Buy Cheap Live Oak, TX Auto Insurance (2022)

Live Oak, TX auto insurance rates average $330 a month. Minimum auto insurance requirements in Live Oak, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Live Oak, TX, compare Live Oak auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Live Oak, TX after a DUI are $4,508/year
  • Average auto insurance rates in Live Oak, TX are $330/month
  • Average auto insurance rates in Live Oak, TX for teens drivers are $7,107/year

Finding affordable Live Oak, Texas auto insurance can be challenging, but everything you need to know to buy cheap Live Oak, TX auto insurance with confidence is right here. Auto insurance rates in Live Oak are affected by local factors as well as personal ones like your driving record.

See how Live Oak, TX car insurance rates compare to Dallas auto insurance rates, Houston auto insurance rates, and Austin auto insurance rates before you read more about the cost of auto insurance in Live Oak.

Don’t buy Live Oak, TX auto insurance until you’ve compared rates. Get free Live Oak, Texas auto insurance quotes when you enter your ZIP code above.

Live Oak, TX Minimum Auto Insurance Requirements

The required auto insurance in Live Oak, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Live Oak, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Live Oak, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Live Oak, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Live Oak, TX. Take a look at Live Oak, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Live Oak, Texas

Insurance Company Poor Fair Good
Allstate $6,827 $5,007 $4,291
American Family $6,938 $4,430 $3,897
GEICO $5,130 $2,903 $1,935
Nationwide $4,343 $3,494 $3,037
Progressive $5,017 $4,345 $4,029
State Farm $4,550 $2,841 $2,269
USAA $3,852 $2,258 $1,826

Buy Cheap Live Oak, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Live Oak, Texas auto insurance rates? Find out how car insurance rates in Live Oak, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Live Oak, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,476 $3,502 $3,430 $3,430 $9,247 $11,151 $4,297 $4,469
American Family $2,930 $3,281 $2,800 $3,226 $8,306 $10,909 $4,312 $4,942
GEICO $2,457 $2,661 $2,384 $2,732 $5,467 $5,596 $2,658 $2,624
Nationwide $2,271 $2,306 $2,010 $2,124 $6,457 $8,274 $2,671 $2,886
Progressive $2,362 $2,241 $2,108 $2,144 $10,016 $11,193 $2,800 $2,843
State Farm $2,235 $2,235 $1,998 $1,998 $5,427 $6,925 $2,436 $2,504
USAA $1,673 $1,670 $1,612 $1,585 $4,831 $5,216 $2,224 $2,353

Buy Cheap Live Oak, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Live Oak can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Live Oak, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Live Oak, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,247 $11,151
American Family $8,306 $10,909
GEICO $5,467 $5,596
Nationwide $6,457 $8,274
Progressive $10,016 $11,193
State Farm $5,427 $6,925
USAA $4,831 $5,216

Buy Cheap Live Oak, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Live Oak, Texas by comparing Live Oak senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Live Oak, TX here.

Annual Auto Insurance Rates for Senior Drivers in Live Oak, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,430 $3,430
American Family $2,800 $3,226
GEICO $2,384 $2,732
Nationwide $2,010 $2,124
Progressive $2,108 $2,144
State Farm $1,998 $1,998
USAA $1,612 $1,585

Find Cheap Auto Insurance Rates in Live Oak, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Live Oak, Texas auto insurance. Compare Live Oak, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Live Oak, Texas

Insurance Company Low Medium High
Allstate $5,254 $5,330 $5,541
American Family $4,695 $4,885 $5,684
GEICO $3,126 $3,281 $3,561
Nationwide $3,900 $3,473 $3,502
Progressive $4,246 $4,443 $4,701
State Farm $3,033 $3,208 $3,418
USAA $2,537 $2,632 $2,768

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Find Cheap Live Oak, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Live Oak. Compare auto insurance rates in Live Oak, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Live Oak, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,241 $5,509
American Family $5,088 $5,088
GEICO $3,262 $3,383
Nationwide $3,625 $3,625
Progressive $4,463 $4,463
State Farm $3,220 $3,220
USAA $2,612 $2,679

Find Cheap Live Oak, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Live Oak, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Live Oak, TX, take a look at the average cost for various violations versus rates for a clean driving record in Live Oak.

Annual Live Oak, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,153 $6,459 $6,736 $4,153
American Family $4,633 $5,907 $5,180 $4,633
GEICO $2,817 $3,740 $3,103 $3,629
Nationwide $3,148 $3,148 $4,651 $3,552
Progressive $3,891 $5,043 $4,543 $4,376
State Farm $2,851 $3,283 $3,894 $2,851
USAA $1,960 $2,922 $3,450 $2,251

Find Cheap Live Oak, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Live Oak, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Live Oak for less when you shop around and compare rates from multiple Live Oak, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Live Oak, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,736
American Family $5,180
GEICO $3,103
Nationwide $4,651
Progressive $4,543
State Farm $3,894
USAA $3,450

Winners by Category: Where to Buy Cheap Auto Insurance in Live Oak, TX

Compare rates from the cheapest auto insurance companies in Live Oak, TX for your needs. Take a look at how Live Oak, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Live Oak, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Live Oak, Texas Auto Insurance Companies

If you’re looking for the cheapest Live Oak, TX auto insurance companies overall, you can compare them here. Find the best price for Live Oak, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Live Oak, Texas

Insurance Company Average Annual Rates
Allstate $5,375
American Family $5,088
GEICO $3,322
Nationwide $3,625
Progressive $4,463
State Farm $3,220
USAA $2,646

What affects Live Oak, Texas auto insurance rates?

Local factors affect auto insurance rates in Live Oak, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Live Oak auto insurance rates.

Auto Theft in Live Oak

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Live Oak, TX auto theft show a total of 39 vehicle thefts annually.

Commute Times in Live Oak

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Live Oak, TX is 25.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Live Oak, TX

You can buy cheap Live Oak, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Live Oak, Texas auto insurance quotes from top companies.

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