Buy Cheap Laurens, IA Auto Insurance (2021)

Laurens, IA auto insurance rates average $242 a month. Minimum auto insurance requirements in Laurens, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Laurens, IA, compare Laurens auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Laurens is Travelers
  • Average auto insurance rates in Laurens, IA for teens drivers are $5,530/year
  • Average auto insurance rates in Laurens, IA after a DUI are $3,500/year

Finding affordable Laurens, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Laurens, IA auto insurance with confidence is right here. Auto insurance rates in Laurens are affected by local factors as well as personal ones like your driving record.

See how Laurens, IA car insurance rates compare to Ankeny auto insurance rates, Council Bluffs auto insurance rates, and Iowa City auto insurance rates before you read more about the cost of auto insurance in Laurens.

Don’t buy Laurens, IA auto insurance until you’ve compared rates. Get free Laurens, Iowa auto insurance quotes when you enter your ZIP code above.

Laurens, IA Minimum Auto Insurance Requirements

The required auto insurance in Laurens, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Laurens, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Laurens, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Laurens, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Laurens, IA. Take a look at Laurens, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Laurens, Iowa

Insurance Company Poor Fair Good
Allstate $3,910 $3,108 $2,792
American Family $3,834 $2,817 $2,369
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,450 $3,976 $3,129
Nationwide $2,864 $2,248 $1,970
Progressive $2,375 $1,927 $1,747
State Farm $2,895 $1,792 $1,413
Travelers $6,124 $5,219 $4,970
USAA $2,283 $1,568 $1,358

Buy Cheap Laurens, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Laurens, Iowa auto insurance rates? Find out how car insurance rates in Laurens, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Laurens, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,147 $2,060 $1,907 $1,942 $6,283 $7,078 $2,338 $2,404
American Family $1,938 $1,938 $1,734 $1,734 $5,176 $7,258 $1,938 $2,334
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,175 $2,363 $1,911 $2,323 $10,438 $11,753 $2,464 $2,720
Nationwide $1,640 $1,682 $1,464 $1,560 $3,780 $4,882 $1,858 $2,019
Progressive $1,405 $1,344 $1,158 $1,207 $3,536 $3,982 $1,684 $1,816
State Farm $1,321 $1,321 $1,161 $1,161 $3,584 $4,540 $1,485 $1,694
Travelers $2,481 $2,535 $2,395 $2,406 $10,800 $17,250 $2,573 $3,064
USAA $1,169 $1,184 $1,073 $1,096 $3,110 $3,307 $1,402 $1,549

Buy Cheap Laurens, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Laurens can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Laurens, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Laurens, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,283 $7,078
American Family $5,176 $7,258
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $10,438 $11,753
Nationwide $3,780 $4,882
Progressive $3,536 $3,982
State Farm $3,584 $4,540
Travelers $10,800 $17,250
USAA $3,110 $3,307

Buy Cheap Laurens, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Laurens, Iowa by comparing Laurens senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Laurens, IA here.

Annual Auto Insurance Rates for Senior Drivers in Laurens, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,907 $1,942
American Family $1,734 $1,734
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,911 $2,323
Nationwide $1,464 $1,560
Progressive $1,158 $1,207
State Farm $1,161 $1,161
Travelers $2,395 $2,406
USAA $1,073 $1,096

Find Cheap Auto Insurance Rates in Laurens, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Laurens, Iowa auto insurance. Compare Laurens, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Laurens, Iowa

Insurance Company Low Medium High
Allstate $3,139 $3,275 $3,396
American Family $3,019 $3,173 $2,827
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,336 $4,509 $4,710
Nationwide $2,455 $2,351 $2,276
Progressive $1,891 $2,024 $2,134
State Farm $1,936 $2,044 $2,119
Travelers $5,107 $5,521 $5,685
USAA $1,644 $1,742 $1,823

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Find Cheap Laurens, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Laurens. Compare auto insurance rates in Laurens, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Laurens, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,191 $3,348
American Family $2,971 $3,042
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,518 $4,518
Nationwide $2,361 $2,361
Progressive $2,016 $2,016
State Farm $1,985 $2,082
Travelers $5,438 $5,438
USAA $1,673 $1,800

Find Cheap Laurens, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Laurens, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Laurens, IA, take a look at the average cost for various violations versus rates for a clean driving record in Laurens.

Annual Laurens, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,775 $3,368 $3,831 $3,106
American Family $2,170 $3,179 $4,125 $2,552
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,903 $4,827 $4,926 $4,418
Nationwide $1,713 $2,454 $3,340 $1,936
Progressive $1,620 $2,662 $1,759 $2,025
State Farm $1,882 $2,185 $2,033 $2,033
Travelers $3,978 $5,278 $7,061 $5,435
USAA $1,329 $1,780 $2,313 $1,524

Find Cheap Laurens, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Laurens, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Laurens for less when you shop around and compare rates from multiple Laurens, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Laurens, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,831
American Family $4,125
Farmers $2,558
GEICO $3,058
Liberty Mutual $4,926
Nationwide $3,340
Progressive $1,759
State Farm $2,033
Travelers $7,061
USAA $2,313

Winners by Category: Where to Buy Cheap Auto Insurance in Laurens, IA

Compare rates from the cheapest auto insurance companies in Laurens, IA for your needs. Take a look at how Laurens, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Laurens, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Laurens, Iowa Auto Insurance Companies

If you’re looking for the cheapest Laurens, IA auto insurance companies overall, you can compare them here. Find the best price for Laurens, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Laurens, Iowa

Insurance Company Average Annual Rates
Allstate $3,270
American Family $3,006
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,518
Nationwide $2,361
Progressive $2,016
State Farm $2,033
Travelers $5,438
USAA $1,736

What affects Laurens, Iowa auto insurance rates?

Local factors affect auto insurance rates in Laurens, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Laurens auto insurance rates.

Commute Times in Laurens

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Laurens, IA is 12.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Laurens, IA

You can buy cheap Laurens, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Laurens, Iowa auto insurance quotes from top companies.

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