Buy Cheap Laredo, TX Auto Insurance (2021)

Laredo, TX auto insurance rates average $369 a month. Minimum auto insurance requirements in Laredo, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Laredo, TX, compare Laredo auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Laredo is Allstate
  • Average auto insurance rates in Laredo, TX are $369/month
  • Average auto insurance rates in Laredo, TX after a DUI are $5,037/year

Finding affordable Laredo, Texas auto insurance can be challenging, but everything you need to know to buy cheap Laredo, TX auto insurance with confidence is right here. Auto insurance rates in Laredo are affected by local factors as well as personal ones like your driving record.

See how Laredo, TX car insurance rates compare to Corpus Christi auto insurance rates, Austin auto insurance rates, and El Paso auto insurance rates before you read more about the cost of auto insurance in Laredo.

Don’t buy Laredo, TX auto insurance until you’ve compared rates. Get free Laredo, Texas auto insurance quotes when you enter your ZIP code above.

Laredo, TX Minimum Auto Insurance Requirements

The required auto insurance in Laredo, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Laredo, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Laredo, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Laredo, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Laredo, TX. Take a look at Laredo, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Laredo, Texas

Insurance Company Poor Fair Good
Allstate $7,466 $5,446 $4,652
American Family $8,017 $5,072 $4,444
GEICO $4,962 $2,811 $1,876
Nationwide $5,878 $4,655 $4,050
Progressive $6,209 $5,305 $4,893
State Farm $4,356 $2,711 $2,160
USAA $3,963 $2,295 $1,849

Buy Cheap Laredo, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Laredo, Texas auto insurance rates? Find out how car insurance rates in Laredo, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Laredo, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,848 $3,900 $3,802 $3,802 $9,814 $11,909 $4,766 $4,995
American Family $3,446 $3,849 $3,222 $3,707 $9,402 $12,374 $5,012 $5,740
GEICO $2,447 $2,614 $2,310 $2,593 $5,148 $5,332 $2,643 $2,642
Nationwide $3,099 $3,177 $2,717 $2,910 $8,442 $11,006 $3,604 $3,935
Progressive $2,982 $2,872 $2,626 $2,688 $11,971 $13,400 $3,566 $3,646
State Farm $2,232 $2,232 $1,968 $1,968 $5,008 $6,316 $2,404 $2,476
USAA $1,741 $1,762 $1,667 $1,670 $4,752 $5,195 $2,324 $2,509

Buy Cheap Laredo, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Laredo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Laredo, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Laredo, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,814 $11,909
American Family $9,402 $12,374
GEICO $5,148 $5,332
Nationwide $8,442 $11,006
Progressive $11,971 $13,400
State Farm $5,008 $6,316
USAA $4,752 $5,195

Buy Cheap Laredo, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Laredo, Texas by comparing Laredo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Laredo, TX here.

Annual Auto Insurance Rates for Senior Drivers in Laredo, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,802 $3,802
American Family $3,222 $3,707
GEICO $2,310 $2,593
Nationwide $2,717 $2,910
Progressive $2,626 $2,688
State Farm $1,968 $1,968
USAA $1,667 $1,670

Find Cheap Auto Insurance Rates in Laredo, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Laredo, Texas auto insurance. Compare Laredo, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Laredo, Texas

Insurance Company Low Medium High
Allstate $5,730 $5,808 $6,026
American Family $5,394 $5,599 $6,538
GEICO $3,042 $3,168 $3,438
Nationwide $5,243 $4,639 $4,702
Progressive $5,196 $5,448 $5,763
State Farm $2,908 $3,060 $3,259
USAA $2,595 $2,688 $2,824

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Find Cheap Laredo, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Laredo. Compare auto insurance rates in Laredo, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Laredo, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,717 $5,992
American Family $5,844 $5,844
GEICO $3,147 $3,285
Nationwide $4,861 $4,861
Progressive $5,469 $5,469
State Farm $3,076 $3,076
USAA $2,668 $2,737

Find Cheap Laredo, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Laredo, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Laredo, TX to see how much where you live in Laredo affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Laredo, Texas

ZIP Code Average Annual Rates
78040 $6,072
78041 $6,228
78043 $6,272
78045 $5,967
78046 $6,232
78049 $8,291

Find Cheap Laredo, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Laredo, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Laredo, TX, take a look at the average cost for various violations versus rates for a clean driving record in Laredo.

Annual Laredo, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,618 $6,962 $7,220 $4,618
American Family $5,323 $6,785 $5,944 $5,323
GEICO $2,729 $3,544 $3,048 $3,543
Nationwide $4,182 $4,182 $6,321 $4,759
Progressive $4,764 $6,127 $5,593 $5,393
State Farm $2,765 $3,128 $3,643 $2,765
USAA $2,020 $2,981 $3,489 $2,320

Find Cheap Laredo, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Laredo, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Laredo for less when you shop around and compare rates from multiple Laredo, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Laredo, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,220
American Family $5,944
GEICO $3,048
Nationwide $6,321
Progressive $5,593
State Farm $3,643
USAA $3,489

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Winners by Category: Where to Buy Cheap Auto Insurance in Laredo, TX

Compare rates from the cheapest auto insurance companies in Laredo, TX for your needs. Take a look at how Laredo, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Laredo, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Find Cheap Laredo, Texas Auto Insurance Companies

If you’re looking for the cheapest Laredo, TX auto insurance companies overall, you can compare them here. Find the best price for Laredo, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Laredo, Texas

Insurance Company Average Annual Rates
Allstate $5,855
American Family $5,844
GEICO $3,216
Nationwide $4,861
Progressive $5,469
State Farm $3,076
USAA $2,703

What affects Laredo, Texas auto insurance rates?

Local factors affect auto insurance rates in Laredo, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Laredo auto insurance rates.

Auto Theft in Laredo

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Laredo, TX auto theft show a total of 169 vehicle thefts annually.

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Compare Auto Insurance Quotes in Laredo, TX

You can buy cheap Laredo, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Laredo, Texas auto insurance quotes from top companies.

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