Buy Cheap Larkspur, CA Auto Insurance (2022)

Larkspur, CA auto insurance rates average $303 a month. Minimum auto insurance requirements in Larkspur, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Larkspur, CA, compare Larkspur auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Larkspur after a DUI is State Farm
  • Average auto insurance rates in Larkspur, CA are $303/month
  • Average auto insurance rates in Larkspur, CA after a DUI are $5,084/year

Finding affordable Larkspur, California auto insurance can be challenging, but everything you need to know to buy cheap Larkspur, CA auto insurance with confidence is right here. Auto insurance rates in Larkspur are affected by local factors as well as personal ones like your driving record.

See how Larkspur, CA car insurance rates compare to Los Angeles auto insurance rates, Oakland auto insurance rates, and Sacramento auto insurance rates before you read more about the cost of auto insurance in Larkspur.

Don’t buy Larkspur, CA auto insurance until you’ve compared rates. Get free Larkspur, California auto insurance quotes when you enter your ZIP code above.

Larkspur, CA Minimum Auto Insurance Requirements

The required auto insurance in Larkspur, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Larkspur, California is outlined here.

Minimum Required Auto Insurance Coverage in Larkspur, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Larkspur, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Larkspur, California auto insurance rates? Find out how car insurance rates in Larkspur, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Larkspur, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,701 $2,698 $1,979 $1,992 $7,555 $9,495 $3,444 $3,766
Farmers $2,555 $2,555 $2,310 $2,310 $8,168 $13,380 $3,031 $3,379
GEICO $1,613 $1,614 $1,517 $1,517 $4,900 $4,989 $2,315 $2,370
Liberty Mutual $2,403 $2,274 $2,241 $2,171 $5,317 $5,652 $2,710 $2,728
Nationwide $3,011 $2,873 $2,636 $2,484 $7,697 $8,481 $3,611 $3,564
Progressive $2,018 $2,079 $1,711 $2,036 $5,435 $6,556 $2,911 $3,133
State Farm $3,346 $3,346 $2,990 $2,990 $6,189 $7,678 $3,707 $3,822
Travelers $2,557 $2,474 $2,260 $2,236 $5,319 $6,094 $3,332 $3,262
USAA $1,957 $1,856 $1,903 $1,912 $4,486 $4,521 $2,711 $2,565

Buy Cheap Larkspur, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Larkspur can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Larkspur, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Larkspur, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,555 $9,495
Farmers $8,168 $13,380
GEICO $4,900 $4,989
Liberty Mutual $5,317 $5,652
Nationwide $7,697 $8,481
Progressive $5,435 $6,556
State Farm $6,189 $7,678
Travelers $5,319 $6,094
USAA $4,486 $4,521

Buy Cheap Larkspur, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Larkspur, California by comparing Larkspur senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Larkspur, CA here.

Annual Auto Insurance Rates for Senior Drivers in Larkspur, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,979 $1,992
Farmers $2,310 $2,310
GEICO $1,517 $1,517
Liberty Mutual $2,241 $2,171
Nationwide $2,636 $2,484
Progressive $1,711 $2,036
State Farm $2,990 $2,990
Travelers $2,260 $2,236
USAA $1,903 $1,912

Find Cheap Auto Insurance Rates in Larkspur, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Larkspur, California auto insurance. Compare Larkspur, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Larkspur, California

Insurance Company Low Medium High
Allstate $3,979 $4,240 $4,392
Farmers $4,388 $4,747 $4,998
GEICO $2,384 $2,633 $2,797
Liberty Mutual $2,978 $3,217 $3,367
Nationwide $3,874 $4,377 $4,633
Progressive $2,906 $3,335 $3,464
State Farm $3,828 $4,337 $4,610
Travelers $3,018 $3,538 $3,769
USAA $2,487 $2,792 $2,938

Find Cheap Larkspur, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Larkspur. Compare auto insurance rates in Larkspur, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Larkspur, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,793 $4,615
Farmers $4,274 $5,148
GEICO $2,366 $2,843
Liberty Mutual $2,928 $3,446
Nationwide $3,795 $4,794
Progressive $2,932 $3,538
State Farm $4,104 $4,413
Travelers $3,093 $3,791
USAA $2,525 $2,953

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Find Cheap Larkspur, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Larkspur, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Larkspur, CA, take a look at the average cost for various violations versus rates for a clean driving record in Larkspur.

Annual Larkspur, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,540 $4,260 $6,688 $3,328
Farmers $3,482 $4,743 $5,908 $4,710
GEICO $1,823 $2,807 $3,527 $2,261
Liberty Mutual $2,767 $3,707 $3,343 $2,932
Nationwide $2,999 $3,843 $6,493 $3,843
Progressive $2,116 $3,603 $4,170 $3,052
State Farm $3,041 $3,625 $6,840 $3,528
Travelers $2,295 $3,734 $4,357 $3,381
USAA $1,819 $2,713 $4,431 $1,992

Find Cheap Larkspur, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Larkspur, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Larkspur for less when you shop around and compare rates from multiple Larkspur, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Larkspur, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,688
Farmers $5,908
GEICO $3,527
Liberty Mutual $3,343
Nationwide $6,493
Progressive $4,170
State Farm $6,840
Travelers $4,357
USAA $4,431

Winners by Category: Where to Buy Cheap Auto Insurance in Larkspur, CA

Compare rates from the cheapest auto insurance companies in Larkspur, CA for your needs. Take a look at how Larkspur, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Larkspur, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Larkspur, California Auto Insurance Companies

If you’re looking for the cheapest Larkspur, CA auto insurance companies overall, you can compare them here. Find the best price for Larkspur, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Larkspur, California

Insurance Company Average Annual Rates
Allstate $4,204
Farmers $4,711
GEICO $2,604
Liberty Mutual $3,187
Nationwide $4,295
Progressive $3,235
State Farm $4,259
Travelers $3,442
USAA $2,739

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What affects Larkspur, California auto insurance rates?

Local factors affect auto insurance rates in Larkspur, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Larkspur auto insurance rates.

Commute Times in Larkspur

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Larkspur, CA is 32.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Larkspur, CA

You can buy cheap Larkspur, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Larkspur, California auto insurance quotes from top companies.

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