Buy Cheap Liverpool, IL Auto Insurance (2021)

Liverpool, IL auto insurance rates average $256 a month. Minimum auto insurance requirements in Liverpool, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Liverpool, IL, compare Liverpool auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Liverpool is Allstate
  • The most expensive auto insurance company in Liverpool after a DUI is Allstate
  • Average auto insurance rates in Liverpool, IL for teens drivers are $5,775/year

Finding affordable Liverpool, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Liverpool, IL auto insurance with confidence is right here. Auto insurance rates in Liverpool are affected by local factors as well as personal ones like your driving record.

See how Liverpool, IL car insurance rates compare to Champaign auto insurance rates, Chicago auto insurance rates, and Elgin auto insurance rates before you read more about the cost of auto insurance in Liverpool.

Don’t buy Liverpool, IL auto insurance until you’ve compared rates. Get free Liverpool, Illinois auto insurance quotes when you enter your ZIP code above.

Liverpool, IL Minimum Auto Insurance Requirements

The required auto insurance in Liverpool, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Liverpool, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Liverpool, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Liverpool, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Liverpool, IL. Take a look at Liverpool, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Liverpool, Illinois

Insurance Company Poor Fair Good
Allstate $6,569 $4,709 $4,117
American Family $5,302 $3,577 $3,016
Farmers $4,771 $3,992 $3,799
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,982 $1,861 $1,486
Nationwide $2,932 $2,366 $2,077
Progressive $3,812 $3,221 $2,968
State Farm $3,023 $1,810 $1,404
Travelers $2,678 $2,144 $1,747
USAA $3,661 $2,516 $2,074

Buy Cheap Liverpool, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Liverpool, Illinois auto insurance rates? Find out how car insurance rates in Liverpool, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Liverpool, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,288 $3,303 $3,428 $3,428 $8,414 $10,963 $3,955 $4,275
American Family $2,501 $2,501 $2,278 $2,278 $6,853 $9,591 $2,501 $3,218
Farmers $2,290 $2,293 $2,037 $2,148 $9,492 $9,890 $2,610 $2,739
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,320 $1,425 $1,100 $1,229 $4,245 $4,724 $1,379 $1,455
Nationwide $1,589 $1,620 $1,416 $1,502 $4,249 $5,460 $1,839 $1,992
Progressive $2,004 $1,920 $1,651 $1,715 $6,764 $7,619 $2,399 $2,599
State Farm $1,350 $1,350 $1,191 $1,191 $3,647 $4,648 $1,521 $1,734
Travelers $1,420 $1,497 $1,284 $1,368 $3,949 $4,904 $1,507 $1,587
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

Buy Cheap Liverpool, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Liverpool can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Liverpool, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Liverpool, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $10,963
American Family $6,853 $9,591
Farmers $9,492 $9,890
GEICO $4,847 $5,129
Liberty Mutual $4,245 $4,724
Nationwide $4,249 $5,460
Progressive $6,764 $7,619
State Farm $3,647 $4,648
Travelers $3,949 $4,904
USAA $5,289 $5,831

Buy Cheap Liverpool, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Liverpool, Illinois by comparing Liverpool senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Liverpool, IL here.

Annual Auto Insurance Rates for Senior Drivers in Liverpool, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,428 $3,428
American Family $2,278 $2,278
Farmers $2,037 $2,148
GEICO $1,521 $1,797
Liberty Mutual $1,100 $1,229
Nationwide $1,416 $1,502
Progressive $1,651 $1,715
State Farm $1,191 $1,191
Travelers $1,284 $1,368
USAA $1,527 $1,507

Find Cheap Auto Insurance Rates in Liverpool, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Liverpool, Illinois auto insurance. Compare Liverpool, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Liverpool, Illinois

Insurance Company Low Medium High
Allstate $4,973 $5,127 $5,295
American Family $3,867 $4,109 $3,919
Farmers $3,996 $4,095 $4,471
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,988 $2,105 $2,236
Nationwide $2,452 $2,476 $2,447
Progressive $3,104 $3,328 $3,571
State Farm $1,978 $2,082 $2,177
Travelers $2,069 $2,187 $2,313
USAA $2,561 $2,747 $2,942

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Find Cheap Liverpool, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Liverpool. Compare auto insurance rates in Liverpool, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Liverpool, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,132 $5,132
American Family $3,913 $4,017
Farmers $4,187 $4,187
GEICO $2,519 $2,617
Liberty Mutual $2,110 $2,110
Nationwide $2,458 $2,458
Progressive $3,334 $3,334
State Farm $2,027 $2,131
Travelers $2,105 $2,275
USAA $2,673 $2,827

Find Cheap Liverpool, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Liverpool, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Liverpool, IL, take a look at the average cost for various violations versus rates for a clean driving record in Liverpool.

Annual Liverpool, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,711 $6,222 $5,762 $4,832
American Family $2,914 $4,133 $5,504 $3,309
Farmers $3,541 $4,550 $4,438 $4,220
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,763 $2,488 $2,192 $1,996
Nationwide $1,984 $2,563 $3,011 $2,276
Progressive $2,760 $4,039 $3,048 $3,488
State Farm $1,915 $2,243 $2,079 $2,079
Travelers $1,751 $2,284 $2,534 $2,190
USAA $1,960 $2,818 $3,858 $2,364

Find Cheap Liverpool, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Liverpool, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Liverpool for less when you shop around and compare rates from multiple Liverpool, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Liverpool, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,762
American Family $5,504
Farmers $4,438
GEICO $3,482
Liberty Mutual $2,192
Nationwide $3,011
Progressive $3,048
State Farm $2,079
Travelers $2,534
USAA $3,858

Winners by Category: Where to Buy Cheap Auto Insurance in Liverpool, IL

Compare rates from the cheapest auto insurance companies in Liverpool, IL for your needs. Take a look at how Liverpool, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Liverpool, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Liverpool, Illinois Auto Insurance Companies

If you’re looking for the cheapest Liverpool, IL auto insurance companies overall, you can compare them here. Find the best price for Liverpool, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Liverpool, Illinois

Insurance Company Average Annual Rates
Allstate $5,132
American Family $3,965
Farmers $4,187
GEICO $2,568
Liberty Mutual $2,110
Nationwide $2,458
Progressive $3,334
State Farm $2,079
Travelers $2,190
USAA $2,750

What affects Liverpool, Illinois auto insurance rates?

Local factors affect auto insurance rates in Liverpool, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Liverpool auto insurance rates.

Commute Times in Liverpool

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Liverpool, IL is 35.4 minutes according to City-Data.

Traffic in Liverpool

How is traffic in Liverpool, Illinois? Inrix data shows that Liverpool, IL traffic makes it the 156th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Liverpool, IL

You can buy cheap Liverpool, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Liverpool, Illinois auto insurance quotes from top companies.

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