Buy Cheap Lexington, AL Auto Insurance (2021)

Lexington, AL auto insurance rates average $284 a month. Minimum auto insurance requirements in Lexington, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Lexington, AL, compare Lexington auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lexington, AL are $284/month
  • The most expensive auto insurance company in Lexington is Liberty Mutual
  • The most expensive auto insurance company in Lexington after a DUI is Liberty Mutual

Finding affordable Lexington, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Lexington, AL auto insurance with confidence is right here. Auto insurance rates in Lexington are affected by local factors as well as personal ones like your driving record.

See how Lexington, AL car insurance rates compare to Auburn auto insurance rates, Hoover auto insurance rates, and Dothan auto insurance rates before you read more about the cost of auto insurance in Lexington.

Don’t buy Lexington, AL auto insurance until you’ve compared rates. Get free Lexington, Alabama auto insurance quotes when you enter your ZIP code above.

Lexington, AL Minimum Auto Insurance Requirements

The required auto insurance in Lexington, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Lexington, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Lexington, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lexington, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lexington, AL. Take a look at Lexington, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lexington, Alabama

Insurance Company Poor Fair Good
Allstate $3,911 $3,073 $2,512
Farmers $4,452 $3,831 $3,631
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,001 $4,306 $3,382
Nationwide $2,982 $2,332 $2,112
Progressive $4,778 $4,107 $3,840
State Farm $6,615 $3,353 $2,281
Travelers $3,503 $3,039 $3,096
USAA $2,692 $1,754 $1,567

Buy Cheap Lexington, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lexington, Alabama auto insurance rates? Find out how car insurance rates in Lexington, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lexington, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,910 $1,821 $1,735 $1,768 $6,648 $7,148 $2,126 $2,168
Farmers $2,263 $2,249 $2,022 $2,153 $8,813 $9,068 $2,558 $2,646
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,840 $3,067 $2,333 $2,610 $10,462 $11,635 $3,016 $3,205
Nationwide $1,627 $1,645 $1,486 $1,536 $4,243 $5,451 $1,802 $2,010
Progressive $2,283 $2,135 $1,872 $2,003 $9,515 $10,613 $2,669 $2,843
State Farm $2,505 $2,505 $2,267 $2,267 $7,561 $9,472 $2,828 $3,256
Travelers $1,314 $1,334 $1,237 $1,232 $6,974 $10,937 $1,248 $1,422
USAA $1,246 $1,259 $1,163 $1,132 $3,739 $4,136 $1,618 $1,740

Buy Cheap Lexington, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lexington can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lexington, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lexington, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,648 $7,148
Farmers $8,813 $9,068
GEICO $4,963 $4,863
Liberty Mutual $10,462 $11,635
Nationwide $4,243 $5,451
Progressive $9,515 $10,613
State Farm $7,561 $9,472
Travelers $6,974 $10,937
USAA $3,739 $4,136

Buy Cheap Lexington, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Lexington, Alabama by comparing Lexington senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lexington, AL here.

Annual Auto Insurance Rates for Senior Drivers in Lexington, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,735 $1,768
Farmers $2,022 $2,153
GEICO $1,810 $1,872
Liberty Mutual $2,333 $2,610
Nationwide $1,486 $1,536
Progressive $1,872 $2,003
State Farm $2,267 $2,267
Travelers $1,237 $1,232
USAA $1,163 $1,132

Find Cheap Auto Insurance Rates in Lexington, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lexington, Alabama auto insurance. Compare Lexington, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lexington, Alabama

Insurance Company Low Medium High
Allstate $3,044 $3,159 $3,293
Farmers $3,728 $3,914 $4,273
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,654 $4,871 $5,163
Nationwide $2,449 $2,456 $2,521
Progressive $3,796 $4,219 $4,710
State Farm $3,853 $4,077 $4,318
Travelers $3,051 $3,276 $3,310
USAA $1,933 $1,994 $2,086

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Find Cheap Lexington, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lexington. Compare auto insurance rates in Lexington, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lexington, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,165 $3,165
Farmers $3,971 $3,971
GEICO $2,591 $2,683
Liberty Mutual $4,896 $4,896
Nationwide $2,475 $2,475
Progressive $4,242 $4,242
State Farm $3,984 $4,182
Travelers $3,212 $3,212
USAA $1,913 $2,096

Find Cheap Lexington, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Lexington, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lexington, AL, take a look at the average cost for various violations versus rates for a clean driving record in Lexington.

Annual Lexington, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,693 $3,172 $3,757 $3,040
Farmers $3,344 $4,327 $4,222 $3,992
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $3,842 $5,348 $5,223 $5,172
Nationwide $2,171 $2,171 $3,141 $2,418
Progressive $3,828 $4,824 $4,118 $4,198
State Farm $3,686 $4,568 $4,039 $4,039
Travelers $2,677 $2,809 $4,105 $3,257
USAA $1,542 $1,939 $2,868 $1,667

Find Cheap Lexington, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lexington, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Lexington for less when you shop around and compare rates from multiple Lexington, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lexington, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,757
Farmers $4,222
GEICO $3,548
Liberty Mutual $5,223
Nationwide $3,141
Progressive $4,118
State Farm $4,039
Travelers $4,105
USAA $2,868

Winners by Category: Where to Buy Cheap Auto Insurance in Lexington, AL

Compare rates from the cheapest auto insurance companies in Lexington, AL for your needs. Take a look at how Lexington, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lexington, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Lexington, Alabama Auto Insurance Companies

If you’re looking for the cheapest Lexington, AL auto insurance companies overall, you can compare them here. Find the best price for Lexington, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Lexington, Alabama

Insurance Company Average Annual Rates
Allstate $3,165
Farmers $3,971
GEICO $2,637
Liberty Mutual $4,896
Nationwide $2,475
Progressive $4,242
State Farm $4,083
Travelers $3,212
USAA $2,004

What affects Lexington, Alabama auto insurance rates?

Local factors affect auto insurance rates in Lexington, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Lexington auto insurance rates.

Commute Times in Lexington

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lexington, AL is 31.9 minutes according to City-Data.

Traffic in Lexington

How is traffic in Lexington, Alabama? Inrix data shows that Lexington, AL traffic makes it the 968th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Lexington, AL

You can buy cheap Lexington, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lexington, Alabama auto insurance quotes from top companies.

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