Buy Cheap Lexington, TX Auto Insurance (2021)

Lexington, TX auto insurance rates average $327 a month. Minimum auto insurance requirements in Lexington, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Lexington, TX, compare Lexington auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lexington, TX for teens drivers are $7,001/year
  • The most expensive auto insurance company in Lexington after a DUI is Allstate
  • The most expensive auto insurance company in Lexington is Allstate

Finding affordable Lexington, Texas auto insurance can be challenging, but everything you need to know to buy cheap Lexington, TX auto insurance with confidence is right here. Auto insurance rates in Lexington are affected by local factors as well as personal ones like your driving record.

See how Lexington, TX car insurance rates compare to El Paso auto insurance rates, Houston auto insurance rates, and Laredo auto insurance rates before you read more about the cost of auto insurance in Lexington.

Don’t buy Lexington, TX auto insurance until you’ve compared rates. Get free Lexington, Texas auto insurance quotes when you enter your ZIP code above.

Lexington, TX Minimum Auto Insurance Requirements

The required auto insurance in Lexington, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Lexington, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Lexington, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lexington, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lexington, TX. Take a look at Lexington, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lexington, Texas

Insurance Company Poor Fair Good
Allstate $6,827 $5,007 $4,291
American Family $6,580 $4,122 $3,589
GEICO $5,011 $2,837 $1,893
Nationwide $5,109 $4,093 $3,552
Progressive $5,203 $4,514 $4,190
State Farm $4,007 $2,492 $1,984
USAA $3,487 $2,013 $1,620

Buy Cheap Lexington, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lexington, Texas auto insurance rates? Find out how car insurance rates in Lexington, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lexington, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,476 $3,502 $3,430 $3,430 $9,247 $11,151 $4,297 $4,469
American Family $2,913 $3,235 $2,680 $3,066 $7,500 $9,844 $4,146 $4,726
GEICO $2,397 $2,598 $2,328 $2,654 $5,300 $5,516 $2,596 $2,588
Nationwide $2,653 $2,700 $2,340 $2,481 $7,582 $9,752 $3,123 $3,383
Progressive $2,447 $2,323 $2,185 $2,224 $10,435 $11,630 $2,902 $2,941
State Farm $1,994 $1,994 $1,769 $1,769 $4,708 $5,990 $2,163 $2,234
USAA $1,519 $1,530 $1,451 $1,443 $4,235 $4,615 $2,023 $2,172

Buy Cheap Lexington, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lexington can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lexington, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lexington, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,247 $11,151
American Family $7,500 $9,844
GEICO $5,300 $5,516
Nationwide $7,582 $9,752
Progressive $10,435 $11,630
State Farm $4,708 $5,990
USAA $4,235 $4,615

Buy Cheap Lexington, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Lexington, Texas by comparing Lexington senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lexington, TX here.

Annual Auto Insurance Rates for Senior Drivers in Lexington, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,430 $3,430
American Family $2,680 $3,066
GEICO $2,328 $2,654
Nationwide $2,340 $2,481
Progressive $2,185 $2,224
State Farm $1,769 $1,769
USAA $1,451 $1,443

Find Cheap Auto Insurance Rates in Lexington, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lexington, Texas auto insurance. Compare Lexington, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lexington, Texas

Insurance Company Low Medium High
Allstate $5,254 $5,330 $5,541
American Family $4,471 $4,609 $5,210
GEICO $3,070 $3,204 $3,468
Nationwide $4,583 $4,068 $4,104
Progressive $4,418 $4,615 $4,874
State Farm $2,691 $2,819 $2,973
USAA $2,294 $2,364 $2,462

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Find Cheap Lexington, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lexington. Compare auto insurance rates in Lexington, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lexington, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,241 $5,509
American Family $4,764 $4,764
GEICO $3,188 $3,306
Nationwide $4,252 $4,252
Progressive $4,636 $4,636
State Farm $2,828 $2,828
USAA $2,343 $2,403

Find Cheap Lexington, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Lexington, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lexington, TX, take a look at the average cost for various violations versus rates for a clean driving record in Lexington.

Annual Lexington, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,153 $6,459 $6,736 $4,153
American Family $4,340 $5,533 $4,843 $4,340
GEICO $2,757 $3,658 $3,030 $3,543
Nationwide $3,682 $3,682 $5,478 $4,165
Progressive $4,041 $5,240 $4,714 $4,549
State Farm $2,520 $2,881 $3,389 $2,520
USAA $1,772 $2,610 $3,078 $2,033

Find Cheap Lexington, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lexington, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Lexington for less when you shop around and compare rates from multiple Lexington, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lexington, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,736
American Family $4,843
GEICO $3,030
Nationwide $5,478
Progressive $4,714
State Farm $3,389
USAA $3,078

Winners by Category: Where to Buy Cheap Auto Insurance in Lexington, TX

Compare rates from the cheapest auto insurance companies in Lexington, TX for your needs. Take a look at how Lexington, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lexington, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Lexington, Texas Auto Insurance Companies

If you’re looking for the cheapest Lexington, TX auto insurance companies overall, you can compare them here. Find the best price for Lexington, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Lexington, Texas

Insurance Company Average Annual Rates
Allstate $5,375
American Family $4,764
GEICO $3,247
Nationwide $4,252
Progressive $4,636
State Farm $2,828
USAA $2,373

What affects Lexington, Texas auto insurance rates?

Local factors affect auto insurance rates in Lexington, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Lexington auto insurance rates.

Commute Times in Lexington

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lexington, TX is 38.7 minutes according to City-Data.

Traffic in Lexington

How is traffic in Lexington, Texas? Inrix data shows that Lexington, TX traffic makes it the 968th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Lexington, TX

You can buy cheap Lexington, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lexington, Texas auto insurance quotes from top companies.

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