Buy Cheap Lincoln, AR Auto Insurance (2021)

Lincoln, AR auto insurance rates average $317 a month. Minimum auto insurance requirements in Lincoln, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Lincoln, AR, compare Lincoln auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lincoln is Travelers
  • Average auto insurance rates in Lincoln, AR are $317/month
  • Average auto insurance rates in Lincoln, AR for teens drivers are $7,891/year

Finding affordable Lincoln, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Lincoln, AR auto insurance with confidence is right here. Auto insurance rates in Lincoln are affected by local factors as well as personal ones like your driving record.

See how Lincoln, AR car insurance rates compare to Little Rock auto insurance rates, Fayetteville auto insurance rates, and Pine Bluff auto insurance rates before you read more about the cost of auto insurance in Lincoln.

Don’t buy Lincoln, AR auto insurance until you’ve compared rates. Get free Lincoln, Arkansas auto insurance quotes when you enter your ZIP code above.

Lincoln, AR Minimum Auto Insurance Requirements

The required auto insurance in Lincoln, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Lincoln, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Lincoln, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lincoln, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lincoln, AR. Take a look at Lincoln, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lincoln, Arkansas

Insurance Company Poor Fair Good
Allstate $5,942 $4,566 $3,706
Farmers $4,587 $3,869 $3,684
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,434 $3,567 $3,251
Progressive $5,354 $4,606 $4,298
State Farm $3,689 $2,223 $1,732
Travelers $6,345 $5,311 $4,968
USAA $2,884 $1,971 $1,681

Buy Cheap Lincoln, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lincoln, Arkansas auto insurance rates? Find out how car insurance rates in Lincoln, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lincoln, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,668 $2,682 $2,388 $2,550 $9,771 $11,725 $2,936 $3,183
Farmers $2,148 $2,133 $1,914 $2,023 $9,397 $9,733 $2,457 $2,568
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,547 $2,593 $2,289 $2,416 $6,206 $7,893 $2,919 $3,143
Progressive $2,445 $2,293 $2,015 $2,116 $10,869 $12,208 $2,919 $3,157
State Farm $1,582 $1,582 $1,425 $1,425 $4,672 $5,864 $1,784 $2,048
Travelers $2,023 $2,057 $2,023 $2,023 $12,116 $19,421 $2,180 $2,486
USAA $1,337 $1,347 $1,242 $1,245 $4,249 $4,444 $1,719 $1,849

Buy Cheap Lincoln, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lincoln can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lincoln, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lincoln, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,771 $11,725
Farmers $9,397 $9,733
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,206 $7,893
Progressive $10,869 $12,208
State Farm $4,672 $5,864
Travelers $12,116 $19,421
USAA $4,249 $4,444

Buy Cheap Lincoln, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Lincoln, Arkansas by comparing Lincoln senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lincoln, AR here.

Annual Auto Insurance Rates for Senior Drivers in Lincoln, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,388 $2,550
Farmers $1,914 $2,023
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,289 $2,416
Progressive $2,015 $2,116
State Farm $1,425 $1,425
Travelers $2,023 $2,023
USAA $1,242 $1,245

Find Cheap Auto Insurance Rates in Lincoln, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lincoln, Arkansas auto insurance. Compare Lincoln, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lincoln, Arkansas

Insurance Company Low Medium High
Allstate $4,613 $4,735 $4,866
Farmers $3,821 $3,999 $4,320
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,787 $3,680 $3,785
Progressive $4,324 $4,666 $5,268
State Farm $2,413 $2,545 $2,685
Travelers $5,282 $5,556 $5,785
USAA $2,092 $2,171 $2,273

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Find Cheap Lincoln, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lincoln. Compare auto insurance rates in Lincoln, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lincoln, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,738 $4,738
Farmers $4,047 $4,047
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,751 $3,751
Progressive $4,753 $4,753
State Farm $2,486 $2,609
Travelers $5,541 $5,541
USAA $2,117 $2,240

Find Cheap Lincoln, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Lincoln, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lincoln, AR, take a look at the average cost for various violations versus rates for a clean driving record in Lincoln.

Annual Lincoln, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,902 $4,911 $5,469 $4,670
Farmers $3,418 $4,391 $4,295 $4,083
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,925 $3,770 $5,091 $3,217
Progressive $4,088 $5,726 $4,301 $4,896
State Farm $2,331 $2,764 $2,548 $2,548
Travelers $4,637 $4,789 $7,047 $5,691
USAA $1,672 $2,122 $3,066 $1,855

Find Cheap Lincoln, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lincoln, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Lincoln for less when you shop around and compare rates from multiple Lincoln, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lincoln, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,469
Farmers $4,295
GEICO $4,432
Liberty Mutual $4,956
Nationwide $5,091
Progressive $4,301
State Farm $2,548
Travelers $7,047
USAA $3,066

Winners by Category: Where to Buy Cheap Auto Insurance in Lincoln, AR

Compare rates from the cheapest auto insurance companies in Lincoln, AR for your needs. Take a look at how Lincoln, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lincoln, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Lincoln, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Lincoln, AR auto insurance companies overall, you can compare them here. Find the best price for Lincoln, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Lincoln, Arkansas

Insurance Company Average Annual Rates
Allstate $4,738
Farmers $4,047
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,751
Progressive $4,753
State Farm $2,548
Travelers $5,541
USAA $2,179

What affects Lincoln, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Lincoln, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Lincoln auto insurance rates.

Commute Times in Lincoln

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lincoln, AR is 34.5 minutes according to City-Data.

Traffic in Lincoln

How is traffic in Lincoln, Arkansas? Inrix data shows that Lincoln, AR traffic makes it the 59th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Lincoln, AR

You can buy cheap Lincoln, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lincoln, Arkansas auto insurance quotes from top companies.

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