Buy Cheap Little Rock, IA Auto Insurance (2021)

Little Rock, IA auto insurance rates average $245 a month. Minimum auto insurance requirements in Little Rock, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Little Rock, IA, compare Little Rock auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Little Rock, IA are $245/month
  • Average auto insurance rates in Little Rock, IA for teens drivers are $5,581/year
  • The most expensive auto insurance company in Little Rock after a DUI is Travelers

Finding affordable Little Rock, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Little Rock, IA auto insurance with confidence is right here. Auto insurance rates in Little Rock are affected by local factors as well as personal ones like your driving record.

See how Little Rock, IA car insurance rates compare to West Des Moines auto insurance rates, Ames auto insurance rates, and Ankeny auto insurance rates before you read more about the cost of auto insurance in Little Rock.

Don’t buy Little Rock, IA auto insurance until you’ve compared rates. Get free Little Rock, Iowa auto insurance quotes when you enter your ZIP code above.

Little Rock, IA Minimum Auto Insurance Requirements

The required auto insurance in Little Rock, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Little Rock, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Little Rock, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Little Rock, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Little Rock, IA. Take a look at Little Rock, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Little Rock, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,829 $2,814 $2,365
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,328 $3,898 $3,070
Nationwide $3,071 $2,408 $2,111
Progressive $2,772 $2,236 $2,022
State Farm $2,951 $1,826 $1,441
Travelers $5,914 $5,049 $4,812
USAA $2,427 $1,667 $1,444

Buy Cheap Little Rock, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Little Rock, Iowa auto insurance rates? Find out how car insurance rates in Little Rock, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Little Rock, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,939 $1,939 $1,734 $1,734 $5,158 $7,244 $1,939 $2,337
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,146 $2,333 $1,886 $2,294 $10,198 $11,487 $2,431 $2,684
Nationwide $1,757 $1,802 $1,567 $1,671 $4,050 $5,238 $1,990 $2,164
Progressive $1,662 $1,602 $1,371 $1,423 $4,011 $4,531 $1,995 $2,149
State Farm $1,336 $1,336 $1,179 $1,179 $3,678 $4,661 $1,503 $1,711
Travelers $2,364 $2,413 $2,295 $2,303 $10,512 $16,825 $2,456 $2,899
USAA $1,239 $1,254 $1,136 $1,161 $3,318 $3,528 $1,487 $1,644

Buy Cheap Little Rock, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Little Rock can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Little Rock, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Little Rock, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,158 $7,244
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $10,198 $11,487
Nationwide $4,050 $5,238
Progressive $4,011 $4,531
State Farm $3,678 $4,661
Travelers $10,512 $16,825
USAA $3,318 $3,528

Buy Cheap Little Rock, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Little Rock, Iowa by comparing Little Rock senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Little Rock, IA here.

Annual Auto Insurance Rates for Senior Drivers in Little Rock, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,734 $1,734
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,886 $2,294
Nationwide $1,567 $1,671
Progressive $1,371 $1,423
State Farm $1,179 $1,179
Travelers $2,295 $2,303
USAA $1,136 $1,161

Find Cheap Auto Insurance Rates in Little Rock, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Little Rock, Iowa auto insurance. Compare Little Rock, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Little Rock, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,020 $3,170 $2,819
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,248 $4,422 $4,626
Nationwide $2,624 $2,522 $2,444
Progressive $2,190 $2,350 $2,490
State Farm $1,962 $2,086 $2,170
Travelers $4,920 $5,340 $5,515
USAA $1,748 $1,852 $1,938

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Find Cheap Little Rock, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Little Rock. Compare auto insurance rates in Little Rock, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Little Rock, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,968 $3,038
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,432 $4,432
Nationwide $2,530 $2,530
Progressive $2,343 $2,343
State Farm $2,022 $2,123
Travelers $5,258 $5,258
USAA $1,779 $1,913

Find Cheap Little Rock, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Little Rock, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Little Rock, IA, take a look at the average cost for various violations versus rates for a clean driving record in Little Rock.

Annual Little Rock, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,168 $3,176 $4,120 $2,549
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,829 $4,733 $4,834 $4,333
Nationwide $1,831 $2,631 $3,586 $2,072
Progressive $1,886 $3,079 $2,048 $2,360
State Farm $1,914 $2,231 $2,073 $2,073
Travelers $3,838 $5,108 $6,840 $5,247
USAA $1,411 $1,893 $2,461 $1,619

Find Cheap Little Rock, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Little Rock, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Little Rock for less when you shop around and compare rates from multiple Little Rock, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Little Rock, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,843
American Family $4,120
Farmers $2,558
GEICO $3,058
Liberty Mutual $4,834
Nationwide $3,586
Progressive $2,048
State Farm $2,073
Travelers $6,840
USAA $2,461

Winners by Category: Where to Buy Cheap Auto Insurance in Little Rock, IA

Compare rates from the cheapest auto insurance companies in Little Rock, IA for your needs. Take a look at how Little Rock, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Little Rock, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Little Rock, Iowa Auto Insurance Companies

If you’re looking for the cheapest Little Rock, IA auto insurance companies overall, you can compare them here. Find the best price for Little Rock, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Little Rock, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,003
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,432
Nationwide $2,530
Progressive $2,343
State Farm $2,073
Travelers $5,258
USAA $1,846

What affects Little Rock, Iowa auto insurance rates?

Local factors affect auto insurance rates in Little Rock, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Little Rock auto insurance rates.

Commute Times in Little Rock

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Little Rock, IA is 23.6 minutes according to City-Data.

Traffic in Little Rock

How is traffic in Little Rock, Iowa? Inrix data shows that Little Rock, IA traffic makes it the 624th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Little Rock, IA

You can buy cheap Little Rock, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Little Rock, Iowa auto insurance quotes from top companies.

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