Buy Cheap Lincoln, DE Auto Insurance (2021)

Lincoln, DE auto insurance rates average $442 a month. Minimum auto insurance requirements in Lincoln, Delaware are 25/50/10 to comply with Delaware laws. To buy cheap auto insurance in Lincoln, DE, compare Lincoln auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lincoln after a DUI is Liberty Mutual
  • Average auto insurance rates in Lincoln, DE after a DUI are $7,016/year
  • Average auto insurance rates in Lincoln, DE for teens drivers are $9,448/year

Finding affordable Lincoln, Delaware auto insurance can be challenging, but everything you need to know to buy cheap Lincoln, DE auto insurance with confidence is right here. Auto insurance rates in Lincoln are affected by local factors as well as personal ones like your driving record.

See how Lincoln, DE car insurance rates compare to Elsmere auto insurance rates, Wilmington auto insurance rates, and Newark auto insurance rates before you read more about the cost of auto insurance in Lincoln.

Don’t buy Lincoln, DE auto insurance until you’ve compared rates. Get free Lincoln, Delaware auto insurance quotes when you enter your ZIP code above.

Lincoln, DE Minimum Auto Insurance Requirements

The required auto insurance in Lincoln, DE is 25/50/10 according to the auto insurance laws in Delaware. The minimum auto insurance in Lincoln, Delaware is outlined here.

Minimum Required Auto Insurance Coverage in Lincoln, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Lincoln, DE Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lincoln, DE. Take a look at Lincoln, Delaware auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lincoln, Delaware

Insurance Company Poor Fair Good
Allstate $6,949 $4,949 $4,389
GEICO $5,219 $2,898 $1,988
Liberty Mutual $23,141 $15,587 $12,568
Nationwide $4,183 $3,489 $3,184
Progressive $3,998 $3,496 $3,232
State Farm $6,040 $3,327 $2,468
Travelers $3,705 $3,060 $3,195
USAA $3,350 $1,627 $1,177

Buy Cheap Lincoln, DE Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lincoln, Delaware auto insurance rates? Find out how car insurance rates in Lincoln, DE are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lincoln, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,160 $3,129 $2,774 $2,932 $11,271 $13,211 $3,364 $3,592
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $11,459 $11,459 $11,321 $11,321 $25,427 $38,488 $11,459 $15,856
Nationwide $2,533 $2,519 $2,314 $2,309 $5,939 $7,522 $2,807 $3,006
Progressive $1,727 $1,600 $1,521 $1,553 $8,592 $9,468 $2,100 $2,043
State Farm $2,494 $2,494 $2,297 $2,297 $7,096 $9,168 $2,797 $2,917
Travelers $1,339 $1,344 $1,318 $1,284 $7,268 $11,026 $1,426 $1,553
USAA $1,147 $1,130 $1,064 $1,063 $4,140 $4,856 $1,435 $1,575

Buy Cheap Lincoln, DE Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lincoln can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lincoln, DE are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lincoln, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,271 $13,211
GEICO $5,847 $6,106
Liberty Mutual $25,427 $38,488
Nationwide $5,939 $7,522
Progressive $8,592 $9,468
State Farm $7,096 $9,168
Travelers $7,268 $11,026
USAA $4,140 $4,856

Buy Cheap Lincoln, DE Auto Insurance for Seniors

You can save on senior auto insurance rates in Lincoln, Delaware by comparing Lincoln senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lincoln, DE here.

Annual Auto Insurance Rates for Senior Drivers in Lincoln, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,774 $2,932
GEICO $2,291 $2,666
Liberty Mutual $11,321 $11,321
Nationwide $2,314 $2,309
Progressive $1,521 $1,553
State Farm $2,297 $2,297
Travelers $1,318 $1,284
USAA $1,064 $1,063

Find Cheap Auto Insurance Rates in Lincoln, DE by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lincoln, Delaware auto insurance. Compare Lincoln, DE auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lincoln, Delaware

Insurance Company Low Medium High
Allstate $5,004 $5,488 $5,795
GEICO $3,044 $3,417 $3,644
Liberty Mutual $16,248 $16,898 $18,149
Nationwide $3,604 $3,559 $3,692
Progressive $3,148 $3,617 $3,961
State Farm $3,685 $3,954 $4,196
Travelers $3,148 $3,420 $3,391
USAA $1,912 $2,047 $2,195

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Find Cheap Lincoln, DE Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lincoln. Compare auto insurance rates in Lincoln, DE by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lincoln, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,429 $5,429
GEICO $3,314 $3,422
Liberty Mutual $16,627 $17,571
Nationwide $3,619 $3,619
Progressive $3,575 $3,575
State Farm $3,810 $4,080
Travelers $3,320 $3,320
USAA $2,029 $2,073

Find Cheap Lincoln, DE Auto Insurance Rates by Driving Record

Auto insurance rates in Lincoln, Delaware are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lincoln, DE, take a look at the average cost for various violations versus rates for a clean driving record in Lincoln.

Annual Lincoln, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,595 $5,491 $6,417 $5,214
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $13,628 $15,703 $25,102 $13,962
Nationwide $2,892 $2,892 $5,279 $3,412
Progressive $3,088 $4,071 $3,510 $3,632
State Farm $3,578 $4,312 $3,945 $3,945
Travelers $2,837 $2,846 $4,618 $2,978
USAA $1,694 $1,694 $2,883 $1,933

Find Cheap Lincoln, DE Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lincoln, Delaware is higher than for a clean driving record. You can buy auto insurance after a DUI in Lincoln for less when you shop around and compare rates from multiple Lincoln, DE auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lincoln, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,417
GEICO $4,373
Liberty Mutual $25,102
Nationwide $5,279
Progressive $3,510
State Farm $3,945
Travelers $4,618
USAA $2,883

Winners by Category: Where to Buy Cheap Auto Insurance in Lincoln, DE

Compare rates from the cheapest auto insurance companies in Lincoln, DE for your needs. Take a look at how Lincoln, Delaware auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lincoln, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Lincoln, Delaware Auto Insurance Companies

If you’re looking for the cheapest Lincoln, DE auto insurance companies overall, you can compare them here. Find the best price for Lincoln, Delaware car insurance by company.

Average Annual Auto Insurance Rates by Company in Lincoln, Delaware

Insurance Company Average Annual Rates
Allstate $5,429
GEICO $3,368
Liberty Mutual $17,099
Nationwide $3,619
Progressive $3,575
State Farm $3,945
Travelers $3,320
USAA $2,051

What affects Lincoln, Delaware auto insurance rates?

Local factors affect auto insurance rates in Lincoln, DE, including traffic, theft statistics, and commute length. Take a look at the things that impact Lincoln auto insurance rates.

Traffic in Lincoln

How is traffic in Lincoln, Delaware? Inrix data shows that Lincoln, DE traffic makes it the 59th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Lincoln, DE

You can buy cheap Lincoln, DE auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lincoln, Delaware auto insurance quotes from top companies.

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