Buy Cheap Lely, FL Auto Insurance (2021)

Lely, FL auto insurance rates average $315 a month. Minimum auto insurance requirements in Lely, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Lely, FL, compare Lely auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lely is Allstate
  • Average auto insurance rates in Lely, FL for teens drivers are $6,784/year
  • The most expensive auto insurance company in Lely after a DUI is Allstate

Finding affordable Lely, Florida auto insurance can be challenging, but everything you need to know to buy cheap Lely, FL auto insurance with confidence is right here. Auto insurance rates in Lely are affected by local factors as well as personal ones like your driving record.

See how Lely, FL car insurance rates compare to Fort Lauderdale auto insurance rates, Hialeah auto insurance rates, and Jacksonville auto insurance rates before you read more about the cost of auto insurance in Lely.

Don’t buy Lely, FL auto insurance until you’ve compared rates. Get free Lely, Florida auto insurance quotes when you enter your ZIP code above.

Lely, FL Minimum Auto Insurance Requirements

The required auto insurance in Lely, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Lely, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Lely, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Lely, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lely, FL. Take a look at Lely, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lely, Florida

Insurance Company Poor Fair Good
Allstate $8,446 $5,349 $4,336
GEICO $4,461 $2,716 $2,050
Liberty Mutual $4,988 $3,703 $3,033
Nationwide $4,665 $3,417 $3,087
Progressive $6,248 $4,424 $3,688
State Farm $3,827 $2,503 $2,050
USAA $3,490 $1,717 $1,253

Buy Cheap Lely, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lely, Florida auto insurance rates? Find out how car insurance rates in Lely, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lely, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,808 $3,597 $3,295 $3,326 $12,934 $13,883 $3,741 $3,764
GEICO $2,426 $2,441 $2,269 $2,269 $4,329 $5,466 $2,677 $2,729
Liberty Mutual $2,757 $2,757 $2,540 $2,540 $5,639 $8,597 $2,757 $3,678
Nationwide $2,619 $2,579 $2,337 $2,417 $6,275 $7,697 $2,878 $2,983
Progressive $3,208 $3,039 $2,768 $2,957 $8,951 $9,783 $3,870 $3,717
State Farm $1,767 $1,767 $1,603 $1,603 $5,108 $6,445 $1,961 $2,092
USAA $1,247 $1,225 $1,163 $1,153 $4,254 $4,956 $1,553 $1,675

Buy Cheap Lely, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lely can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lely, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lely, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,934 $13,883
GEICO $4,329 $5,466
Liberty Mutual $5,639 $8,597
Nationwide $6,275 $7,697
Progressive $8,951 $9,783
State Farm $5,108 $6,445
USAA $4,254 $4,956

Buy Cheap Lely, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Lely, Florida by comparing Lely senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lely, FL here.

Annual Auto Insurance Rates for Senior Drivers in Lely, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,295 $3,326
GEICO $2,269 $2,269
Liberty Mutual $2,540 $2,540
Nationwide $2,337 $2,417
Progressive $2,768 $2,957
State Farm $1,603 $1,603
USAA $1,163 $1,153

Find Cheap Auto Insurance Rates in Lely, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lely, Florida auto insurance. Compare Lely, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lely, Florida

Insurance Company Low Medium High
Allstate $4,848 $6,315 $6,967
GEICO $2,552 $3,181 $3,494
Liberty Mutual $3,601 $3,959 $4,164
Nationwide $2,996 $3,860 $4,314
Progressive $4,042 $4,893 $5,425
State Farm $2,414 $2,856 $3,110
USAA $1,872 $2,226 $2,361

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Find Cheap Lely, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lely. Compare auto insurance rates in Lely, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lely, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,875 $6,212
GEICO $3,060 $3,091
Liberty Mutual $3,787 $4,029
Nationwide $3,723 $3,723
Progressive $4,787 $4,787
State Farm $2,697 $2,890
USAA $2,129 $2,177

Find Cheap Lely, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Lely, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lely, FL, take a look at the average cost for various violations versus rates for a clean driving record in Lely.

Annual Lely, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,211 $6,256 $6,925 $5,782
GEICO $2,157 $2,744 $4,060 $3,342
Liberty Mutual $2,857 $3,667 $5,258 $3,850
Nationwide $3,175 $3,488 $4,702 $3,528
Progressive $3,789 $5,582 $4,706 $5,069
State Farm $2,552 $3,034 $2,793 $2,793
USAA $1,684 $2,080 $3,083 $1,766

Find Cheap Lely, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lely, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Lely for less when you shop around and compare rates from multiple Lely, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lely, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,925
GEICO $4,060
Liberty Mutual $5,258
Nationwide $4,702
Progressive $4,706
State Farm $2,793
USAA $3,083

Winners by Category: Where to Buy Cheap Auto Insurance in Lely, FL

Compare rates from the cheapest auto insurance companies in Lely, FL for your needs. Take a look at how Lely, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lely, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Lely, Florida Auto Insurance Companies

If you’re looking for the cheapest Lely, FL auto insurance companies overall, you can compare them here. Find the best price for Lely, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Lely, Florida

Insurance Company Average Annual Rates
Allstate $6,043
GEICO $3,076
Liberty Mutual $3,908
Nationwide $3,723
Progressive $4,787
State Farm $2,793
USAA $2,153

What affects Lely, Florida auto insurance rates?

Local factors affect auto insurance rates in Lely, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Lely auto insurance rates.

Commute Times in Lely

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lely, FL is 23.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Lely, FL

You can buy cheap Lely, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lely, Florida auto insurance quotes from top companies.

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