Buy Cheap Ligonier, IN Auto Insurance (2021)

Ligonier, IN auto insurance rates average $265 a month. Minimum auto insurance requirements in Ligonier, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Ligonier, IN, compare Ligonier auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ligonier, IN after a DUI are $3,768/year
  • Average auto insurance rates in Ligonier, IN for teens drivers are $6,205/year
  • Average auto insurance rates in Ligonier, IN are $265/month

Finding affordable Ligonier, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Ligonier, IN auto insurance with confidence is right here. Auto insurance rates in Ligonier are affected by local factors as well as personal ones like your driving record.

See how Ligonier, IN car insurance rates compare to Carmel auto insurance rates, Indianapolis auto insurance rates, and Hammond auto insurance rates before you read more about the cost of auto insurance in Ligonier.

Don’t buy Ligonier, IN auto insurance until you’ve compared rates. Get free Ligonier, Indiana auto insurance quotes when you enter your ZIP code above.

Ligonier, IN Minimum Auto Insurance Requirements

The required auto insurance in Ligonier, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Ligonier, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Ligonier, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Ligonier, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ligonier, IN. Take a look at Ligonier, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ligonier, Indiana

Insurance Company Poor Fair Good
Allstate $4,892 $3,635 $3,301
American Family $4,759 $3,096 $2,593
Farmers $4,212 $3,431 $3,178
GEICO $2,567 $2,135 $1,702
Liberty Mutual $7,484 $4,871 $4,505
Nationwide $2,947 $2,491 $2,328
Progressive $3,822 $3,380 $3,185
State Farm $3,226 $1,925 $1,492
Travelers $3,443 $2,917 $2,915
USAA $2,243 $1,484 $1,273

Buy Cheap Ligonier, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ligonier, Indiana auto insurance rates? Find out how car insurance rates in Ligonier, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ligonier, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,453 $2,516 $2,152 $2,352 $7,463 $9,387 $2,499 $2,719
American Family $2,195 $2,195 $1,970 $1,970 $5,962 $8,663 $2,195 $2,713
Farmers $1,642 $1,621 $1,405 $1,578 $8,771 $9,345 $2,159 $2,335
GEICO $1,461 $1,452 $1,360 $1,403 $4,269 $3,981 $1,670 $1,481
Liberty Mutual $3,820 $3,820 $3,505 $3,505 $8,444 $12,786 $3,820 $5,262
Nationwide $1,604 $1,643 $1,405 $1,504 $4,614 $6,009 $1,875 $2,054
Progressive $1,483 $1,407 $1,344 $1,352 $8,632 $9,725 $1,857 $1,900
State Farm $1,378 $1,378 $1,221 $1,221 $4,075 $5,230 $1,520 $1,692
Travelers $1,124 $1,145 $1,049 $1,051 $6,876 $10,927 $1,184 $1,376
USAA $1,066 $1,052 $991 $1,001 $2,940 $3,290 $1,444 $1,549

Buy Cheap Ligonier, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ligonier can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ligonier, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ligonier, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,463 $9,387
American Family $5,962 $8,663
Farmers $8,771 $9,345
GEICO $4,269 $3,981
Liberty Mutual $8,444 $12,786
Nationwide $4,614 $6,009
Progressive $8,632 $9,725
State Farm $4,075 $5,230
Travelers $6,876 $10,927
USAA $2,940 $3,290

Buy Cheap Ligonier, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Ligonier, Indiana by comparing Ligonier senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ligonier, IN here.

Annual Auto Insurance Rates for Senior Drivers in Ligonier, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,152 $2,352
American Family $1,970 $1,970
Farmers $1,405 $1,578
GEICO $1,360 $1,403
Liberty Mutual $3,505 $3,505
Nationwide $1,405 $1,504
Progressive $1,344 $1,352
State Farm $1,221 $1,221
Travelers $1,049 $1,051
USAA $991 $1,001

Find Cheap Auto Insurance Rates in Ligonier, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ligonier, Indiana auto insurance. Compare Ligonier, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ligonier, Indiana

Insurance Company Low Medium High
Allstate $3,764 $3,926 $4,137
American Family $3,456 $3,598 $3,394
Farmers $3,480 $3,599 $3,742
GEICO $2,007 $2,129 $2,268
Liberty Mutual $5,445 $5,607 $5,809
Nationwide $2,633 $2,567 $2,565
Progressive $3,270 $3,408 $3,708
State Farm $2,117 $2,213 $2,313
Travelers $3,021 $3,121 $3,133
USAA $1,603 $1,662 $1,735

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Find Cheap Ligonier, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ligonier. Compare auto insurance rates in Ligonier, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ligonier, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,943 $3,943
American Family $3,441 $3,525
Farmers $3,607 $3,607
GEICO $2,096 $2,173
Liberty Mutual $5,469 $5,771
Nationwide $2,589 $2,589
Progressive $3,462 $3,462
State Farm $2,151 $2,277
Travelers $3,092 $3,092
USAA $1,644 $1,689

Find Cheap Ligonier, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Ligonier, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ligonier, IN, take a look at the average cost for various violations versus rates for a clean driving record in Ligonier.

Annual Ligonier, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,150 $4,615 $4,260 $3,746
American Family $2,399 $3,832 $4,841 $2,858
Farmers $3,226 $3,764 $3,876 $3,562
GEICO $1,407 $2,204 $2,974 $1,954
Liberty Mutual $4,435 $5,191 $7,987 $4,868
Nationwide $2,225 $2,870 $2,752 $2,507
Progressive $2,601 $4,537 $3,100 $3,612
State Farm $2,164 $2,365 $2,164 $2,164
Travelers $2,628 $3,243 $3,675 $2,820
USAA $1,260 $1,792 $2,053 $1,561

Find Cheap Ligonier, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ligonier, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Ligonier for less when you shop around and compare rates from multiple Ligonier, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ligonier, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,260
American Family $4,841
Farmers $3,876
GEICO $2,974
Liberty Mutual $7,987
Nationwide $2,752
Progressive $3,100
State Farm $2,164
Travelers $3,675
USAA $2,053

Winners by Category: Where to Buy Cheap Auto Insurance in Ligonier, IN

Compare rates from the cheapest auto insurance companies in Ligonier, IN for your needs. Take a look at how Ligonier, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ligonier, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Ligonier, Indiana Auto Insurance Companies

If you’re looking for the cheapest Ligonier, IN auto insurance companies overall, you can compare them here. Find the best price for Ligonier, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Ligonier, Indiana

Insurance Company Average Annual Rates
Allstate $3,943
American Family $3,483
Farmers $3,607
GEICO $2,135
Liberty Mutual $5,620
Nationwide $2,589
Progressive $3,462
State Farm $2,214
Travelers $3,092
USAA $1,667

What affects Ligonier, Indiana auto insurance rates?

Local factors affect auto insurance rates in Ligonier, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Ligonier auto insurance rates.

Commute Times in Ligonier

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ligonier, IN is 19.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Ligonier, IN

You can buy cheap Ligonier, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ligonier, Indiana auto insurance quotes from top companies.

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