Buy Cheap Lime Springs, IA Auto Insurance (2021)

Lime Springs, IA auto insurance rates average $244 a month. Minimum auto insurance requirements in Lime Springs, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Lime Springs, IA, compare Lime Springs auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Lime Springs, IA are $244/month
  • Average auto insurance rates in Lime Springs, IA for teens drivers are $5,498/year
  • The most expensive auto insurance company in Lime Springs after a DUI is Travelers

Finding affordable Lime Springs, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Lime Springs, IA auto insurance with confidence is right here. Auto insurance rates in Lime Springs are affected by local factors as well as personal ones like your driving record.

See how Lime Springs, IA car insurance rates compare to Davenport auto insurance rates, Cedar Rapids auto insurance rates, and West Des Moines auto insurance rates before you read more about the cost of auto insurance in Lime Springs.

Don’t buy Lime Springs, IA auto insurance until you’ve compared rates. Get free Lime Springs, Iowa auto insurance quotes when you enter your ZIP code above.

Lime Springs, IA Minimum Auto Insurance Requirements

The required auto insurance in Lime Springs, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Lime Springs, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Lime Springs, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Lime Springs, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lime Springs, IA. Take a look at Lime Springs, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lime Springs, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,976 $2,922 $2,454
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,137 $3,795 $2,985
Nationwide $3,294 $2,563 $2,249
Progressive $2,704 $2,158 $1,943
State Farm $3,173 $1,963 $1,548
Travelers $5,963 $5,076 $4,831
USAA $2,419 $1,660 $1,437

Buy Cheap Lime Springs, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lime Springs, Iowa auto insurance rates? Find out how car insurance rates in Lime Springs, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lime Springs, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $2,012 $2,012 $1,799 $1,799 $5,354 $7,522 $2,012 $2,427
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,045 $2,218 $1,800 $2,185 $10,036 $11,288 $2,318 $2,556
Nationwide $1,895 $1,952 $1,684 $1,806 $4,262 $5,552 $2,134 $2,330
Progressive $1,648 $1,603 $1,358 $1,403 $3,758 $4,253 $1,985 $2,138
State Farm $1,486 $1,486 $1,292 $1,292 $3,832 $4,881 $1,665 $1,888
Travelers $2,453 $2,508 $2,357 $2,368 $10,456 $16,580 $2,544 $3,053
USAA $1,234 $1,249 $1,130 $1,155 $3,305 $3,514 $1,482 $1,638

Buy Cheap Lime Springs, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lime Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lime Springs, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lime Springs, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $5,354 $7,522
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,036 $11,288
Nationwide $4,262 $5,552
Progressive $3,758 $4,253
State Farm $3,832 $4,881
Travelers $10,456 $16,580
USAA $3,305 $3,514

Buy Cheap Lime Springs, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lime Springs, Iowa by comparing Lime Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lime Springs, IA here.

Annual Auto Insurance Rates for Senior Drivers in Lime Springs, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,799 $1,799
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,800 $2,185
Nationwide $1,684 $1,806
Progressive $1,358 $1,403
State Farm $1,292 $1,292
Travelers $2,357 $2,368
USAA $1,130 $1,155

Find Cheap Auto Insurance Rates in Lime Springs, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lime Springs, Iowa auto insurance. Compare Lime Springs, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lime Springs, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $3,140 $3,290 $2,922
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,139 $4,299 $4,480
Nationwide $2,834 $2,682 $2,590
Progressive $2,157 $2,275 $2,373
State Farm $2,133 $2,238 $2,312
Travelers $5,024 $5,367 $5,479
USAA $1,745 $1,844 $1,926

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Lime Springs, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lime Springs. Compare auto insurance rates in Lime Springs, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lime Springs, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,707 $2,838
American Family $3,081 $3,154
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,306 $4,306
Nationwide $2,702 $2,702
Progressive $2,268 $2,268
State Farm $2,174 $2,281
Travelers $5,290 $5,290
USAA $1,771 $1,905

Find Cheap Lime Springs, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Lime Springs, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lime Springs, IA, take a look at the average cost for various violations versus rates for a clean driving record in Lime Springs.

Annual Lime Springs, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,251 $3,292 $4,279 $2,647
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,719 $4,603 $4,690 $4,212
Nationwide $1,941 $2,811 $3,852 $2,204
Progressive $1,834 $2,959 $1,985 $2,295
State Farm $2,075 $2,381 $2,228 $2,228
Travelers $3,875 $5,136 $6,858 $5,291
USAA $1,405 $1,885 $2,451 $1,613

Find Cheap Lime Springs, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lime Springs, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Lime Springs for less when you shop around and compare rates from multiple Lime Springs, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lime Springs, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,223
American Family $4,279
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,690
Nationwide $3,852
Progressive $1,985
State Farm $2,228
Travelers $6,858
USAA $2,451

Winners by Category: Where to Buy Cheap Auto Insurance in Lime Springs, IA

Compare rates from the cheapest auto insurance companies in Lime Springs, IA for your needs. Take a look at how Lime Springs, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lime Springs, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Lime Springs, Iowa Auto Insurance Companies

If you’re looking for the cheapest Lime Springs, IA auto insurance companies overall, you can compare them here. Find the best price for Lime Springs, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Lime Springs, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $3,117
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,306
Nationwide $2,702
Progressive $2,268
State Farm $2,228
Travelers $5,290
USAA $1,838

What affects Lime Springs, Iowa auto insurance rates?

Local factors affect auto insurance rates in Lime Springs, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lime Springs auto insurance rates.

Commute Times in Lime Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lime Springs, IA is 29.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Lime Springs, IA

You can buy cheap Lime Springs, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lime Springs, Iowa auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption