Buy Cheap Locust Dale, VA Auto Insurance (2021)

Locust Dale, VA auto insurance rates average $200 a month. Minimum auto insurance requirements in Locust Dale, Virginia are 25/50/20 to comply with Virginia laws. To buy cheap auto insurance in Locust Dale, VA, compare Locust Dale auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Locust Dale after a DUI is Allstate
  • Average auto insurance rates in Locust Dale, VA are $200/month
  • Average auto insurance rates in Locust Dale, VA for teens drivers are $4,449/year

Finding affordable Locust Dale, Virginia auto insurance can be challenging, but everything you need to know to buy cheap Locust Dale, VA auto insurance with confidence is right here. Auto insurance rates in Locust Dale are affected by local factors as well as personal ones like your driving record.

See how Locust Dale, VA car insurance rates compare to Alexandria auto insurance rates, Virginia Beach auto insurance rates, and Suffolk auto insurance rates before you read more about the cost of auto insurance in Locust Dale.

Don’t buy Locust Dale, VA auto insurance until you’ve compared rates. Get free Locust Dale, Virginia auto insurance quotes when you enter your ZIP code above.

Locust Dale, VA Minimum Auto Insurance Requirements

The required auto insurance in Locust Dale, VA is 25/50/20 according to the auto insurance laws in Virginia. The minimum auto insurance in Locust Dale, Virginia is outlined here.

Minimum Required Auto Insurance Coverage in Locust Dale, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Locust Dale, VA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Locust Dale, VA. Take a look at Locust Dale, Virginia auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Locust Dale, Virginia

Insurance Company Poor Fair Good
Allstate $4,030 $3,229 $2,662
GEICO $2,439 $2,073 $2,073
Nationwide $2,445 $1,962 $1,781
Progressive $2,971 $2,586 $2,411
State Farm $3,379 $2,094 $1,654
USAA $2,388 $1,631 $1,348

Buy Cheap Locust Dale, VA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Locust Dale, Virginia auto insurance rates? Find out how car insurance rates in Locust Dale, VA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Locust Dale, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,993 $1,884 $1,980 $1,980 $6,233 $7,190 $2,592 $2,602
GEICO $1,578 $1,578 $1,496 $1,496 $3,315 $4,446 $1,833 $1,818
Nationwide $1,430 $1,440 $1,268 $1,305 $3,388 $4,375 $1,576 $1,719
Progressive $1,343 $1,280 $1,207 $1,213 $6,070 $6,835 $1,630 $1,670
State Farm $1,465 $1,465 $1,318 $1,318 $4,379 $5,503 $1,655 $1,903
USAA $1,077 $1,062 $1,008 $1,015 $3,308 $3,932 $1,386 $1,525

Buy Cheap Locust Dale, VA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Locust Dale can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Locust Dale, VA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Locust Dale, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,233 $7,190
GEICO $3,315 $4,446
Nationwide $3,388 $4,375
Progressive $6,070 $6,835
State Farm $4,379 $5,503
USAA $3,308 $3,932

Buy Cheap Locust Dale, VA Auto Insurance for Seniors

You can save on senior auto insurance rates in Locust Dale, Virginia by comparing Locust Dale senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Locust Dale, VA here.

Annual Auto Insurance Rates for Senior Drivers in Locust Dale, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,980 $1,980
GEICO $1,496 $1,496
Nationwide $1,268 $1,305
Progressive $1,207 $1,213
State Farm $1,318 $1,318
USAA $1,008 $1,015

Find Cheap Auto Insurance Rates in Locust Dale, VA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Locust Dale, Virginia auto insurance. Compare Locust Dale, VA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Locust Dale, Virginia

Insurance Company Low Medium High
Allstate $3,228 $3,308 $3,384
GEICO $2,110 $2,192 $2,283
Nationwide $2,168 $2,042 $1,977
Progressive $2,537 $2,625 $2,805
State Farm $2,240 $2,372 $2,515
USAA $1,711 $1,792 $1,864

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Find Cheap Locust Dale, VA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Locust Dale. Compare auto insurance rates in Locust Dale, VA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Locust Dale, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,208 $3,405
GEICO $2,154 $2,236
Nationwide $2,063 $2,063
Progressive $2,656 $2,656
State Farm $2,318 $2,434
USAA $1,723 $1,855

Find Cheap Locust Dale, VA Auto Insurance Rates by Driving Record

Auto insurance rates in Locust Dale, Virginia are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Locust Dale, VA, take a look at the average cost for various violations versus rates for a clean driving record in Locust Dale.

Annual Locust Dale, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,482 $3,926 $3,628 $3,191
GEICO $1,663 $2,164 $3,291 $1,663
Nationwide $1,793 $1,793 $2,630 $2,035
Progressive $2,274 $2,998 $2,706 $2,646
State Farm $2,172 $2,580 $2,376 $2,376
USAA $1,386 $1,801 $2,375 $1,594

Find Cheap Locust Dale, VA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Locust Dale, Virginia is higher than for a clean driving record. You can buy auto insurance after a DUI in Locust Dale for less when you shop around and compare rates from multiple Locust Dale, VA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Locust Dale, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,628
GEICO $3,291
Nationwide $2,630
Progressive $2,706
State Farm $2,376
USAA $2,375

Winners by Category: Where to Buy Cheap Auto Insurance in Locust Dale, VA

Compare rates from the cheapest auto insurance companies in Locust Dale, VA for your needs. Take a look at how Locust Dale, Virginia auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Locust Dale, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Locust Dale, Virginia Auto Insurance Companies

If you’re looking for the cheapest Locust Dale, VA auto insurance companies overall, you can compare them here. Find the best price for Locust Dale, Virginia car insurance by company.

Average Annual Auto Insurance Rates by Company in Locust Dale, Virginia

Insurance Company Average Annual Rates
Allstate $3,307
GEICO $2,195
Nationwide $2,063
Progressive $2,656
State Farm $2,376
USAA $1,789

Compare Auto Insurance Quotes in Locust Dale, VA

You can buy cheap Locust Dale, VA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Locust Dale, Virginia auto insurance quotes from top companies.

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