Buy Cheap Locust Fork, AL Auto Insurance (2021)

Locust Fork, AL auto insurance rates average $319 a month. Minimum auto insurance requirements in Locust Fork, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Locust Fork, AL, compare Locust Fork auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Locust Fork, AL for teens drivers are $7,847/year
  • The most expensive auto insurance company in Locust Fork is Liberty Mutual
  • Average auto insurance rates in Locust Fork, AL are $319/month

Finding affordable Locust Fork, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Locust Fork, AL auto insurance with confidence is right here. Auto insurance rates in Locust Fork are affected by local factors as well as personal ones like your driving record.

See how Locust Fork, AL car insurance rates compare to Madison auto insurance rates, Mobile auto insurance rates, and Auburn auto insurance rates before you read more about the cost of auto insurance in Locust Fork.

Don’t buy Locust Fork, AL auto insurance until you’ve compared rates. Get free Locust Fork, Alabama auto insurance quotes when you enter your ZIP code above.

Locust Fork, AL Minimum Auto Insurance Requirements

The required auto insurance in Locust Fork, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Locust Fork, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Locust Fork, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Locust Fork, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Locust Fork, AL. Take a look at Locust Fork, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Locust Fork, Alabama

Insurance Company Poor Fair Good
Allstate $4,338 $3,416 $2,794
Farmers $4,857 $4,180 $3,960
GEICO $3,948 $2,813 $2,544
Liberty Mutual $7,763 $4,753 $3,728
Nationwide $3,130 $2,444 $2,211
Progressive $5,502 $4,731 $4,424
State Farm $8,054 $4,079 $2,773
Travelers $3,821 $3,315 $3,378
USAA $2,877 $1,869 $1,668

Buy Cheap Locust Fork, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Locust Fork, Alabama auto insurance rates? Find out how car insurance rates in Locust Fork, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Locust Fork, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,106 $2,005 $1,905 $1,942 $7,417 $7,984 $2,357 $2,410
Farmers $2,476 $2,455 $2,213 $2,347 $9,554 $9,828 $2,830 $2,955
GEICO $2,214 $2,202 $2,095 $2,161 $5,858 $5,765 $2,339 $2,181
Liberty Mutual $3,153 $3,405 $2,581 $2,883 $11,526 $12,810 $3,366 $3,594
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,627 $2,458 $2,153 $2,303 $10,956 $12,236 $3,073 $3,280
State Farm $3,033 $3,033 $2,745 $2,745 $9,244 $11,544 $3,428 $3,977
Travelers $1,424 $1,446 $1,338 $1,334 $7,620 $11,980 $1,351 $1,545
USAA $1,327 $1,347 $1,238 $1,212 $3,975 $4,408 $1,732 $1,868

Buy Cheap Locust Fork, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Locust Fork can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Locust Fork, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Locust Fork, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,417 $7,984
Farmers $9,554 $9,828
GEICO $5,858 $5,765
Liberty Mutual $11,526 $12,810
Nationwide $4,472 $5,749
Progressive $10,956 $12,236
State Farm $9,244 $11,544
Travelers $7,620 $11,980
USAA $3,975 $4,408

Buy Cheap Locust Fork, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Locust Fork, Alabama by comparing Locust Fork senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Locust Fork, AL here.

Annual Auto Insurance Rates for Senior Drivers in Locust Fork, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,905 $1,942
Farmers $2,213 $2,347
GEICO $2,095 $2,161
Liberty Mutual $2,581 $2,883
Nationwide $1,548 $1,600
Progressive $2,153 $2,303
State Farm $2,745 $2,745
Travelers $1,338 $1,334
USAA $1,238 $1,212

Find Cheap Auto Insurance Rates in Locust Fork, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Locust Fork, Alabama auto insurance. Compare Locust Fork, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Locust Fork, Alabama

Insurance Company Low Medium High
Allstate $3,400 $3,510 $3,637
Farmers $4,110 $4,281 $4,606
GEICO $2,872 $3,089 $3,345
Liberty Mutual $5,184 $5,391 $5,669
Nationwide $2,578 $2,574 $2,635
Progressive $4,361 $4,860 $5,435
State Farm $4,714 $4,961 $5,230
Travelers $3,330 $3,574 $3,610
USAA $2,064 $2,127 $2,223

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Find Cheap Locust Fork, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Locust Fork. Compare auto insurance rates in Locust Fork, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Locust Fork, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,516 $3,516
Farmers $4,332 $4,332
GEICO $3,046 $3,158
Liberty Mutual $5,415 $5,415
Nationwide $2,595 $2,595
Progressive $4,886 $4,886
State Farm $4,851 $5,086
Travelers $3,505 $3,505
USAA $2,040 $2,236

Find Cheap Locust Fork, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Locust Fork, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Locust Fork, AL, take a look at the average cost for various violations versus rates for a clean driving record in Locust Fork.

Annual Locust Fork, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,983 $3,520 $4,185 $3,376
Farmers $3,639 $4,713 $4,596 $4,381
GEICO $2,089 $3,369 $4,162 $2,788
Liberty Mutual $4,241 $5,916 $5,781 $5,721
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $4,407 $5,557 $4,744 $4,835
State Farm $4,480 $5,566 $4,914 $4,914
Travelers $2,920 $3,064 $4,481 $3,554
USAA $1,644 $2,064 $3,067 $1,778

Find Cheap Locust Fork, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Locust Fork, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Locust Fork for less when you shop around and compare rates from multiple Locust Fork, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Locust Fork, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,185
Farmers $4,596
GEICO $4,162
Liberty Mutual $5,781
Nationwide $3,298
Progressive $4,744
State Farm $4,914
Travelers $4,481
USAA $3,067

Winners by Category: Where to Buy Cheap Auto Insurance in Locust Fork, AL

Compare rates from the cheapest auto insurance companies in Locust Fork, AL for your needs. Take a look at how Locust Fork, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Locust Fork, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Locust Fork, Alabama Auto Insurance Companies

If you’re looking for the cheapest Locust Fork, AL auto insurance companies overall, you can compare them here. Find the best price for Locust Fork, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Locust Fork, Alabama

Insurance Company Average Annual Rates
Allstate $3,516
Farmers $4,332
GEICO $3,102
Liberty Mutual $5,415
Nationwide $2,595
Progressive $4,886
State Farm $4,969
Travelers $3,505
USAA $2,138

What affects Locust Fork, Alabama auto insurance rates?

Local factors affect auto insurance rates in Locust Fork, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Locust Fork auto insurance rates.

Commute Times in Locust Fork

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Locust Fork, AL is 36.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Locust Fork, AL

You can buy cheap Locust Fork, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Locust Fork, Alabama auto insurance quotes from top companies.

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