Buy Cheap Little Elm, TX Auto Insurance (2021)

Little Elm, TX auto insurance rates average $323 a month. Minimum auto insurance requirements in Little Elm, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Little Elm, TX, compare Little Elm auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Little Elm, TX after a DUI are $4,423/year
  • Average auto insurance rates in Little Elm, TX for teens drivers are $6,953/year
  • Average auto insurance rates in Little Elm, TX are $323/month

Finding affordable Little Elm, Texas auto insurance can be challenging, but everything you need to know to buy cheap Little Elm, TX auto insurance with confidence is right here. Auto insurance rates in Little Elm are affected by local factors as well as personal ones like your driving record.

See how Little Elm, TX car insurance rates compare to El Paso auto insurance rates, Fort Worth auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Little Elm.

Don’t buy Little Elm, TX auto insurance until you’ve compared rates. Get free Little Elm, Texas auto insurance quotes when you enter your ZIP code above.

Little Elm, TX Minimum Auto Insurance Requirements

The required auto insurance in Little Elm, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Little Elm, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Little Elm, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Little Elm, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Little Elm, TX. Take a look at Little Elm, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Little Elm, Texas

Insurance Company Poor Fair Good
Allstate $6,826 $5,016 $4,302
American Family $6,641 $4,283 $3,712
GEICO $5,558 $3,137 $2,085
Nationwide $4,184 $3,376 $2,937
Progressive $4,630 $4,012 $3,723
State Farm $4,294 $2,674 $2,132
USAA $3,893 $2,269 $1,830

Buy Cheap Little Elm, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Little Elm, Texas auto insurance rates? Find out how car insurance rates in Little Elm, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Little Elm, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,459 $3,476 $3,411 $3,411 $9,347 $11,244 $4,271 $4,429
American Family $2,863 $3,208 $2,712 $3,127 $7,906 $10,279 $4,178 $4,755
GEICO $2,643 $2,861 $2,556 $2,912 $5,925 $6,127 $2,867 $2,856
Nationwide $2,183 $2,214 $1,931 $2,040 $6,258 $8,015 $2,572 $2,779
Progressive $2,187 $2,095 $1,953 $1,987 $9,199 $10,276 $2,609 $2,667
State Farm $2,086 $2,086 $1,866 $1,866 $5,150 $6,589 $2,279 $2,344
USAA $1,677 $1,674 $1,610 $1,582 $4,887 $5,283 $2,234 $2,367

Buy Cheap Little Elm, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Little Elm can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Little Elm, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Little Elm, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,347 $11,244
American Family $7,906 $10,279
GEICO $5,925 $6,127
Nationwide $6,258 $8,015
Progressive $9,199 $10,276
State Farm $5,150 $6,589
USAA $4,887 $5,283

Buy Cheap Little Elm, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Little Elm, Texas by comparing Little Elm senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Little Elm, TX here.

Annual Auto Insurance Rates for Senior Drivers in Little Elm, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,411 $3,411
American Family $2,712 $3,127
GEICO $2,556 $2,912
Nationwide $1,931 $2,040
Progressive $1,953 $1,987
State Farm $1,866 $1,866
USAA $1,610 $1,582

Find Cheap Auto Insurance Rates in Little Elm, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Little Elm, Texas auto insurance. Compare Little Elm, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Little Elm, Texas

Insurance Company Low Medium High
Allstate $5,254 $5,333 $5,556
American Family $4,535 $4,685 $5,416
GEICO $3,408 $3,558 $3,815
Nationwide $3,766 $3,354 $3,377
Progressive $3,962 $4,108 $4,295
State Farm $2,866 $3,027 $3,208
USAA $2,566 $2,653 $2,774

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Find Cheap Little Elm, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Little Elm. Compare auto insurance rates in Little Elm, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Little Elm, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,245 $5,517
American Family $4,879 $4,879
GEICO $3,530 $3,657
Nationwide $3,499 $3,499
Progressive $4,121 $4,121
State Farm $3,033 $3,033
USAA $2,631 $2,698

Find Cheap Little Elm, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Little Elm, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Little Elm, TX, take a look at the average cost for various violations versus rates for a clean driving record in Little Elm.

Annual Little Elm, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,125 $6,489 $6,784 $4,125
American Family $4,418 $5,705 $4,974 $4,418
GEICO $3,045 $4,056 $3,354 $3,919
Nationwide $3,038 $3,038 $4,491 $3,428
Progressive $3,598 $4,643 $4,193 $4,051
State Farm $2,679 $3,094 $3,682 $2,679
USAA $1,973 $2,937 $3,482 $2,265

Find Cheap Little Elm, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Little Elm, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Little Elm for less when you shop around and compare rates from multiple Little Elm, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Little Elm, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,784
American Family $4,974
GEICO $3,354
Nationwide $4,491
Progressive $4,193
State Farm $3,682
USAA $3,482

Winners by Category: Where to Buy Cheap Auto Insurance in Little Elm, TX

Compare rates from the cheapest auto insurance companies in Little Elm, TX for your needs. Take a look at how Little Elm, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Little Elm, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Little Elm, Texas Auto Insurance Companies

If you’re looking for the cheapest Little Elm, TX auto insurance companies overall, you can compare them here. Find the best price for Little Elm, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Little Elm, Texas

Insurance Company Average Annual Rates
Allstate $5,381
American Family $4,879
GEICO $3,593
Nationwide $3,499
Progressive $4,121
State Farm $3,033
USAA $2,664

What affects Little Elm, Texas auto insurance rates?

Local factors affect auto insurance rates in Little Elm, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Little Elm auto insurance rates.

Auto Theft in Little Elm

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Little Elm, TX auto theft show a total of 20 vehicle thefts annually.

Commute Times in Little Elm

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Little Elm, TX is 36.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Little Elm, TX

You can buy cheap Little Elm, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Little Elm, Texas auto insurance quotes from top companies.

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