Buy Cheap Laurel, MD Auto Insurance (2022)

Laurel, MD auto insurance rates average $431 a month. Minimum auto insurance requirements in Laurel, Maryland are 30/60/15 to comply with Maryland laws. To buy cheap auto insurance in Laurel, MD, compare Laurel auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Laurel, MD are $431/month
  • The most expensive auto insurance company in Laurel is Liberty Mutual
  • Average auto insurance rates in Laurel, MD for teens drivers are $8,957/year

Finding affordable Laurel, Maryland auto insurance can be challenging, but everything you need to know to buy cheap Laurel, MD auto insurance with confidence is right here. Auto insurance rates in Laurel are affected by local factors as well as personal ones like your driving record.

See how Laurel, MD car insurance rates compare to Annapolis auto insurance rates, Baltimore auto insurance rates, and Greenbelt auto insurance rates before you read more about the cost of auto insurance in Laurel.

Don’t buy Laurel, MD auto insurance until you’ve compared rates. Get free Laurel, Maryland auto insurance quotes when you enter your ZIP code above.

Laurel, MD Minimum Auto Insurance Requirements

The required auto insurance in Laurel, MD is 30/60/15 according to the auto insurance laws in Maryland. The minimum auto insurance in Laurel, Maryland is outlined here.

Minimum Required Auto Insurance Coverage in Laurel, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Laurel, MD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Laurel, MD. Take a look at Laurel, Maryland auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Laurel, Maryland

Insurance Company Poor Fair Good
Allstate $7,855 $5,473 $4,836
GEICO $4,823 $3,994 $3,945
Liberty Mutual $15,631 $10,078 $7,113
Nationwide $4,016 $2,836 $2,562
Progressive $5,642 $4,242 $3,552
State Farm $6,378 $3,782 $2,915
USAA $3,987 $2,734 $2,247

Buy Cheap Laurel, MD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Laurel, Maryland auto insurance rates? Find out how car insurance rates in Laurel, MD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Laurel, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,954 $3,780 $3,792 $3,892 $11,894 $14,007 $3,541 $3,575
GEICO $2,669 $2,924 $3,039 $3,520 $8,049 $9,145 $2,285 $2,398
Liberty Mutual $7,861 $7,861 $7,771 $7,771 $15,242 $22,580 $7,861 $10,581
Nationwide $2,153 $2,161 $1,946 $2,004 $5,037 $6,627 $2,492 $2,684
Progressive $2,662 $2,390 $2,313 $2,367 $9,563 $10,437 $3,093 $3,006
State Farm $2,626 $2,626 $2,421 $2,421 $8,134 $10,399 $2,937 $3,305
USAA $2,148 $2,109 $2,010 $2,002 $4,782 $5,637 $2,470 $2,754

Buy Cheap Laurel, MD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Laurel can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Laurel, MD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Laurel, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,894 $14,007
GEICO $8,049 $9,145
Liberty Mutual $15,242 $22,580
Nationwide $5,037 $6,627
Progressive $9,563 $10,437
State Farm $8,134 $10,399
USAA $4,782 $5,637

Buy Cheap Laurel, MD Auto Insurance for Seniors

You can save on senior auto insurance rates in Laurel, Maryland by comparing Laurel senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Laurel, MD here.

Annual Auto Insurance Rates for Senior Drivers in Laurel, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,792 $3,892
GEICO $3,039 $3,520
Liberty Mutual $7,771 $7,771
Nationwide $1,946 $2,004
Progressive $2,313 $2,367
State Farm $2,421 $2,421
USAA $2,010 $2,002

Find Cheap Auto Insurance Rates in Laurel, MD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Laurel, Maryland auto insurance. Compare Laurel, MD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Laurel, Maryland

Insurance Company Low Medium High
Allstate $5,879 $6,008 $6,277
GEICO $4,095 $4,225 $4,442
Liberty Mutual $10,618 $10,914 $11,291
Nationwide $3,006 $3,148 $3,259
Progressive $4,264 $4,478 $4,695
State Farm $4,121 $4,372 $4,583
USAA $2,828 $2,999 $3,140

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Find Cheap Laurel, MD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Laurel. Compare auto insurance rates in Laurel, MD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Laurel, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,968 $6,141
GEICO $4,181 $4,326
Liberty Mutual $10,649 $11,233
Nationwide $3,138 $3,138
Progressive $4,479 $4,479
State Farm $4,245 $4,472
USAA $2,896 $3,082

Find Cheap Laurel, MD Auto Insurance Rates by ZIP Code

Auto insurance rates in Laurel, Maryland can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Laurel, MD to see how much where you live in Laurel affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Laurel, Maryland

ZIP Code Average Annual Rates
20708 $4,523
20723 $4,277

Find Cheap Laurel, MD Auto Insurance Rates by Driving Record

Auto insurance rates in Laurel, Maryland are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Laurel, MD, take a look at the average cost for various violations versus rates for a clean driving record in Laurel.

Annual Laurel, Maryland Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,345 $7,149 $5,345 $6,379
GEICO $3,014 $4,699 $5,722 $3,580
Liberty Mutual $7,897 $10,376 $15,533 $9,957
Nationwide $2,760 $3,709 $2,953 $3,130
Progressive $3,817 $5,079 $4,622 $4,397
State Farm $3,902 $4,917 $4,308 $4,308
USAA $2,348 $2,884 $4,195 $2,529

Find Cheap Laurel, MD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Laurel, Maryland is higher than for a clean driving record. You can buy auto insurance after a DUI in Laurel for less when you shop around and compare rates from multiple Laurel, MD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Laurel, Maryland

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,345
GEICO $5,722
Liberty Mutual $15,533
Nationwide $2,953
Progressive $4,622
State Farm $4,308
USAA $4,195

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Winners by Category: Where to Buy Cheap Auto Insurance in Laurel, MD

Compare rates from the cheapest auto insurance companies in Laurel, MD for your needs. Take a look at how Laurel, Maryland auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Laurel, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Find Cheap Laurel, Maryland Auto Insurance Companies

If you’re looking for the cheapest Laurel, MD auto insurance companies overall, you can compare them here. Find the best price for Laurel, Maryland car insurance by company.

Average Annual Auto Insurance Rates by Company in Laurel, Maryland

Insurance Company Average Annual Rates
Allstate $6,055
GEICO $4,254
Liberty Mutual $10,941
Nationwide $3,138
Progressive $4,479
State Farm $4,359
USAA $2,989

What affects Laurel, Maryland auto insurance rates?

Local factors affect auto insurance rates in Laurel, MD, including traffic, theft statistics, and commute length. Take a look at the things that impact Laurel auto insurance rates.

Auto Theft in Laurel

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Laurel, MD auto theft show a total of 78 vehicle thefts annually.

Commute Times in Laurel

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Laurel, MD is 35.9 minutes according to City-Data.

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Compare Auto Insurance Quotes in Laurel, MD

You can buy cheap Laurel, MD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Laurel, Maryland auto insurance quotes from top companies.

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