Buy Cheap Laurel, IA Auto Insurance (2021)

Laurel, IA auto insurance rates average $243 a month. Minimum auto insurance requirements in Laurel, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Laurel, IA, compare Laurel auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Laurel, IA after a DUI are $3,507/year
  • Average auto insurance rates in Laurel, IA for teens drivers are $5,556/year
  • Average auto insurance rates in Laurel, IA are $243/month

Finding affordable Laurel, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Laurel, IA auto insurance with confidence is right here. Auto insurance rates in Laurel are affected by local factors as well as personal ones like your driving record.

See how Laurel, IA car insurance rates compare to West Des Moines auto insurance rates, Iowa City auto insurance rates, and Sioux City auto insurance rates before you read more about the cost of auto insurance in Laurel.

Don’t buy Laurel, IA auto insurance until you’ve compared rates. Get free Laurel, Iowa auto insurance quotes when you enter your ZIP code above.

Laurel, IA Minimum Auto Insurance Requirements

The required auto insurance in Laurel, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Laurel, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Laurel, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Laurel, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Laurel, IA. Take a look at Laurel, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Laurel, Iowa

Insurance Company Poor Fair Good
Allstate $3,311 $2,636 $2,368
American Family $3,626 $2,666 $2,244
Farmers $2,799 $2,327 $2,204
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,233 $3,856 $3,034
Nationwide $2,944 $2,296 $2,015
Progressive $2,855 $2,317 $2,103
State Farm $3,193 $1,975 $1,558
Travelers $6,308 $5,397 $5,146
USAA $2,213 $1,521 $1,318

Buy Cheap Laurel, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Laurel, Iowa auto insurance rates? Find out how car insurance rates in Laurel, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Laurel, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,862 $1,796 $1,647 $1,678 $5,208 $5,838 $2,040 $2,103
American Family $1,830 $1,830 $1,640 $1,640 $4,918 $6,873 $1,830 $2,201
Farmers $1,504 $1,532 $1,345 $1,469 $4,586 $4,883 $2,039 $2,191
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,081 $2,257 $1,832 $2,225 $10,185 $11,460 $2,358 $2,599
Nationwide $1,699 $1,748 $1,512 $1,619 $3,814 $4,957 $1,912 $2,085
Progressive $1,687 $1,617 $1,392 $1,446 $4,246 $4,791 $2,027 $2,195
State Farm $1,466 $1,466 $1,285 $1,285 $3,928 $4,984 $1,647 $1,876
Travelers $2,500 $2,549 $2,443 $2,446 $11,324 $17,992 $2,612 $3,068
USAA $1,135 $1,148 $1,043 $1,064 $3,019 $3,207 $1,359 $1,500

Buy Cheap Laurel, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Laurel can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Laurel, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Laurel, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,208 $5,838
American Family $4,918 $6,873
Farmers $4,586 $4,883
GEICO $4,328 $4,022
Liberty Mutual $10,185 $11,460
Nationwide $3,814 $4,957
Progressive $4,246 $4,791
State Farm $3,928 $4,984
Travelers $11,324 $17,992
USAA $3,019 $3,207

Buy Cheap Laurel, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Laurel, Iowa by comparing Laurel senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Laurel, IA here.

Annual Auto Insurance Rates for Senior Drivers in Laurel, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,647 $1,678
American Family $1,640 $1,640
Farmers $1,345 $1,469
GEICO $1,710 $1,564
Liberty Mutual $1,832 $2,225
Nationwide $1,512 $1,619
Progressive $1,392 $1,446
State Farm $1,285 $1,285
Travelers $2,443 $2,446
USAA $1,043 $1,064

Find Cheap Auto Insurance Rates in Laurel, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Laurel, Iowa auto insurance. Compare Laurel, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Laurel, Iowa

Insurance Company Low Medium High
Allstate $2,678 $2,775 $2,862
American Family $2,852 $3,004 $2,680
Farmers $2,347 $2,451 $2,533
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,199 $4,367 $4,557
Nationwide $2,531 $2,401 $2,323
Progressive $2,273 $2,433 $2,570
State Farm $2,139 $2,254 $2,334
Travelers $5,313 $5,699 $5,838
USAA $1,594 $1,690 $1,769

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Find Cheap Laurel, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Laurel. Compare auto insurance rates in Laurel, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Laurel, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,706 $2,837
American Family $2,812 $2,878
Farmers $2,444 $2,444
GEICO $2,294 $2,387
Liberty Mutual $4,374 $4,374
Nationwide $2,418 $2,418
Progressive $2,425 $2,425
State Farm $2,189 $2,296
Travelers $5,617 $5,617
USAA $1,623 $1,746

Find Cheap Laurel, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Laurel, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Laurel, IA, take a look at the average cost for various violations versus rates for a clean driving record in Laurel.

Annual Laurel, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,371 $2,855 $3,222 $2,638
American Family $2,053 $3,015 $3,900 $2,413
Farmers $2,082 $2,586 $2,621 $2,486
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,778 $4,676 $4,765 $4,279
Nationwide $1,744 $2,515 $3,438 $1,976
Progressive $1,946 $3,206 $2,113 $2,436
State Farm $2,078 $2,406 $2,242 $2,242
Travelers $4,080 $5,468 $7,323 $5,596
USAA $1,289 $1,726 $2,243 $1,479

Find Cheap Laurel, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Laurel, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Laurel for less when you shop around and compare rates from multiple Laurel, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Laurel, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,222
American Family $3,900
Farmers $2,621
GEICO $3,206
Liberty Mutual $4,765
Nationwide $3,438
Progressive $2,113
State Farm $2,242
Travelers $7,323
USAA $2,243

Winners by Category: Where to Buy Cheap Auto Insurance in Laurel, IA

Compare rates from the cheapest auto insurance companies in Laurel, IA for your needs. Take a look at how Laurel, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Laurel, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Laurel, Iowa Auto Insurance Companies

If you’re looking for the cheapest Laurel, IA auto insurance companies overall, you can compare them here. Find the best price for Laurel, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Laurel, Iowa

Insurance Company Average Annual Rates
Allstate $2,772
American Family $2,845
Farmers $2,444
GEICO $2,341
Liberty Mutual $4,374
Nationwide $2,418
Progressive $2,425
State Farm $2,242
Travelers $5,617
USAA $1,684

What affects Laurel, Iowa auto insurance rates?

Local factors affect auto insurance rates in Laurel, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Laurel auto insurance rates.

Commute Times in Laurel

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Laurel, IA is 24.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Laurel, IA

You can buy cheap Laurel, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Laurel, Iowa auto insurance quotes from top companies.

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