Buy Cheap Lochgelly, WV Auto Insurance (2022)

Lochgelly, WV auto insurance rates average $322 a month. Minimum auto insurance requirements in Lochgelly, West Virginia are 25/50/25 to comply with West Virginia laws. To buy cheap auto insurance in Lochgelly, WV, compare Lochgelly auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lochgelly, WV for teens drivers are $7,683/year
  • Average auto insurance rates in Lochgelly, WV after a DUI are $4,787/year
  • The most expensive auto insurance company in Lochgelly after a DUI is Liberty Mutual

Finding affordable Lochgelly, West Virginia auto insurance can be challenging, but everything you need to know to buy cheap Lochgelly, WV auto insurance with confidence is right here. Auto insurance rates in Lochgelly are affected by local factors as well as personal ones like your driving record.

See how Lochgelly, WV car insurance rates compare to Weirton auto insurance rates, Vienna auto insurance rates, and St. Albans auto insurance rates before you read more about the cost of auto insurance in Lochgelly.

Don’t buy Lochgelly, WV auto insurance until you’ve compared rates. Get free Lochgelly, West Virginia auto insurance quotes when you enter your ZIP code above.

Lochgelly, WV Minimum Auto Insurance Requirements

The required auto insurance in Lochgelly, WV is 25/50/25 according to the auto insurance laws in West Virginia. The minimum auto insurance in Lochgelly, West Virginia is outlined here.

Minimum Required Auto Insurance Coverage in Lochgelly, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lochgelly, WV Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lochgelly, WV. Take a look at Lochgelly, West Virginia auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lochgelly, West Virginia

Insurance Company Poor Fair Good
Allstate $5,616 $4,457 $3,803
GEICO $4,974 $4,048 $3,358
Liberty Mutual $9,363 $5,718 $4,497
Nationwide $3,292 $2,779 $2,601
Progressive $4,125 $3,604 $3,354
State Farm $3,305 $2,013 $1,580
USAA $4,194 $2,410 $1,928

Buy Cheap Lochgelly, WV Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lochgelly, West Virginia auto insurance rates? Find out how car insurance rates in Lochgelly, WV are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lochgelly, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,782 $2,578 $2,498 $2,503 $10,059 $10,474 $3,055 $3,051
GEICO $2,912 $2,870 $2,766 $2,681 $7,282 $8,784 $2,799 $2,917
Liberty Mutual $3,756 $4,084 $3,016 $3,667 $13,850 $15,628 $3,899 $4,306
Nationwide $1,910 $1,936 $1,744 $1,821 $4,982 $6,271 $2,159 $2,303
Progressive $1,911 $1,835 $1,776 $1,770 $8,301 $9,334 $2,283 $2,347
State Farm $1,658 $1,658 $1,496 $1,496 $3,744 $4,833 $1,962 $1,547
USAA $1,688 $1,666 $1,568 $1,582 $5,562 $6,159 $2,183 $2,347

Buy Cheap Lochgelly, WV Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lochgelly can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lochgelly, WV are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lochgelly, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,059 $10,474
GEICO $7,282 $8,784
Liberty Mutual $13,850 $15,628
Nationwide $4,982 $6,271
Progressive $8,301 $9,334
State Farm $3,744 $4,833
USAA $5,562 $6,159

Buy Cheap Lochgelly, WV Auto Insurance for Seniors

You can save on senior auto insurance rates in Lochgelly, West Virginia by comparing Lochgelly senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lochgelly, WV here.

Annual Auto Insurance Rates for Senior Drivers in Lochgelly, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,498 $2,503
GEICO $2,766 $2,681
Liberty Mutual $3,016 $3,667
Nationwide $1,744 $1,821
Progressive $1,776 $1,770
State Farm $1,496 $1,496
USAA $1,568 $1,582

Find Cheap Auto Insurance Rates in Lochgelly, WV by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lochgelly, West Virginia auto insurance. Compare Lochgelly, WV auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lochgelly, West Virginia

Insurance Company Low Medium High
Allstate $4,440 $4,616 $4,819
GEICO $3,872 $4,139 $4,369
Liberty Mutual $6,216 $6,510 $6,851
Nationwide $2,814 $2,879 $2,979
Progressive $3,529 $3,650 $3,904
State Farm $2,159 $2,293 $2,446
USAA $2,744 $2,839 $2,950

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Find Cheap Lochgelly, WV Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lochgelly. Compare auto insurance rates in Lochgelly, WV by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lochgelly, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,625 $4,625
GEICO $4,081 $4,172
Liberty Mutual $6,526 $6,526
Nationwide $2,891 $2,891
Progressive $3,694 $3,694
State Farm $2,238 $2,360
USAA $2,811 $2,878

Find Cheap Lochgelly, WV Auto Insurance Rates by Driving Record

Auto insurance rates in Lochgelly, West Virginia are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lochgelly, WV, take a look at the average cost for various violations versus rates for a clean driving record in Lochgelly.

Annual Lochgelly, West Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,901 $4,625 $5,538 $4,436
GEICO $2,558 $4,109 $7,093 $2,746
Liberty Mutual $5,357 $6,736 $7,480 $6,531
Nationwide $2,323 $3,087 $3,578 $2,575
Progressive $3,143 $4,207 $3,748 $3,680
State Farm $2,107 $2,491 $2,299 $2,299
USAA $2,238 $2,644 $3,770 $2,726

Find Cheap Lochgelly, WV Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lochgelly, West Virginia is higher than for a clean driving record. You can buy auto insurance after a DUI in Lochgelly for less when you shop around and compare rates from multiple Lochgelly, WV auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lochgelly, West Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,538
GEICO $7,093
Liberty Mutual $7,480
Nationwide $3,578
Progressive $3,748
State Farm $2,299
USAA $3,770

Winners by Category: Where to Buy Cheap Auto Insurance in Lochgelly, WV

Compare rates from the cheapest auto insurance companies in Lochgelly, WV for your needs. Take a look at how Lochgelly, West Virginia auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lochgelly, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Lochgelly, West Virginia Auto Insurance Companies

If you’re looking for the cheapest Lochgelly, WV auto insurance companies overall, you can compare them here. Find the best price for Lochgelly, West Virginia car insurance by company.

Average Annual Auto Insurance Rates by Company in Lochgelly, West Virginia

Insurance Company Average Annual Rates
Allstate $4,625
GEICO $4,126
Liberty Mutual $6,526
Nationwide $2,891
Progressive $3,694
State Farm $2,299
USAA $2,844

Compare Auto Insurance Quotes in Lochgelly, WV

You can buy cheap Lochgelly, WV auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lochgelly, West Virginia auto insurance quotes from top companies.

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