Buy Cheap Lincoln City, IN Auto Insurance (2021)

Lincoln City, IN auto insurance rates average $276 a month. Minimum auto insurance requirements in Lincoln City, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Lincoln City, IN, compare Lincoln City auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lincoln City after a DUI is Liberty Mutual
  • Average auto insurance rates in Lincoln City, IN for teens drivers are $6,469/year
  • The most expensive auto insurance company in Lincoln City is Liberty Mutual

Finding affordable Lincoln City, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Lincoln City, IN auto insurance with confidence is right here. Auto insurance rates in Lincoln City are affected by local factors as well as personal ones like your driving record.

See how Lincoln City, IN car insurance rates compare to Hammond auto insurance rates, Indianapolis auto insurance rates, and Evansville auto insurance rates before you read more about the cost of auto insurance in Lincoln City.

Don’t buy Lincoln City, IN auto insurance until you’ve compared rates. Get free Lincoln City, Indiana auto insurance quotes when you enter your ZIP code above.

Lincoln City, IN Minimum Auto Insurance Requirements

The required auto insurance in Lincoln City, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Lincoln City, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Lincoln City, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lincoln City, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lincoln City, IN. Take a look at Lincoln City, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lincoln City, Indiana

Insurance Company Poor Fair Good
Allstate $4,773 $3,551 $3,228
American Family $4,601 $2,998 $2,512
Farmers $4,035 $3,283 $3,039
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,772 $5,058 $4,678
Nationwide $3,297 $2,784 $2,602
Progressive $4,208 $3,716 $3,500
State Farm $3,569 $2,128 $1,650
Travelers $3,916 $3,317 $3,314
USAA $2,039 $1,338 $1,144

Buy Cheap Lincoln City, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lincoln City, Indiana auto insurance rates? Find out how car insurance rates in Lincoln City, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lincoln City, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,374 $2,430 $2,088 $2,284 $7,335 $9,264 $2,412 $2,616
American Family $2,133 $2,133 $1,913 $1,913 $5,738 $8,356 $2,133 $2,645
Farmers $1,588 $1,568 $1,358 $1,520 $8,363 $8,875 $2,081 $2,262
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,976 $3,976 $3,651 $3,651 $8,754 $13,239 $3,976 $5,466
Nationwide $1,782 $1,827 $1,557 $1,669 $5,181 $6,759 $2,089 $2,292
Progressive $1,646 $1,562 $1,485 $1,500 $9,471 $10,636 $2,060 $2,104
State Farm $1,537 $1,537 $1,356 $1,356 $4,475 $5,753 $1,693 $1,883
Travelers $1,272 $1,294 $1,191 $1,191 $7,860 $12,410 $1,345 $1,561
USAA $968 $956 $894 $906 $2,640 $2,970 $1,310 $1,411

Buy Cheap Lincoln City, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lincoln City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lincoln City, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lincoln City, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,335 $9,264
American Family $5,738 $8,356
Farmers $8,363 $8,875
GEICO $4,871 $4,549
Liberty Mutual $8,754 $13,239
Nationwide $5,181 $6,759
Progressive $9,471 $10,636
State Farm $4,475 $5,753
Travelers $7,860 $12,410
USAA $2,640 $2,970

Buy Cheap Lincoln City, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Lincoln City, Indiana by comparing Lincoln City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lincoln City, IN here.

Annual Auto Insurance Rates for Senior Drivers in Lincoln City, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,088 $2,284
American Family $1,913 $1,913
Farmers $1,358 $1,520
GEICO $1,547 $1,591
Liberty Mutual $3,651 $3,651
Nationwide $1,557 $1,669
Progressive $1,485 $1,500
State Farm $1,356 $1,356
Travelers $1,191 $1,191
USAA $894 $906

Find Cheap Auto Insurance Rates in Lincoln City, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lincoln City, Indiana auto insurance. Compare Lincoln City, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lincoln City, Indiana

Insurance Company Low Medium High
Allstate $3,652 $3,835 $4,064
American Family $3,351 $3,483 $3,278
Farmers $3,340 $3,445 $3,571
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,675 $5,824 $6,009
Nationwide $2,944 $2,871 $2,869
Progressive $3,615 $3,754 $4,055
State Farm $2,347 $2,448 $2,552
Travelers $3,452 $3,548 $3,547
USAA $1,460 $1,504 $1,557

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Find Cheap Lincoln City, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lincoln City. Compare auto insurance rates in Lincoln City, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lincoln City, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,850 $3,850
American Family $3,330 $3,411
Farmers $3,452 $3,452
GEICO $2,392 $2,483
Liberty Mutual $5,680 $5,992
Nationwide $2,894 $2,894
Progressive $3,808 $3,808
State Farm $2,379 $2,519
Travelers $3,516 $3,516
USAA $1,487 $1,527

Find Cheap Lincoln City, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Lincoln City, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lincoln City, IN, take a look at the average cost for various violations versus rates for a clean driving record in Lincoln City.

Annual Lincoln City, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,070 $4,515 $4,164 $3,652
American Family $2,322 $3,712 $4,682 $2,765
Farmers $3,086 $3,606 $3,707 $3,409
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,581 $5,380 $8,346 $5,037
Nationwide $2,483 $3,214 $3,079 $2,802
Progressive $2,865 $4,981 $3,414 $3,972
State Farm $2,395 $2,611 $2,395 $2,395
Travelers $2,985 $3,691 $4,183 $3,203
USAA $1,142 $1,617 $1,856 $1,413

Find Cheap Lincoln City, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lincoln City, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Lincoln City for less when you shop around and compare rates from multiple Lincoln City, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lincoln City, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,164
American Family $4,682
Farmers $3,707
GEICO $3,385
Liberty Mutual $8,346
Nationwide $3,079
Progressive $3,414
State Farm $2,395
Travelers $4,183
USAA $1,856

Winners by Category: Where to Buy Cheap Auto Insurance in Lincoln City, IN

Compare rates from the cheapest auto insurance companies in Lincoln City, IN for your needs. Take a look at how Lincoln City, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lincoln City, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Lincoln City, Indiana Auto Insurance Companies

If you’re looking for the cheapest Lincoln City, IN auto insurance companies overall, you can compare them here. Find the best price for Lincoln City, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Lincoln City, Indiana

Insurance Company Average Annual Rates
Allstate $3,850
American Family $3,370
Farmers $3,452
GEICO $2,438
Liberty Mutual $5,836
Nationwide $2,894
Progressive $3,808
State Farm $2,449
Travelers $3,516
USAA $1,507

Compare Auto Insurance Quotes in Lincoln City, IN

You can buy cheap Lincoln City, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lincoln City, Indiana auto insurance quotes from top companies.

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