Buy Cheap Lewis, IA Auto Insurance (2021)

Lewis, IA auto insurance rates average $260 a month. Minimum auto insurance requirements in Lewis, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Lewis, IA, compare Lewis auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lewis, IA for teens drivers are $5,865/year
  • Average auto insurance rates in Lewis, IA are $260/month
  • The most expensive auto insurance company in Lewis is Travelers

Finding affordable Lewis, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Lewis, IA auto insurance with confidence is right here. Auto insurance rates in Lewis are affected by local factors as well as personal ones like your driving record.

See how Lewis, IA car insurance rates compare to Ankeny auto insurance rates, Iowa City auto insurance rates, and Des Moines auto insurance rates before you read more about the cost of auto insurance in Lewis.

Don’t buy Lewis, IA auto insurance until you’ve compared rates. Get free Lewis, Iowa auto insurance quotes when you enter your ZIP code above.

Lewis, IA Minimum Auto Insurance Requirements

The required auto insurance in Lewis, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Lewis, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Lewis, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Lewis, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lewis, IA. Take a look at Lewis, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lewis, Iowa

Insurance Company Poor Fair Good
Allstate $3,765 $2,985 $2,681
American Family $4,155 $3,051 $2,560
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,265 $3,851 $3,035
Nationwide $3,566 $2,770 $2,434
Progressive $3,228 $2,597 $2,347
State Farm $3,169 $1,960 $1,546
Travelers $6,602 $5,620 $5,347
USAA $2,538 $1,734 $1,499

Buy Cheap Lewis, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lewis, Iowa auto insurance rates? Find out how car insurance rates in Lewis, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lewis, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,086 $2,005 $1,848 $1,882 $5,978 $6,727 $2,277 $2,347
American Family $2,109 $2,109 $1,882 $1,882 $5,561 $7,845 $2,109 $2,546
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,144 $2,331 $1,875 $2,277 $10,031 $11,292 $2,430 $2,686
Nationwide $2,055 $2,119 $1,823 $1,960 $4,591 $6,000 $2,311 $2,528
Progressive $1,940 $1,877 $1,600 $1,656 $4,625 $5,232 $2,336 $2,524
State Farm $1,465 $1,465 $1,281 $1,281 $3,873 $4,924 $1,645 $1,867
Travelers $2,702 $2,759 $2,615 $2,619 $11,621 $18,373 $2,807 $3,352
USAA $1,301 $1,324 $1,186 $1,221 $3,408 $3,641 $1,569 $1,739

Buy Cheap Lewis, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lewis can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lewis, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lewis, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,978 $6,727
American Family $5,561 $7,845
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $10,031 $11,292
Nationwide $4,591 $6,000
Progressive $4,625 $5,232
State Farm $3,873 $4,924
Travelers $11,621 $18,373
USAA $3,408 $3,641

Buy Cheap Lewis, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lewis, Iowa by comparing Lewis senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lewis, IA here.

Annual Auto Insurance Rates for Senior Drivers in Lewis, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,848 $1,882
American Family $1,882 $1,882
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,875 $2,277
Nationwide $1,823 $1,960
Progressive $1,600 $1,656
State Farm $1,281 $1,281
Travelers $2,615 $2,619
USAA $1,186 $1,221

Find Cheap Auto Insurance Rates in Lewis, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lewis, Iowa auto insurance. Compare Lewis, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lewis, Iowa

Insurance Company Low Medium High
Allstate $3,018 $3,147 $3,266
American Family $3,283 $3,436 $3,048
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,218 $4,376 $4,557
Nationwide $3,055 $2,905 $2,810
Progressive $2,566 $2,731 $2,874
State Farm $2,122 $2,237 $2,317
Travelers $5,549 $5,942 $6,077
USAA $1,832 $1,929 $2,010

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Find Cheap Lewis, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lewis. Compare auto insurance rates in Lewis, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lewis, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,219
American Family $3,217 $3,293
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,383 $4,383
Nationwide $2,923 $2,923
Progressive $2,724 $2,724
State Farm $2,172 $2,279
Travelers $5,856 $5,856
USAA $1,853 $1,994

Find Cheap Lewis, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Lewis, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lewis, IA, take a look at the average cost for various violations versus rates for a clean driving record in Lewis.

Annual Lewis, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,675 $3,238 $3,674 $2,988
American Family $2,351 $3,433 $4,471 $2,766
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,791 $4,675 $4,783 $4,285
Nationwide $2,091 $3,042 $4,183 $2,378
Progressive $2,192 $3,577 $2,378 $2,747
State Farm $2,066 $2,384 $2,225 $2,225
Travelers $4,272 $5,682 $7,606 $5,863
USAA $1,474 $1,968 $2,562 $1,690

Find Cheap Lewis, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lewis, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Lewis for less when you shop around and compare rates from multiple Lewis, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lewis, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,674
American Family $4,471
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,783
Nationwide $4,183
Progressive $2,378
State Farm $2,225
Travelers $7,606
USAA $2,562

Winners by Category: Where to Buy Cheap Auto Insurance in Lewis, IA

Compare rates from the cheapest auto insurance companies in Lewis, IA for your needs. Take a look at how Lewis, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lewis, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Lewis, Iowa Auto Insurance Companies

If you’re looking for the cheapest Lewis, IA auto insurance companies overall, you can compare them here. Find the best price for Lewis, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Lewis, Iowa

Insurance Company Average Annual Rates
Allstate $3,144
American Family $3,255
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,383
Nationwide $2,923
Progressive $2,724
State Farm $2,225
Travelers $5,856
USAA $1,924

What affects Lewis, Iowa auto insurance rates?

Local factors affect auto insurance rates in Lewis, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lewis auto insurance rates.

Commute Times in Lewis

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lewis, IA is 28.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Lewis, IA

You can buy cheap Lewis, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lewis, Iowa auto insurance quotes from top companies.

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