Buy Cheap Liberty, TX Auto Insurance (2021)

Liberty, TX auto insurance rates average $358 a month. Minimum auto insurance requirements in Liberty, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Liberty, TX, compare Liberty auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Liberty after a DUI is Allstate
  • Average auto insurance rates in Liberty, TX for teens drivers are $7,738/year
  • Average auto insurance rates in Liberty, TX are $358/month

Finding affordable Liberty, Texas auto insurance can be challenging, but everything you need to know to buy cheap Liberty, TX auto insurance with confidence is right here. Auto insurance rates in Liberty are affected by local factors as well as personal ones like your driving record.

See how Liberty, TX car insurance rates compare to Austin auto insurance rates, Laredo auto insurance rates, and San Antonio auto insurance rates before you read more about the cost of auto insurance in Liberty.

Don’t buy Liberty, TX auto insurance until you’ve compared rates. Get free Liberty, Texas auto insurance quotes when you enter your ZIP code above.

Liberty, TX Minimum Auto Insurance Requirements

The required auto insurance in Liberty, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Liberty, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Liberty, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Liberty, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Liberty, TX. Take a look at Liberty, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Liberty, Texas

Insurance Company Poor Fair Good
Allstate $7,305 $5,358 $4,593
American Family $7,699 $5,002 $4,362
GEICO $5,598 $3,159 $2,099
Nationwide $4,858 $3,908 $3,394
Progressive $5,708 $4,943 $4,583
State Farm $4,398 $2,734 $2,177
USAA $4,102 $2,366 $1,902

Buy Cheap Liberty, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Liberty, Texas auto insurance rates? Find out how car insurance rates in Liberty, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Liberty, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,688 $3,709 $3,637 $3,637 $9,993 $12,043 $4,567 $4,741
American Family $3,257 $3,666 $3,118 $3,611 $9,347 $12,171 $4,826 $5,508
GEICO $2,659 $2,894 $2,590 $2,983 $5,941 $6,144 $2,884 $2,856
Nationwide $2,517 $2,554 $2,223 $2,350 $7,271 $9,326 $2,971 $3,214
Progressive $2,667 $2,528 $2,379 $2,417 $11,442 $12,805 $3,169 $3,218
State Farm $2,174 $2,174 $1,932 $1,932 $5,196 $6,620 $2,362 $2,435
USAA $1,784 $1,797 $1,705 $1,696 $4,977 $5,426 $2,378 $2,555

Buy Cheap Liberty, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Liberty can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Liberty, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Liberty, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,993 $12,043
American Family $9,347 $12,171
GEICO $5,941 $6,144
Nationwide $7,271 $9,326
Progressive $11,442 $12,805
State Farm $5,196 $6,620
USAA $4,977 $5,426

Buy Cheap Liberty, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Liberty, Texas by comparing Liberty senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Liberty, TX here.

Annual Auto Insurance Rates for Senior Drivers in Liberty, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,637 $3,637
American Family $3,118 $3,611
GEICO $2,590 $2,983
Nationwide $2,223 $2,350
Progressive $2,379 $2,417
State Farm $1,932 $1,932
USAA $1,705 $1,696

Find Cheap Auto Insurance Rates in Liberty, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Liberty, Texas auto insurance. Compare Liberty, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Liberty, Texas

Insurance Company Low Medium High
Allstate $5,628 $5,705 $5,922
American Family $5,225 $5,437 $6,402
GEICO $3,395 $3,561 $3,901
Nationwide $4,342 $3,880 $3,937
Progressive $4,821 $5,055 $5,358
State Farm $2,942 $3,093 $3,274
USAA $2,691 $2,778 $2,901

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Find Cheap Liberty, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Liberty. Compare auto insurance rates in Liberty, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Liberty, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,605 $5,899
American Family $5,688 $5,688
GEICO $3,550 $3,687
Nationwide $4,053 $4,053
Progressive $5,078 $5,078
State Farm $3,103 $3,103
USAA $2,754 $2,825

Find Cheap Liberty, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Liberty, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Liberty, TX, take a look at the average cost for various violations versus rates for a clean driving record in Liberty.

Annual Liberty, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,407 $6,946 $7,247 $4,407
American Family $5,161 $6,632 $5,798 $5,161
GEICO $3,068 $4,081 $3,371 $3,956
Nationwide $3,514 $3,514 $5,214 $3,971
Progressive $4,420 $5,747 $5,170 $4,975
State Farm $2,758 $3,162 $3,734 $2,758
USAA $2,080 $3,074 $3,617 $2,389

Find Cheap Liberty, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Liberty, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Liberty for less when you shop around and compare rates from multiple Liberty, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Liberty, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,247
American Family $5,798
GEICO $3,371
Nationwide $5,214
Progressive $5,170
State Farm $3,734
USAA $3,617

Winners by Category: Where to Buy Cheap Auto Insurance in Liberty, TX

Compare rates from the cheapest auto insurance companies in Liberty, TX for your needs. Take a look at how Liberty, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Liberty, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Liberty, Texas Auto Insurance Companies

If you’re looking for the cheapest Liberty, TX auto insurance companies overall, you can compare them here. Find the best price for Liberty, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Liberty, Texas

Insurance Company Average Annual Rates
Allstate $5,752
American Family $5,688
GEICO $3,619
Nationwide $4,053
Progressive $5,078
State Farm $3,103
USAA $2,790

What affects Liberty, Texas auto insurance rates?

Local factors affect auto insurance rates in Liberty, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Liberty auto insurance rates.

Auto Theft in Liberty

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Liberty, TX auto theft show a total of 18 vehicle thefts annually.

Commute Times in Liberty

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Liberty, TX is 21.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Liberty, TX

You can buy cheap Liberty, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Liberty, Texas auto insurance quotes from top companies.

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