Buy Cheap Lockhart, AL Auto Insurance (2021)

Lockhart, AL auto insurance rates average $288 a month. Minimum auto insurance requirements in Lockhart, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Lockhart, AL, compare Lockhart auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Lockhart is Liberty Mutual
  • Average auto insurance rates in Lockhart, AL after a DUI are $3,947/year
  • The most expensive auto insurance company in Lockhart after a DUI is Liberty Mutual

Finding affordable Lockhart, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Lockhart, AL auto insurance with confidence is right here. Auto insurance rates in Lockhart are affected by local factors as well as personal ones like your driving record.

See how Lockhart, AL car insurance rates compare to Hoover auto insurance rates, Mobile auto insurance rates, and Birmingham auto insurance rates before you read more about the cost of auto insurance in Lockhart.

Don’t buy Lockhart, AL auto insurance until you’ve compared rates. Get free Lockhart, Alabama auto insurance quotes when you enter your ZIP code above.

Lockhart, AL Minimum Auto Insurance Requirements

The required auto insurance in Lockhart, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Lockhart, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Lockhart, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Lockhart, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lockhart, AL. Take a look at Lockhart, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lockhart, Alabama

Insurance Company Poor Fair Good
Allstate $3,792 $2,958 $2,418
Farmers $4,184 $3,601 $3,412
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,540 $4,610 $3,621
Nationwide $3,073 $2,400 $2,171
Progressive $4,181 $3,562 $3,316
State Farm $6,773 $3,432 $2,334
Travelers $4,127 $3,574 $3,641
USAA $2,616 $1,700 $1,517

Buy Cheap Lockhart, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lockhart, Alabama auto insurance rates? Find out how car insurance rates in Lockhart, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lockhart, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,899 $1,826 $1,702 $1,737 $6,215 $6,674 $2,166 $2,228
Farmers $2,146 $2,128 $1,919 $2,032 $8,193 $8,430 $2,450 $2,559
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,114 $3,367 $2,558 $2,861 $11,026 $12,259 $3,323 $3,548
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,046 $1,928 $1,673 $1,788 $8,098 $9,035 $2,391 $2,530
State Farm $2,608 $2,608 $2,343 $2,343 $7,632 $9,585 $2,940 $3,375
Travelers $1,562 $1,588 $1,458 $1,454 $8,183 $12,804 $1,481 $1,717
USAA $1,223 $1,247 $1,141 $1,125 $3,557 $3,951 $1,589 $1,721

Buy Cheap Lockhart, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lockhart can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lockhart, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lockhart, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,215 $6,674
Farmers $8,193 $8,430
GEICO $5,380 $5,307
Liberty Mutual $11,026 $12,259
Nationwide $4,358 $5,617
Progressive $8,098 $9,035
State Farm $7,632 $9,585
Travelers $8,183 $12,804
USAA $3,557 $3,951

Buy Cheap Lockhart, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Lockhart, Alabama by comparing Lockhart senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lockhart, AL here.

Annual Auto Insurance Rates for Senior Drivers in Lockhart, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,702 $1,737
Farmers $1,919 $2,032
GEICO $1,968 $1,996
Liberty Mutual $2,558 $2,861
Nationwide $1,527 $1,581
Progressive $1,673 $1,788
State Farm $2,343 $2,343
Travelers $1,458 $1,454
USAA $1,141 $1,125

Find Cheap Auto Insurance Rates in Lockhart, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lockhart, Alabama auto insurance. Compare Lockhart, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lockhart, Alabama

Insurance Company Low Medium High
Allstate $2,964 $3,052 $3,151
Farmers $3,546 $3,690 $3,960
GEICO $2,708 $2,886 $3,100
Liberty Mutual $5,030 $5,234 $5,508
Nationwide $2,529 $2,526 $2,589
Progressive $3,324 $3,663 $4,071
State Farm $3,960 $4,173 $4,405
Travelers $3,617 $3,856 $3,869
USAA $1,874 $1,934 $2,025

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Lockhart, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lockhart. Compare auto insurance rates in Lockhart, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lockhart, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,056 $3,056
Farmers $3,732 $3,732
GEICO $2,842 $2,954
Liberty Mutual $5,257 $5,257
Nationwide $2,548 $2,548
Progressive $3,686 $3,686
State Farm $4,079 $4,280
Travelers $3,781 $3,781
USAA $1,856 $2,033

Find Cheap Lockhart, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Lockhart, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lockhart, AL, take a look at the average cost for various violations versus rates for a clean driving record in Lockhart.

Annual Lockhart, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,629 $3,074 $3,580 $2,940
Farmers $3,138 $4,059 $3,958 $3,775
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,124 $5,732 $5,620 $5,552
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,341 $4,171 $3,564 $3,668
State Farm $3,790 $4,655 $4,136 $4,136
Travelers $3,149 $3,306 $4,827 $3,841
USAA $1,498 $1,873 $2,786 $1,621

Find Cheap Lockhart, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lockhart, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Lockhart for less when you shop around and compare rates from multiple Lockhart, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lockhart, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,580
Farmers $3,958
GEICO $3,808
Liberty Mutual $5,620
Nationwide $3,241
Progressive $3,564
State Farm $4,136
Travelers $4,827
USAA $2,786

Winners by Category: Where to Buy Cheap Auto Insurance in Lockhart, AL

Compare rates from the cheapest auto insurance companies in Lockhart, AL for your needs. Take a look at how Lockhart, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lockhart, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Lockhart, Alabama Auto Insurance Companies

If you’re looking for the cheapest Lockhart, AL auto insurance companies overall, you can compare them here. Find the best price for Lockhart, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Lockhart, Alabama

Insurance Company Average Annual Rates
Allstate $3,056
Farmers $3,732
GEICO $2,898
Liberty Mutual $5,257
Nationwide $2,548
Progressive $3,686
State Farm $4,180
Travelers $3,781
USAA $1,944

What affects Lockhart, Alabama auto insurance rates?

Local factors affect auto insurance rates in Lockhart, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Lockhart auto insurance rates.

Commute Times in Lockhart

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lockhart, AL is 23.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Lockhart, AL

You can buy cheap Lockhart, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lockhart, Alabama auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption