Buy Cheap Larkspur, CO Auto Insurance (2021)

Larkspur, CO auto insurance rates average $340 a month. Minimum auto insurance requirements in Larkspur, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Larkspur, CO, compare Larkspur auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Larkspur after a DUI is Allstate
  • The most expensive auto insurance company in Larkspur is Allstate
  • Average auto insurance rates in Larkspur, CO for teens drivers are $7,938/year

Finding affordable Larkspur, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Larkspur, CO auto insurance with confidence is right here. Auto insurance rates in Larkspur are affected by local factors as well as personal ones like your driving record.

See how Larkspur, CO car insurance rates compare to Aurora auto insurance rates, Colorado Springs auto insurance rates, and Centennial auto insurance rates before you read more about the cost of auto insurance in Larkspur.

Don’t buy Larkspur, CO auto insurance until you’ve compared rates. Get free Larkspur, Colorado auto insurance quotes when you enter your ZIP code above.

Larkspur, CO Minimum Auto Insurance Requirements

The required auto insurance in Larkspur, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Larkspur, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Larkspur, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Larkspur, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Larkspur, CO. Take a look at Larkspur, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Larkspur, Colorado

Insurance Company Poor Fair Good
Allstate $6,761 $5,218 $3,938
American Family $4,915 $3,506 $2,945
Farmers $6,074 $4,944 $4,697
GEICO $4,356 $3,618 $2,881
Liberty Mutual $4,325 $2,650 $2,105
Nationwide $4,880 $3,870 $3,367
Progressive $5,097 $4,354 $4,000
State Farm $5,416 $3,476 $2,799
USAA $4,944 $2,833 $2,274

Buy Cheap Larkspur, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Larkspur, Colorado auto insurance rates? Find out how car insurance rates in Larkspur, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Larkspur, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,226 $3,016 $2,912 $2,941 $11,329 $11,923 $3,543 $3,553
American Family $2,591 $2,591 $2,337 $2,337 $6,270 $8,425 $2,591 $3,168
Farmers $3,030 $3,001 $2,741 $2,959 $11,684 $11,781 $3,338 $3,373
GEICO $2,326 $2,522 $2,412 $2,701 $7,112 $7,545 $2,136 $2,192
Liberty Mutual $1,994 $1,932 $1,708 $1,881 $6,078 $6,607 $2,007 $2,005
Nationwide $2,669 $2,714 $2,388 $2,520 $6,856 $8,756 $3,082 $3,326
Progressive $2,706 $2,526 $2,358 $2,348 $9,394 $10,513 $3,055 $2,969
State Farm $2,429 $2,429 $2,188 $2,188 $7,055 $8,945 $2,722 $3,220
USAA $2,227 $2,216 $2,133 $2,129 $5,662 $6,472 $2,862 $3,102

Buy Cheap Larkspur, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Larkspur can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Larkspur, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Larkspur, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,329 $11,923
American Family $6,270 $8,425
Farmers $11,684 $11,781
GEICO $7,112 $7,545
Liberty Mutual $6,078 $6,607
Nationwide $6,856 $8,756
Progressive $9,394 $10,513
State Farm $7,055 $8,945
USAA $5,662 $6,472

Buy Cheap Larkspur, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Larkspur, Colorado by comparing Larkspur senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Larkspur, CO here.

Annual Auto Insurance Rates for Senior Drivers in Larkspur, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,912 $2,941
American Family $2,337 $2,337
Farmers $2,741 $2,959
GEICO $2,412 $2,701
Liberty Mutual $1,708 $1,881
Nationwide $2,388 $2,520
Progressive $2,358 $2,348
State Farm $2,188 $2,188
USAA $2,133 $2,129

Find Cheap Auto Insurance Rates in Larkspur, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Larkspur, Colorado auto insurance. Compare Larkspur, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Larkspur, Colorado

Insurance Company Low Medium High
Allstate $5,008 $5,287 $5,621
American Family $3,580 $3,867 $3,919
Farmers $4,586 $5,163 $5,967
GEICO $3,297 $3,557 $4,001
Liberty Mutual $2,834 $3,013 $3,233
Nationwide $4,033 $4,043 $4,041
Progressive $4,137 $4,497 $4,816
State Farm $3,626 $3,902 $4,164
USAA $3,189 $3,351 $3,511

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Find Cheap Larkspur, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Larkspur. Compare auto insurance rates in Larkspur, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Larkspur, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,305 $5,305
American Family $3,707 $3,870
Farmers $5,238 $5,238
GEICO $3,536 $3,701
Liberty Mutual $3,027 $3,027
Nationwide $4,039 $4,039
Progressive $4,484 $4,484
State Farm $3,799 $3,995
USAA $3,255 $3,445

Find Cheap Larkspur, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Larkspur, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Larkspur, CO, take a look at the average cost for various violations versus rates for a clean driving record in Larkspur.

Annual Larkspur, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,517 $5,205 $6,375 $5,124
American Family $2,805 $3,971 $5,199 $3,179
Farmers $4,419 $5,690 $5,614 $5,231
GEICO $2,575 $3,971 $4,532 $3,395
Liberty Mutual $2,654 $3,109 $3,215 $3,128
Nationwide $3,107 $4,245 $5,384 $3,419
Progressive $3,875 $5,446 $4,092 $4,521
State Farm $3,582 $4,213 $3,897 $3,897
USAA $2,444 $2,990 $5,212 $2,755

Find Cheap Larkspur, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Larkspur, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Larkspur for less when you shop around and compare rates from multiple Larkspur, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Larkspur, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,375
American Family $5,199
Farmers $5,614
GEICO $4,532
Liberty Mutual $3,215
Nationwide $5,384
Progressive $4,092
State Farm $3,897
USAA $5,212

Winners by Category: Where to Buy Cheap Auto Insurance in Larkspur, CO

Compare rates from the cheapest auto insurance companies in Larkspur, CO for your needs. Take a look at how Larkspur, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Larkspur, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Larkspur, Colorado Auto Insurance Companies

If you’re looking for the cheapest Larkspur, CO auto insurance companies overall, you can compare them here. Find the best price for Larkspur, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Larkspur, Colorado

Insurance Company Average Annual Rates
Allstate $5,305
American Family $3,789
Farmers $5,238
GEICO $3,618
Liberty Mutual $3,027
Nationwide $4,039
Progressive $4,484
State Farm $3,897
USAA $3,350

What affects Larkspur, Colorado auto insurance rates?

Local factors affect auto insurance rates in Larkspur, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Larkspur auto insurance rates.

Commute Times in Larkspur

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Larkspur, CO is 26.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Larkspur, CO

You can buy cheap Larkspur, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Larkspur, Colorado auto insurance quotes from top companies.

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