Buy Cheap Ledyard, IA Auto Insurance (2021)

Ledyard, IA auto insurance rates average $243 a month. Minimum auto insurance requirements in Ledyard, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Ledyard, IA, compare Ledyard auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ledyard, IA for teens drivers are $5,565/year
  • Average auto insurance rates in Ledyard, IA after a DUI are $3,523/year
  • Average auto insurance rates in Ledyard, IA are $243/month

Finding affordable Ledyard, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Ledyard, IA auto insurance with confidence is right here. Auto insurance rates in Ledyard are affected by local factors as well as personal ones like your driving record.

See how Ledyard, IA car insurance rates compare to Sioux City auto insurance rates, Iowa City auto insurance rates, and Ankeny auto insurance rates before you read more about the cost of auto insurance in Ledyard.

Don’t buy Ledyard, IA auto insurance until you’ve compared rates. Get free Ledyard, Iowa auto insurance quotes when you enter your ZIP code above.

Ledyard, IA Minimum Auto Insurance Requirements

The required auto insurance in Ledyard, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Ledyard, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Ledyard, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Ledyard, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ledyard, IA. Take a look at Ledyard, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ledyard, Iowa

Insurance Company Poor Fair Good
Allstate $3,444 $2,740 $2,462
American Family $3,904 $2,870 $2,412
Farmers $2,724 $2,261 $2,142
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,502 $4,014 $3,156
Nationwide $2,864 $2,248 $1,970
Progressive $2,591 $2,094 $1,898
State Farm $2,934 $1,816 $1,433
Travelers $6,180 $5,272 $5,021
USAA $2,466 $1,692 $1,465

Buy Cheap Ledyard, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ledyard, Iowa auto insurance rates? Find out how car insurance rates in Ledyard, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ledyard, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,928 $1,858 $1,710 $1,742 $5,441 $6,102 $2,105 $2,166
American Family $1,972 $1,972 $1,765 $1,765 $5,277 $7,395 $1,972 $2,376
Farmers $1,472 $1,500 $1,318 $1,438 $4,430 $4,719 $1,992 $2,136
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,166 $2,350 $1,905 $2,314 $10,614 $11,942 $2,455 $2,710
Nationwide $1,640 $1,682 $1,464 $1,560 $3,780 $4,882 $1,858 $2,019
Progressive $1,535 $1,476 $1,262 $1,313 $3,814 $4,304 $1,847 $2,004
State Farm $1,341 $1,341 $1,178 $1,178 $3,628 $4,599 $1,507 $1,717
Travelers $2,487 $2,539 $2,415 $2,420 $10,959 $17,460 $2,585 $3,062
USAA $1,255 $1,270 $1,149 $1,174 $3,380 $3,592 $1,508 $1,666

Buy Cheap Ledyard, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ledyard can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ledyard, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ledyard, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,441 $6,102
American Family $5,277 $7,395
Farmers $4,430 $4,719
GEICO $4,328 $4,022
Liberty Mutual $10,614 $11,942
Nationwide $3,780 $4,882
Progressive $3,814 $4,304
State Farm $3,628 $4,599
Travelers $10,959 $17,460
USAA $3,380 $3,592

Buy Cheap Ledyard, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Ledyard, Iowa by comparing Ledyard senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ledyard, IA here.

Annual Auto Insurance Rates for Senior Drivers in Ledyard, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,710 $1,742
American Family $1,765 $1,765
Farmers $1,318 $1,438
GEICO $1,710 $1,564
Liberty Mutual $1,905 $2,314
Nationwide $1,464 $1,560
Progressive $1,262 $1,313
State Farm $1,178 $1,178
Travelers $2,415 $2,420
USAA $1,149 $1,174

Find Cheap Auto Insurance Rates in Ledyard, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ledyard, Iowa auto insurance. Compare Ledyard, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ledyard, Iowa

Insurance Company Low Medium High
Allstate $2,782 $2,884 $2,979
American Family $3,078 $3,232 $2,875
Farmers $2,280 $2,383 $2,464
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,379 $4,548 $4,744
Nationwide $2,455 $2,351 $2,276
Progressive $2,078 $2,200 $2,305
State Farm $1,961 $2,072 $2,150
Travelers $5,162 $5,574 $5,736
USAA $1,780 $1,880 $1,963

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Find Cheap Ledyard, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ledyard. Compare auto insurance rates in Ledyard, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ledyard, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,814 $2,950
American Family $3,026 $3,098
Farmers $2,376 $2,376
GEICO $2,294 $2,387
Liberty Mutual $4,557 $4,557
Nationwide $2,361 $2,361
Progressive $2,194 $2,194
State Farm $2,011 $2,110
Travelers $5,491 $5,491
USAA $1,806 $1,943

Find Cheap Ledyard, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Ledyard, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ledyard, IA, take a look at the average cost for various violations versus rates for a clean driving record in Ledyard.

Annual Ledyard, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,463 $2,966 $3,355 $2,743
American Family $2,211 $3,235 $4,202 $2,599
Farmers $2,024 $2,511 $2,547 $2,420
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,935 $4,872 $4,965 $4,457
Nationwide $1,713 $2,454 $3,340 $1,936
Progressive $1,764 $2,894 $1,912 $2,208
State Farm $1,908 $2,214 $2,061 $2,061
Travelers $4,004 $5,332 $7,142 $5,486
USAA $1,432 $1,922 $2,500 $1,643

Find Cheap Ledyard, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ledyard, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Ledyard for less when you shop around and compare rates from multiple Ledyard, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ledyard, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,355
American Family $4,202
Farmers $2,547
GEICO $3,206
Liberty Mutual $4,965
Nationwide $3,340
Progressive $1,912
State Farm $2,061
Travelers $7,142
USAA $2,500

Winners by Category: Where to Buy Cheap Auto Insurance in Ledyard, IA

Compare rates from the cheapest auto insurance companies in Ledyard, IA for your needs. Take a look at how Ledyard, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ledyard, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Ledyard, Iowa Auto Insurance Companies

If you’re looking for the cheapest Ledyard, IA auto insurance companies overall, you can compare them here. Find the best price for Ledyard, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Ledyard, Iowa

Insurance Company Average Annual Rates
Allstate $2,882
American Family $3,062
Farmers $2,376
GEICO $2,341
Liberty Mutual $4,557
Nationwide $2,361
Progressive $2,194
State Farm $2,061
Travelers $5,491
USAA $1,874

What affects Ledyard, Iowa auto insurance rates?

Local factors affect auto insurance rates in Ledyard, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Ledyard auto insurance rates.

Commute Times in Ledyard

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ledyard, IA is 28.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Ledyard, IA

You can buy cheap Ledyard, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ledyard, Iowa auto insurance quotes from top companies.

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