Buy Cheap Livermore, CA Auto Insurance (2021)

Livermore, CA auto insurance rates average $267 a month. Minimum auto insurance requirements in Livermore, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Livermore, CA, compare Livermore auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Livermore, CA are $267/month
  • Average auto insurance rates in Livermore, CA after a DUI are $4,515/year
  • The most expensive auto insurance company in Livermore after a DUI is Allstate

Finding affordable Livermore, California auto insurance can be challenging, but everything you need to know to buy cheap Livermore, CA auto insurance with confidence is right here. Auto insurance rates in Livermore are affected by local factors as well as personal ones like your driving record.

See how Livermore, CA car insurance rates compare to Long Beach auto insurance rates, Oakland auto insurance rates, and San Francisco auto insurance rates before you read more about the cost of auto insurance in Livermore.

Don’t buy Livermore, CA auto insurance until you’ve compared rates. Get free Livermore, California auto insurance quotes when you enter your ZIP code above.

Livermore, CA Minimum Auto Insurance Requirements

The required auto insurance in Livermore, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Livermore, California is outlined here.

Minimum Required Auto Insurance Coverage in Livermore, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Livermore, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Livermore, California auto insurance rates? Find out how car insurance rates in Livermore, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Livermore, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,715 $2,715 $1,986 $2,004 $7,594 $9,553 $3,479 $3,820
Farmers $2,225 $2,225 $2,004 $2,004 $7,103 $11,651 $2,636 $2,935
GEICO $1,618 $1,619 $1,522 $1,522 $4,919 $5,004 $2,323 $2,376
Liberty Mutual $1,967 $1,862 $1,826 $1,771 $4,252 $4,531 $2,214 $2,233
Nationwide $2,857 $2,726 $2,506 $2,361 $7,293 $8,038 $3,417 $3,373
Progressive $1,374 $1,412 $1,171 $1,384 $3,624 $4,353 $1,964 $2,107
State Farm $2,807 $2,807 $2,508 $2,508 $5,161 $6,404 $3,106 $3,203
Travelers $2,239 $2,168 $1,983 $1,963 $4,596 $5,243 $2,897 $2,839
USAA $1,808 $1,714 $1,765 $1,773 $4,093 $4,122 $2,503 $2,366

Buy Cheap Livermore, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Livermore can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Livermore, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Livermore, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,594 $9,553
Farmers $7,103 $11,651
GEICO $4,919 $5,004
Liberty Mutual $4,252 $4,531
Nationwide $7,293 $8,038
Progressive $3,624 $4,353
State Farm $5,161 $6,404
Travelers $4,596 $5,243
USAA $4,093 $4,122

Buy Cheap Livermore, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Livermore, California by comparing Livermore senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Livermore, CA here.

Annual Auto Insurance Rates for Senior Drivers in Livermore, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,986 $2,004
Farmers $2,004 $2,004
GEICO $1,522 $1,522
Liberty Mutual $1,826 $1,771
Nationwide $2,506 $2,361
Progressive $1,171 $1,384
State Farm $2,508 $2,508
Travelers $1,983 $1,963
USAA $1,765 $1,773

Find Cheap Auto Insurance Rates in Livermore, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Livermore, California auto insurance. Compare Livermore, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Livermore, California

Insurance Company Low Medium High
Allstate $4,022 $4,268 $4,410
Farmers $3,822 $4,130 $4,342
GEICO $2,386 $2,641 $2,810
Liberty Mutual $2,408 $2,605 $2,733
Nationwide $3,657 $4,146 $4,411
Progressive $1,947 $2,242 $2,331
State Farm $3,215 $3,622 $3,851
Travelers $2,613 $3,074 $3,286
USAA $2,295 $2,565 $2,695

Find Cheap Livermore, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Livermore. Compare auto insurance rates in Livermore, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Livermore, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,822 $4,645
Farmers $3,718 $4,477
GEICO $2,373 $2,852
Liberty Mutual $2,372 $2,792
Nationwide $3,597 $4,546
Progressive $1,972 $2,375
State Farm $3,433 $3,693
Travelers $2,694 $3,288
USAA $2,322 $2,714

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Find Cheap Livermore, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Livermore, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Livermore, CA to see how much where you live in Livermore affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Livermore, California

ZIP Code Average Annual Rates
94550 $4,344
94551 $4,415

Find Cheap Livermore, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Livermore, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Livermore, CA, take a look at the average cost for various violations versus rates for a clean driving record in Livermore.

Annual Livermore, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,553 $4,298 $6,732 $3,349
Farmers $3,031 $4,125 $5,138 $4,097
GEICO $1,828 $2,818 $3,538 $2,267
Liberty Mutual $2,241 $3,003 $2,711 $2,374
Nationwide $2,845 $3,644 $6,152 $3,644
Progressive $1,430 $2,419 $2,788 $2,057
State Farm $2,542 $3,032 $5,728 $2,950
Travelers $2,011 $3,244 $3,771 $2,939
USAA $1,675 $2,490 $4,074 $1,834

Find Cheap Livermore, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Livermore, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Livermore for less when you shop around and compare rates from multiple Livermore, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Livermore, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,732
Farmers $5,138
GEICO $3,538
Liberty Mutual $2,711
Nationwide $6,152
Progressive $2,788
State Farm $5,728
Travelers $3,771
USAA $4,074

Winners by Category: Where to Buy Cheap Auto Insurance in Livermore, CA

Compare rates from the cheapest auto insurance companies in Livermore, CA for your needs. Take a look at how Livermore, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Livermore, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Livermore, California Auto Insurance Companies

If you’re looking for the cheapest Livermore, CA auto insurance companies overall, you can compare them here. Find the best price for Livermore, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Livermore, California

Insurance Company Average Annual Rates
Allstate $4,233
Farmers $4,098
GEICO $2,613
Liberty Mutual $2,582
Nationwide $4,071
Progressive $2,173
State Farm $3,563
Travelers $2,991
USAA $2,518

What affects Livermore, California auto insurance rates?

Local factors affect auto insurance rates in Livermore, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Livermore auto insurance rates.

Auto Theft in Livermore

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Livermore, CA auto theft show a total of 155 vehicle thefts annually.

Commute Times in Livermore

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Livermore, CA is 32.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Livermore, CA

You can buy cheap Livermore, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Livermore, California auto insurance quotes from top companies.

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