Buy Cheap Lawrence, MI Auto Insurance (2022)

Lawrence, MI auto insurance rates average $782 a month. Minimum auto insurance requirements in Lawrence, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Lawrence, MI, compare Lawrence auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lawrence, MI for teens drivers are $17,666/year
  • Average auto insurance rates in Lawrence, MI after a DUI are $15,767/year
  • Average auto insurance rates in Lawrence, MI are $782/month

Finding affordable Lawrence, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Lawrence, MI auto insurance with confidence is right here. Auto insurance rates in Lawrence are affected by local factors as well as personal ones like your driving record.

See how Lawrence, MI car insurance rates compare to Warren auto insurance rates, Grand Rapids auto insurance rates, and Dearborn auto insurance rates before you read more about the cost of auto insurance in Lawrence.

Don’t buy Lawrence, MI auto insurance until you’ve compared rates. Get free Lawrence, Michigan auto insurance quotes when you enter your ZIP code above.

Lawrence, MI Minimum Auto Insurance Requirements

The required auto insurance in Lawrence, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Lawrence, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Lawrence, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Lawrence, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lawrence, MI. Take a look at Lawrence, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lawrence, Michigan

Insurance Company Poor Fair Good
Allstate $35,312 $19,534 $14,901
Farmers $7,306 $4,861 $4,490
GEICO $7,246 $5,328 $4,336
Liberty Mutual $28,944 $16,719 $9,237
Nationwide $6,950 $5,268 $4,492
Progressive $5,636 $4,754 $4,293
State Farm $17,708 $8,965 $6,092
Travelers $6,813 $6,608 $6,525
USAA $5,473 $3,119 $2,376

Buy Cheap Lawrence, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lawrence, Michigan auto insurance rates? Find out how car insurance rates in Lawrence, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lawrence, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $17,044 $17,044 $15,842 $15,842 $42,157 $42,157 $17,954 $17,954
Farmers $4,168 $4,168 $3,888 $3,888 $9,462 $9,462 $4,692 $4,692
GEICO $3,871 $3,871 $3,957 $3,957 $11,016 $11,016 $3,702 $3,702
Liberty Mutual $13,713 $13,713 $13,578 $13,578 $32,196 $32,196 $13,713 $13,713
Nationwide $3,942 $3,942 $3,505 $3,505 $10,508 $10,508 $4,327 $4,327
Progressive $2,871 $2,677 $2,539 $2,823 $10,533 $11,260 $3,342 $3,109
State Farm $6,613 $6,613 $6,140 $6,140 $23,174 $23,174 $7,760 $7,760
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,665 $2,527 $2,506 $2,368 $6,557 $6,240 $3,256 $3,127

Buy Cheap Lawrence, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lawrence can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lawrence, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lawrence, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $42,157 $42,157
Farmers $9,462 $9,462
GEICO $11,016 $11,016
Liberty Mutual $32,196 $32,196
Nationwide $10,508 $10,508
Progressive $10,533 $11,260
State Farm $23,174 $23,174
Travelers $13,395 $13,395
USAA $6,557 $6,240

Buy Cheap Lawrence, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Lawrence, Michigan by comparing Lawrence senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lawrence, MI here.

Annual Auto Insurance Rates for Senior Drivers in Lawrence, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,842 $15,842
Farmers $3,888 $3,888
GEICO $3,957 $3,957
Liberty Mutual $13,578 $13,578
Nationwide $3,505 $3,505
Progressive $2,539 $2,823
State Farm $6,140 $6,140
Travelers $3,858 $3,858
USAA $2,506 $2,368

Find Cheap Auto Insurance Rates in Lawrence, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lawrence, Michigan auto insurance. Compare Lawrence, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lawrence, Michigan

Insurance Company Low Medium High
Allstate $22,602 $23,307 $23,838
Farmers $5,407 $5,539 $5,711
GEICO $5,258 $5,585 $6,067
Liberty Mutual $17,826 $18,254 $18,820
Nationwide $5,814 $5,480 $5,417
Progressive $4,752 $4,900 $5,030
State Farm $10,367 $10,990 $11,408
Travelers $6,575 $6,656 $6,715
USAA $3,544 $3,665 $3,758

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Find Cheap Lawrence, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lawrence. Compare auto insurance rates in Lawrence, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lawrence, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $23,249 $23,249
Farmers $5,552 $5,552
GEICO $5,509 $5,764
Liberty Mutual $17,672 $18,928
Nationwide $5,570 $5,570
Progressive $4,894 $4,894
State Farm $10,626 $11,217
Travelers $6,611 $6,686
USAA $3,614 $3,698

Find Cheap Lawrence, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Lawrence, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lawrence, MI, take a look at the average cost for various violations versus rates for a clean driving record in Lawrence.

Annual Lawrence, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,305 $15,118 $50,741 $15,832
Farmers $4,662 $5,948 $5,870 $5,730
GEICO $1,971 $4,198 $12,718 $3,659
Liberty Mutual $12,709 $15,412 $28,745 $16,333
Nationwide $4,779 $6,351 $5,780 $5,371
Progressive $4,160 $5,445 $4,895 $5,077
State Farm $6,946 $8,329 $18,009 $10,403
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,939 $3,669 $4,811 $3,204

Find Cheap Lawrence, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lawrence, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Lawrence for less when you shop around and compare rates from multiple Lawrence, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lawrence, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $50,741
Farmers $5,870
GEICO $12,718
Liberty Mutual $28,745
Nationwide $5,780
Progressive $4,895
State Farm $18,009
Travelers $10,331
USAA $4,811

Winners by Category: Where to Buy Cheap Auto Insurance in Lawrence, MI

Compare rates from the cheapest auto insurance companies in Lawrence, MI for your needs. Take a look at how Lawrence, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lawrence, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Lawrence, Michigan Auto Insurance Companies

If you’re looking for the cheapest Lawrence, MI auto insurance companies overall, you can compare them here. Find the best price for Lawrence, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Lawrence, Michigan

Insurance Company Average Annual Rates
Allstate $23,249
Farmers $5,552
GEICO $5,636
Liberty Mutual $18,300
Nationwide $5,570
Progressive $4,894
State Farm $10,922
Travelers $6,649
USAA $3,656

What affects Lawrence, Michigan auto insurance rates?

Local factors affect auto insurance rates in Lawrence, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Lawrence auto insurance rates.

Commute Times in Lawrence

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lawrence, MI is 23.9 minutes according to City-Data.

Traffic in Lawrence

How is traffic in Lawrence, Michigan? Inrix data shows that Lawrence, MI traffic makes it the 267th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Lawrence, MI

You can buy cheap Lawrence, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lawrence, Michigan auto insurance quotes from top companies.

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