Buy Cheap Lisbon, IA Auto Insurance (2021)

Lisbon, IA auto insurance rates average $239 a month. Minimum auto insurance requirements in Lisbon, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Lisbon, IA, compare Lisbon auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lisbon is Travelers
  • The most expensive auto insurance company in Lisbon after a DUI is Travelers
  • Average auto insurance rates in Lisbon, IA after a DUI are $3,442/year

Finding affordable Lisbon, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Lisbon, IA auto insurance with confidence is right here. Auto insurance rates in Lisbon are affected by local factors as well as personal ones like your driving record.

See how Lisbon, IA car insurance rates compare to Ames auto insurance rates, Waterloo auto insurance rates, and Sioux City auto insurance rates before you read more about the cost of auto insurance in Lisbon.

Don’t buy Lisbon, IA auto insurance until you’ve compared rates. Get free Lisbon, Iowa auto insurance quotes when you enter your ZIP code above.

Lisbon, IA Minimum Auto Insurance Requirements

The required auto insurance in Lisbon, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Lisbon, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Lisbon, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Lisbon, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lisbon, IA. Take a look at Lisbon, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lisbon, Iowa

Insurance Company Poor Fair Good
Allstate $3,199 $2,547 $2,293
American Family $3,857 $2,835 $2,384
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,992 $3,721 $2,928
Nationwide $3,033 $2,384 $2,087
Progressive $2,766 $2,233 $2,021
State Farm $3,624 $2,241 $1,767
Travelers $5,526 $4,731 $4,512
USAA $2,296 $1,585 $1,376

Buy Cheap Lisbon, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lisbon, Iowa auto insurance rates? Find out how car insurance rates in Lisbon, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lisbon, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,775 $1,705 $1,581 $1,608 $5,107 $5,748 $1,930 $1,984
American Family $1,949 $1,949 $1,744 $1,744 $5,214 $7,307 $1,949 $2,348
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,979 $2,144 $1,748 $2,124 $9,884 $11,119 $2,243 $2,467
Nationwide $1,726 $1,768 $1,541 $1,640 $4,039 $5,206 $1,962 $2,129
Progressive $1,651 $1,591 $1,364 $1,413 $4,026 $4,543 $1,987 $2,143
State Farm $1,655 $1,655 $1,455 $1,455 $4,474 $5,685 $1,861 $2,112
Travelers $2,195 $2,237 $2,149 $2,150 $9,932 $15,737 $2,296 $2,689
USAA $1,164 $1,171 $1,074 $1,087 $3,209 $3,392 $1,391 $1,531

Buy Cheap Lisbon, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lisbon can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lisbon, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lisbon, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,107 $5,748
American Family $5,214 $7,307
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,884 $11,119
Nationwide $4,039 $5,206
Progressive $4,026 $4,543
State Farm $4,474 $5,685
Travelers $9,932 $15,737
USAA $3,209 $3,392

Buy Cheap Lisbon, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lisbon, Iowa by comparing Lisbon senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lisbon, IA here.

Annual Auto Insurance Rates for Senior Drivers in Lisbon, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,581 $1,608
American Family $1,744 $1,744
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,748 $2,124
Nationwide $1,541 $1,640
Progressive $1,364 $1,413
State Farm $1,455 $1,455
Travelers $2,149 $2,150
USAA $1,074 $1,087

Find Cheap Auto Insurance Rates in Lisbon, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lisbon, Iowa auto insurance. Compare Lisbon, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lisbon, Iowa

Insurance Company Low Medium High
Allstate $2,586 $2,683 $2,771
American Family $3,040 $3,194 $2,842
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,040 $4,207 $4,394
Nationwide $2,600 $2,493 $2,411
Progressive $2,209 $2,349 $2,461
State Farm $2,413 $2,560 $2,659
Travelers $4,671 $4,994 $5,104
USAA $1,658 $1,758 $1,840

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Find Cheap Lisbon, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lisbon. Compare auto insurance rates in Lisbon, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lisbon, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,617 $2,743
American Family $2,990 $3,061
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,214 $4,214
Nationwide $2,501 $2,501
Progressive $2,340 $2,340
State Farm $2,482 $2,606
Travelers $4,923 $4,923
USAA $1,689 $1,816

Find Cheap Lisbon, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Lisbon, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lisbon, IA, take a look at the average cost for various violations versus rates for a clean driving record in Lisbon.

Annual Lisbon, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,281 $2,756 $3,134 $2,549
American Family $2,184 $3,198 $4,151 $2,568
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,637 $4,509 $4,586 $4,123
Nationwide $1,817 $2,600 $3,535 $2,053
Progressive $1,882 $3,079 $2,042 $2,355
State Farm $2,356 $2,732 $2,544 $2,544
Travelers $3,576 $4,796 $6,417 $4,902
USAA $1,336 $1,799 $2,338 $1,536

Find Cheap Lisbon, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lisbon, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Lisbon for less when you shop around and compare rates from multiple Lisbon, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lisbon, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,134
American Family $4,151
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,586
Nationwide $3,535
Progressive $2,042
State Farm $2,544
Travelers $6,417
USAA $2,338

Winners by Category: Where to Buy Cheap Auto Insurance in Lisbon, IA

Compare rates from the cheapest auto insurance companies in Lisbon, IA for your needs. Take a look at how Lisbon, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lisbon, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Lisbon, Iowa Auto Insurance Companies

If you’re looking for the cheapest Lisbon, IA auto insurance companies overall, you can compare them here. Find the best price for Lisbon, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Lisbon, Iowa

Insurance Company Average Annual Rates
Allstate $2,680
American Family $3,025
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,214
Nationwide $2,501
Progressive $2,340
State Farm $2,544
Travelers $4,923
USAA $1,752

What affects Lisbon, Iowa auto insurance rates?

Local factors affect auto insurance rates in Lisbon, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lisbon auto insurance rates.

Commute Times in Lisbon

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lisbon, IA is 23.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Lisbon, IA

You can buy cheap Lisbon, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lisbon, Iowa auto insurance quotes from top companies.

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