Buy Cheap Lockwood, CA Auto Insurance (2021)

Lockwood, CA auto insurance rates average $250 a month. Minimum auto insurance requirements in Lockwood, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Lockwood, CA, compare Lockwood auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lockwood, CA after a DUI are $4,199/year
  • The most expensive auto insurance company in Lockwood is Farmers
  • Average auto insurance rates in Lockwood, CA are $250/month

Finding affordable Lockwood, California auto insurance can be challenging, but everything you need to know to buy cheap Lockwood, CA auto insurance with confidence is right here. Auto insurance rates in Lockwood are affected by local factors as well as personal ones like your driving record.

See how Lockwood, CA car insurance rates compare to Sacramento auto insurance rates, Bakersfield auto insurance rates, and Long Beach auto insurance rates before you read more about the cost of auto insurance in Lockwood.

Don’t buy Lockwood, CA auto insurance until you’ve compared rates. Get free Lockwood, California auto insurance quotes when you enter your ZIP code above.

Lockwood, CA Minimum Auto Insurance Requirements

The required auto insurance in Lockwood, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Lockwood, California is outlined here.

Minimum Required Auto Insurance Coverage in Lockwood, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Lockwood, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lockwood, California auto insurance rates? Find out how car insurance rates in Lockwood, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lockwood, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,311 $2,325 $1,688 $1,718 $6,315 $7,968 $3,000 $3,343
Farmers $2,012 $2,012 $1,804 $1,804 $6,388 $10,521 $2,380 $2,647
GEICO $1,549 $1,551 $1,458 $1,458 $4,707 $4,804 $2,225 $2,284
Liberty Mutual $2,108 $1,996 $1,963 $1,902 $4,619 $4,912 $2,376 $2,395
Nationwide $2,538 $2,426 $2,221 $2,098 $6,371 $7,036 $3,016 $2,985
Progressive $1,482 $1,525 $1,251 $1,487 $3,875 $4,680 $2,122 $2,281
State Farm $2,671 $2,671 $2,384 $2,384 $4,873 $6,048 $2,953 $3,045
Travelers $1,991 $1,936 $1,761 $1,742 $3,951 $4,546 $2,561 $2,517
USAA $1,771 $1,682 $1,727 $1,738 $3,998 $4,013 $2,442 $2,312

Buy Cheap Lockwood, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lockwood can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lockwood, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lockwood, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,315 $7,968
Farmers $6,388 $10,521
GEICO $4,707 $4,804
Liberty Mutual $4,619 $4,912
Nationwide $6,371 $7,036
Progressive $3,875 $4,680
State Farm $4,873 $6,048
Travelers $3,951 $4,546
USAA $3,998 $4,013

Buy Cheap Lockwood, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lockwood, California by comparing Lockwood senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lockwood, CA here.

Annual Auto Insurance Rates for Senior Drivers in Lockwood, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,688 $1,718
Farmers $1,804 $1,804
GEICO $1,458 $1,458
Liberty Mutual $1,963 $1,902
Nationwide $2,221 $2,098
Progressive $1,251 $1,487
State Farm $2,384 $2,384
Travelers $1,761 $1,742
USAA $1,727 $1,738

Find Cheap Auto Insurance Rates in Lockwood, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lockwood, California auto insurance. Compare Lockwood, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lockwood, California

Insurance Company Low Medium High
Allstate $3,436 $3,608 $3,707
Farmers $3,463 $3,720 $3,904
GEICO $2,312 $2,529 $2,673
Liberty Mutual $2,598 $2,809 $2,946
Nationwide $3,226 $3,644 $3,889
Progressive $2,121 $2,402 $2,491
State Farm $3,070 $3,430 $3,635
Travelers $2,329 $2,686 $2,862
USAA $2,233 $2,507 $2,641

Find Cheap Lockwood, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lockwood. Compare auto insurance rates in Lockwood, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lockwood, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,240 $3,927
Farmers $3,355 $4,037
GEICO $2,276 $2,733
Liberty Mutual $2,557 $3,011
Nationwide $3,171 $4,002
Progressive $2,123 $2,552
State Farm $3,256 $3,502
Travelers $2,369 $2,882
USAA $2,267 $2,654

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Find Cheap Lockwood, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Lockwood, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lockwood, CA, take a look at the average cost for various violations versus rates for a clean driving record in Lockwood.

Annual Lockwood, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,160 $3,653 $5,687 $2,834
Farmers $2,729 $3,719 $4,640 $3,695
GEICO $1,755 $2,695 $3,393 $2,176
Liberty Mutual $2,417 $3,238 $2,921 $2,561
Nationwide $2,508 $3,211 $5,416 $3,211
Progressive $1,538 $2,595 $3,009 $2,210
State Farm $2,407 $2,874 $5,438 $2,796
Travelers $1,788 $2,836 $3,305 $2,573
USAA $1,637 $2,426 $3,986 $1,792

Find Cheap Lockwood, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lockwood, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Lockwood for less when you shop around and compare rates from multiple Lockwood, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lockwood, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,687
Farmers $4,640
GEICO $3,393
Liberty Mutual $2,921
Nationwide $5,416
Progressive $3,009
State Farm $5,438
Travelers $3,305
USAA $3,986

Winners by Category: Where to Buy Cheap Auto Insurance in Lockwood, CA

Compare rates from the cheapest auto insurance companies in Lockwood, CA for your needs. Take a look at how Lockwood, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lockwood, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Lockwood, California Auto Insurance Companies

If you’re looking for the cheapest Lockwood, CA auto insurance companies overall, you can compare them here. Find the best price for Lockwood, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Lockwood, California

Insurance Company Average Annual Rates
Allstate $3,584
Farmers $3,696
GEICO $2,505
Liberty Mutual $2,784
Nationwide $3,586
Progressive $2,338
State Farm $3,379
Travelers $2,626
USAA $2,460

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What affects Lockwood, California auto insurance rates?

Local factors affect auto insurance rates in Lockwood, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lockwood auto insurance rates.

Commute Times in Lockwood

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lockwood, CA is 19.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Lockwood, CA

You can buy cheap Lockwood, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lockwood, California auto insurance quotes from top companies.

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