheap Lodi, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lodi, Ohio auto insurance quotes from top companies.

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