Buy Cheap Lockney, TX Auto Insurance (2021)

Lockney, TX auto insurance rates average $307 a month. Minimum auto insurance requirements in Lockney, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Lockney, TX, compare Lockney auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lockney is Allstate
  • The most expensive auto insurance company in Lockney after a DUI is Allstate
  • Average auto insurance rates in Lockney, TX are $307/month

Finding affordable Lockney, Texas auto insurance can be challenging, but everything you need to know to buy cheap Lockney, TX auto insurance with confidence is right here. Auto insurance rates in Lockney are affected by local factors as well as personal ones like your driving record.

See how Lockney, TX car insurance rates compare to Fort Worth auto insurance rates, Corpus Christi auto insurance rates, and Arlington auto insurance rates before you read more about the cost of auto insurance in Lockney.

Don’t buy Lockney, TX auto insurance until you’ve compared rates. Get free Lockney, Texas auto insurance quotes when you enter your ZIP code above.

Lockney, TX Minimum Auto Insurance Requirements

The required auto insurance in Lockney, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Lockney, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Lockney, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lockney, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lockney, TX. Take a look at Lockney, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lockney, Texas

Insurance Company Poor Fair Good
Allstate $7,047 $5,140 $4,386
American Family $5,559 $3,445 $3,011
GEICO $4,472 $2,543 $1,704
Nationwide $5,059 $4,032 $3,507
Progressive $4,820 $4,164 $3,859
State Farm $3,614 $2,247 $1,790
USAA $3,528 $1,968 $1,564

Buy Cheap Lockney, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lockney, Texas auto insurance rates? Find out how car insurance rates in Lockney, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lockney, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,669 $3,570 $3,570 $9,262 $11,278 $4,500 $4,732
American Family $2,495 $2,758 $2,285 $2,599 $6,226 $8,180 $3,506 $3,991
GEICO $2,194 $2,344 $2,081 $2,310 $4,654 $4,898 $2,371 $2,400
Nationwide $2,652 $2,712 $2,331 $2,486 $7,378 $9,563 $3,099 $3,373
Progressive $2,295 $2,181 $2,045 $2,084 $9,543 $10,640 $2,714 $2,748
State Farm $1,817 $1,817 $1,609 $1,609 $4,211 $5,343 $1,966 $2,032
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Buy Cheap Lockney, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lockney can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lockney, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lockney, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,262 $11,278
American Family $6,226 $8,180
GEICO $4,654 $4,898
Nationwide $7,378 $9,563
Progressive $9,543 $10,640
State Farm $4,211 $5,343
USAA $3,909 $4,372

Buy Cheap Lockney, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Lockney, Texas by comparing Lockney senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lockney, TX here.

Annual Auto Insurance Rates for Senior Drivers in Lockney, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,570 $3,570
American Family $2,285 $2,599
GEICO $2,081 $2,310
Nationwide $2,331 $2,486
Progressive $2,045 $2,084
State Farm $1,609 $1,609
USAA $1,464 $1,501

Find Cheap Auto Insurance Rates in Lockney, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lockney, Texas auto insurance. Compare Lockney, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lockney, Texas

Insurance Company Low Medium High
Allstate $5,431 $5,489 $5,652
American Family $3,757 $3,874 $4,383
GEICO $2,787 $2,878 $3,054
Nationwide $4,557 $4,013 $4,028
Progressive $4,060 $4,261 $4,522
State Farm $2,434 $2,544 $2,674
USAA $2,300 $2,347 $2,412

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Find Cheap Lockney, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lockney. Compare auto insurance rates in Lockney, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lockney, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,399 $5,649
American Family $4,005 $4,005
GEICO $2,850 $2,962
Nationwide $4,199 $4,199
Progressive $4,281 $4,281
State Farm $2,550 $2,550
USAA $2,322 $2,384

Find Cheap Lockney, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Lockney, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lockney, TX, take a look at the average cost for various violations versus rates for a clean driving record in Lockney.

Annual Lockney, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,367 $6,556 $6,805 $4,367
American Family $3,662 $4,628 $4,067 $3,662
GEICO $2,472 $3,229 $2,745 $3,180
Nationwide $3,623 $3,623 $5,439 $4,112
Progressive $3,736 $4,825 $4,360 $4,203
State Farm $2,282 $2,597 $3,041 $2,282
USAA $1,787 $2,568 $3,006 $2,051

Find Cheap Lockney, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lockney, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Lockney for less when you shop around and compare rates from multiple Lockney, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lockney, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,805
American Family $4,067
GEICO $2,745
Nationwide $5,439
Progressive $4,360
State Farm $3,041
USAA $3,006

Winners by Category: Where to Buy Cheap Auto Insurance in Lockney, TX

Compare rates from the cheapest auto insurance companies in Lockney, TX for your needs. Take a look at how Lockney, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lockney, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Lockney, Texas Auto Insurance Companies

If you’re looking for the cheapest Lockney, TX auto insurance companies overall, you can compare them here. Find the best price for Lockney, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Lockney, Texas

Insurance Company Average Annual Rates
Allstate $5,524
American Family $4,005
GEICO $2,906
Nationwide $4,199
Progressive $4,281
State Farm $2,550
USAA $2,353

What affects Lockney, Texas auto insurance rates?

Local factors affect auto insurance rates in Lockney, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Lockney auto insurance rates.

Commute Times in Lockney

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lockney, TX is 21.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Lockney, TX

You can buy cheap Lockney, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lockney, Texas auto insurance quotes from top companies.

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