Buy Cheap Lochmoor Waterway Estates, FL Auto Insurance (2021)

Lochmoor Waterway Estates, FL auto insurance rates average $338 a month. Minimum auto insurance requirements in Lochmoor Waterway Estates, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Lochmoor Waterway Estates, FL, compare Lochmoor Waterway Estates auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lochmoor Waterway Estates, FL for teens drivers are $7,244/year
  • The most expensive auto insurance company in Lochmoor Waterway Estates after a DUI is Allstate
  • Average auto insurance rates in Lochmoor Waterway Estates, FL after a DUI are $4,834/year

Finding affordable Lochmoor Waterway Estates, Florida auto insurance can be challenging, but everything you need to know to buy cheap Lochmoor Waterway Estates, FL auto insurance with confidence is right here. Auto insurance rates in Lochmoor Waterway Estates are affected by local factors as well as personal ones like your driving record.

See how Lochmoor Waterway Estates, FL car insurance rates compare to Hialeah auto insurance rates, Miami auto insurance rates, and Orlando auto insurance rates before you read more about the cost of auto insurance in Lochmoor Waterway Estates.

Don’t buy Lochmoor Waterway Estates, FL auto insurance until you’ve compared rates. Get free Lochmoor Waterway Estates, Florida auto insurance quotes when you enter your ZIP code above.

Lochmoor Waterway Estates, FL Minimum Auto Insurance Requirements

The required auto insurance in Lochmoor Waterway Estates, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Lochmoor Waterway Estates, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Lochmoor Waterway Estates, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Lochmoor Waterway Estates, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lochmoor Waterway Estates, FL. Take a look at Lochmoor Waterway Estates, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lochmoor Waterway Estates, Florida

Insurance Company Poor Fair Good
Allstate $8,546 $5,429 $4,415
GEICO $4,576 $2,782 $2,098
Liberty Mutual $5,914 $4,355 $3,542
Nationwide $4,608 $3,373 $3,046
Progressive $6,751 $4,803 $4,010
State Farm $4,368 $2,843 $2,321
USAA $3,952 $1,945 $1,417

Buy Cheap Lochmoor Waterway Estates, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lochmoor Waterway Estates, Florida auto insurance rates? Find out how car insurance rates in Lochmoor Waterway Estates, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lochmoor Waterway Estates, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,827 $3,641 $3,316 $3,361 $13,096 $14,114 $3,818 $3,866
GEICO $2,483 $2,498 $2,322 $2,322 $4,442 $5,614 $2,740 $2,795
Liberty Mutual $3,207 $3,207 $2,943 $2,943 $6,704 $10,293 $3,207 $4,326
Nationwide $2,591 $2,553 $2,312 $2,392 $6,176 $7,581 $2,846 $2,953
Progressive $3,451 $3,263 $2,971 $3,180 $9,764 $10,692 $4,169 $4,014
State Farm $2,056 $2,056 $1,862 $1,862 $5,678 $7,203 $2,289 $2,414
USAA $1,403 $1,378 $1,313 $1,301 $4,844 $5,619 $1,753 $1,891

Buy Cheap Lochmoor Waterway Estates, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lochmoor Waterway Estates can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lochmoor Waterway Estates, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lochmoor Waterway Estates, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,096 $14,114
GEICO $4,442 $5,614
Liberty Mutual $6,704 $10,293
Nationwide $6,176 $7,581
Progressive $9,764 $10,692
State Farm $5,678 $7,203
USAA $4,844 $5,619

Buy Cheap Lochmoor Waterway Estates, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Lochmoor Waterway Estates, Florida by comparing Lochmoor Waterway Estates senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lochmoor Waterway Estates, FL here.

Annual Auto Insurance Rates for Senior Drivers in Lochmoor Waterway Estates, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,316 $3,361
GEICO $2,322 $2,322
Liberty Mutual $2,943 $2,943
Nationwide $2,312 $2,392
Progressive $2,971 $3,180
State Farm $1,862 $1,862
USAA $1,313 $1,301

Find Cheap Auto Insurance Rates in Lochmoor Waterway Estates, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lochmoor Waterway Estates, Florida auto insurance. Compare Lochmoor Waterway Estates, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lochmoor Waterway Estates, Florida

Insurance Company Low Medium High
Allstate $4,935 $6,402 $7,053
GEICO $2,627 $3,258 $3,571
Liberty Mutual $4,236 $4,670 $4,905
Nationwide $2,962 $3,810 $4,255
Progressive $4,372 $5,305 $5,887
State Farm $2,734 $3,253 $3,545
USAA $2,098 $2,527 $2,688

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Find Cheap Lochmoor Waterway Estates, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lochmoor Waterway Estates. Compare auto insurance rates in Lochmoor Waterway Estates, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lochmoor Waterway Estates, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,957 $6,303
GEICO $3,136 $3,168
Liberty Mutual $4,457 $4,751
Nationwide $3,676 $3,676
Progressive $5,188 $5,188
State Farm $3,061 $3,293
USAA $2,411 $2,465

Find Cheap Lochmoor Waterway Estates, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Lochmoor Waterway Estates, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lochmoor Waterway Estates, FL, take a look at the average cost for various violations versus rates for a clean driving record in Lochmoor Waterway Estates.

Annual Lochmoor Waterway Estates, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,287 $6,332 $7,031 $5,869
GEICO $2,208 $2,811 $4,164 $3,426
Liberty Mutual $3,329 $4,312 $6,241 $4,533
Nationwide $3,140 $3,446 $4,631 $3,485
Progressive $4,098 $6,059 $5,098 $5,498
State Farm $2,900 $3,455 $3,177 $3,177
USAA $1,904 $2,356 $3,494 $1,997

Find Cheap Lochmoor Waterway Estates, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lochmoor Waterway Estates, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Lochmoor Waterway Estates for less when you shop around and compare rates from multiple Lochmoor Waterway Estates, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lochmoor Waterway Estates, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,031
GEICO $4,164
Liberty Mutual $6,241
Nationwide $4,631
Progressive $5,098
State Farm $3,177
USAA $3,494

Winners by Category: Where to Buy Cheap Auto Insurance in Lochmoor Waterway Estates, FL

Compare rates from the cheapest auto insurance companies in Lochmoor Waterway Estates, FL for your needs. Take a look at how Lochmoor Waterway Estates, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lochmoor Waterway Estates, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Lochmoor Waterway Estates, Florida Auto Insurance Companies

If you’re looking for the cheapest Lochmoor Waterway Estates, FL auto insurance companies overall, you can compare them here. Find the best price for Lochmoor Waterway Estates, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Lochmoor Waterway Estates, Florida

Insurance Company Average Annual Rates
Allstate $6,130
GEICO $3,152
Liberty Mutual $4,604
Nationwide $3,676
Progressive $5,188
State Farm $3,177
USAA $2,438

What affects Lochmoor Waterway Estates, Florida auto insurance rates?

Local factors affect auto insurance rates in Lochmoor Waterway Estates, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Lochmoor Waterway Estates auto insurance rates.

Commute Times in Lochmoor Waterway Estates

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lochmoor Waterway Estates, FL is 21.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Lochmoor Waterway Estates, FL

You can buy cheap Lochmoor Waterway Estates, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lochmoor Waterway Estates, Florida auto insurance quotes from top companies.

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