Buy Cheap Loachapoka, AL Auto Insurance (2021)

Loachapoka, AL auto insurance rates average $302 a month. Minimum auto insurance requirements in Loachapoka, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Loachapoka, AL, compare Loachapoka auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Loachapoka, AL are $302/month
  • The most expensive auto insurance company in Loachapoka is Liberty Mutual
  • Average auto insurance rates in Loachapoka, AL for teens drivers are $7,384/year

Finding affordable Loachapoka, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Loachapoka, AL auto insurance with confidence is right here. Auto insurance rates in Loachapoka are affected by local factors as well as personal ones like your driving record.

See how Loachapoka, AL car insurance rates compare to Dothan auto insurance rates, Huntsville auto insurance rates, and Montgomery auto insurance rates before you read more about the cost of auto insurance in Loachapoka.

Don’t buy Loachapoka, AL auto insurance until you’ve compared rates. Get free Loachapoka, Alabama auto insurance quotes when you enter your ZIP code above.

Loachapoka, AL Minimum Auto Insurance Requirements

The required auto insurance in Loachapoka, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Loachapoka, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Loachapoka, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Loachapoka, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Loachapoka, AL. Take a look at Loachapoka, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Loachapoka, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $4,585 $3,949 $3,742
GEICO $3,729 $2,659 $2,405
Liberty Mutual $7,670 $4,701 $3,689
Nationwide $3,056 $2,387 $2,160
Progressive $4,468 $3,850 $3,605
State Farm $7,329 $3,709 $2,520
Travelers $4,298 $3,727 $3,800
USAA $2,956 $1,924 $1,718

Buy Cheap Loachapoka, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Loachapoka, Alabama auto insurance rates? Find out how car insurance rates in Loachapoka, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Loachapoka, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,351 $2,329 $2,102 $2,224 $8,984 $9,241 $2,690 $2,814
GEICO $2,127 $2,102 $1,993 $2,033 $5,465 $5,384 $2,245 $2,102
Liberty Mutual $3,117 $3,368 $2,552 $2,853 $11,393 $12,670 $3,326 $3,549
Nationwide $1,670 $1,691 $1,522 $1,577 $4,321 $5,576 $1,850 $2,068
Progressive $2,115 $1,977 $1,742 $1,853 $8,963 $10,000 $2,484 $2,660
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,585 $1,611 $1,484 $1,481 $8,574 $13,577 $1,498 $1,721
USAA $1,366 $1,386 $1,276 $1,249 $4,089 $4,532 $1,780 $1,921

Buy Cheap Loachapoka, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Loachapoka can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Loachapoka, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Loachapoka, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $8,984 $9,241
GEICO $5,465 $5,384
Liberty Mutual $11,393 $12,670
Nationwide $4,321 $5,576
Progressive $8,963 $10,000
State Farm $8,309 $10,427
Travelers $8,574 $13,577
USAA $4,089 $4,532

Buy Cheap Loachapoka, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Loachapoka, Alabama by comparing Loachapoka senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Loachapoka, AL here.

Annual Auto Insurance Rates for Senior Drivers in Loachapoka, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $2,102 $2,224
GEICO $1,993 $2,033
Liberty Mutual $2,552 $2,853
Nationwide $1,522 $1,577
Progressive $1,742 $1,853
State Farm $2,520 $2,520
Travelers $1,484 $1,481
USAA $1,276 $1,249

Find Cheap Auto Insurance Rates in Loachapoka, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Loachapoka, Alabama auto insurance. Compare Loachapoka, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Loachapoka, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $3,898 $4,048 $4,330
GEICO $2,726 $2,919 $3,149
Liberty Mutual $5,117 $5,329 $5,615
Nationwide $2,517 $2,512 $2,574
Progressive $3,583 $3,958 $4,382
State Farm $4,278 $4,514 $4,767
Travelers $3,728 $4,021 $4,076
USAA $2,121 $2,188 $2,289

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Find Cheap Loachapoka, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Loachapoka. Compare auto insurance rates in Loachapoka, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Loachapoka, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,052 $3,052
Farmers $4,092 $4,092
GEICO $2,876 $2,987
Liberty Mutual $5,354 $5,354
Nationwide $2,534 $2,534
Progressive $3,974 $3,974
State Farm $4,410 $4,629
Travelers $3,941 $3,941
USAA $2,099 $2,300

Find Cheap Loachapoka, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Loachapoka, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Loachapoka, AL, take a look at the average cost for various violations versus rates for a clean driving record in Loachapoka.

Annual Loachapoka, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,438 $4,450 $4,338 $4,143
GEICO $1,994 $3,179 $3,878 $2,674
Liberty Mutual $4,197 $5,846 $5,716 $5,655
Nationwide $2,219 $2,219 $3,225 $2,475
Progressive $3,583 $4,525 $3,865 $3,925
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $3,284 $3,446 $5,038 $3,998
USAA $1,691 $2,124 $3,155 $1,829

Find Cheap Loachapoka, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Loachapoka, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Loachapoka for less when you shop around and compare rates from multiple Loachapoka, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Loachapoka, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,610
Farmers $4,338
GEICO $3,878
Liberty Mutual $5,716
Nationwide $3,225
Progressive $3,865
State Farm $4,472
Travelers $5,038
USAA $3,155

Winners by Category: Where to Buy Cheap Auto Insurance in Loachapoka, AL

Compare rates from the cheapest auto insurance companies in Loachapoka, AL for your needs. Take a look at how Loachapoka, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Loachapoka, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Loachapoka, Alabama Auto Insurance Companies

If you’re looking for the cheapest Loachapoka, AL auto insurance companies overall, you can compare them here. Find the best price for Loachapoka, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Loachapoka, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $4,092
GEICO $2,931
Liberty Mutual $5,354
Nationwide $2,534
Progressive $3,974
State Farm $4,519
Travelers $3,941
USAA $2,200

What affects Loachapoka, Alabama auto insurance rates?

Local factors affect auto insurance rates in Loachapoka, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Loachapoka auto insurance rates.

Commute Times in Loachapoka

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Loachapoka, AL is 32.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Loachapoka, AL

You can buy cheap Loachapoka, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Loachapoka, Alabama auto insurance quotes from top companies.

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