Buy Cheap Laporte, CO Auto Insurance (2021)

Laporte, CO auto insurance rates average $277 a month. Minimum auto insurance requirements in Laporte, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Laporte, CO, compare Laporte auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Laporte, CO after a DUI are $3,965/year
  • The most expensive auto insurance company in Laporte after a DUI is Allstate
  • Average auto insurance rates in Laporte, CO for teens drivers are $6,434/year

Finding affordable Laporte, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Laporte, CO auto insurance with confidence is right here. Auto insurance rates in Laporte are affected by local factors as well as personal ones like your driving record.

See how Laporte, CO car insurance rates compare to Boulder auto insurance rates, Greeley auto insurance rates, and Fort Collins auto insurance rates before you read more about the cost of auto insurance in Laporte.

Don’t buy Laporte, CO auto insurance until you’ve compared rates. Get free Laporte, Colorado auto insurance quotes when you enter your ZIP code above.

Laporte, CO Minimum Auto Insurance Requirements

The required auto insurance in Laporte, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Laporte, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Laporte, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Laporte, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Laporte, CO. Take a look at Laporte, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Laporte, Colorado

Insurance Company Poor Fair Good
Allstate $5,342 $4,129 $3,127
American Family $4,466 $3,197 $2,686
Farmers $5,080 $4,126 $3,921
GEICO $3,536 $2,942 $2,348
Liberty Mutual $3,241 $2,003 $1,597
Nationwide $4,099 $3,254 $2,838
Progressive $4,060 $3,474 $3,194
State Farm $4,016 $2,580 $2,079
USAA $4,183 $2,400 $1,929

Buy Cheap Laporte, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Laporte, Colorado auto insurance rates? Find out how car insurance rates in Laporte, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Laporte, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,577 $2,412 $2,340 $2,362 $8,906 $9,379 $2,808 $2,813
American Family $2,360 $2,360 $2,133 $2,133 $5,699 $7,669 $2,360 $2,883
Farmers $2,572 $2,546 $2,332 $2,514 $9,655 $9,707 $2,826 $2,854
GEICO $1,867 $2,038 $1,970 $2,232 $5,819 $6,160 $1,710 $1,742
Liberty Mutual $1,490 $1,428 $1,276 $1,404 $4,610 $5,024 $1,503 $1,507
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,174 $2,034 $1,911 $1,902 $7,456 $8,316 $2,443 $2,372
State Farm $1,787 $1,787 $1,617 $1,617 $5,276 $6,665 $2,006 $2,380
USAA $1,901 $1,894 $1,820 $1,818 $4,763 $5,440 $2,432 $2,635

Buy Cheap Laporte, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Laporte can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Laporte, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Laporte, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,906 $9,379
American Family $5,699 $7,669
Farmers $9,655 $9,707
GEICO $5,819 $6,160
Liberty Mutual $4,610 $5,024
Nationwide $5,724 $7,310
Progressive $7,456 $8,316
State Farm $5,276 $6,665
USAA $4,763 $5,440

Buy Cheap Laporte, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Laporte, Colorado by comparing Laporte senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Laporte, CO here.

Annual Auto Insurance Rates for Senior Drivers in Laporte, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,340 $2,362
American Family $2,133 $2,133
Farmers $2,332 $2,514
GEICO $1,970 $2,232
Liberty Mutual $1,276 $1,404
Nationwide $2,028 $2,139
Progressive $1,911 $1,902
State Farm $1,617 $1,617
USAA $1,820 $1,818

Find Cheap Auto Insurance Rates in Laporte, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Laporte, Colorado auto insurance. Compare Laporte, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Laporte, Colorado

Insurance Company Low Medium High
Allstate $3,957 $4,184 $4,458
American Family $3,256 $3,522 $3,571
Farmers $3,858 $4,317 $4,952
GEICO $2,650 $2,888 $3,290
Liberty Mutual $2,136 $2,271 $2,434
Nationwide $3,381 $3,402 $3,409
Progressive $3,285 $3,588 $3,855
State Farm $2,687 $2,895 $3,094
USAA $2,702 $2,837 $2,974

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Laporte, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Laporte. Compare auto insurance rates in Laporte, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Laporte, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,200 $4,200
American Family $3,375 $3,524
Farmers $4,376 $4,376
GEICO $2,879 $3,005
Liberty Mutual $2,280 $2,280
Nationwide $3,397 $3,397
Progressive $3,576 $3,576
State Farm $2,820 $2,964
USAA $2,758 $2,917

Find Cheap Laporte, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Laporte, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Laporte, CO, take a look at the average cost for various violations versus rates for a clean driving record in Laporte.

Annual Laporte, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,582 $4,118 $5,040 $4,058
American Family $2,551 $3,629 $4,727 $2,891
Farmers $3,695 $4,750 $4,686 $4,372
GEICO $2,080 $3,230 $3,741 $2,719
Liberty Mutual $2,007 $2,342 $2,418 $2,354
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,097 $4,340 $3,266 $3,601
State Farm $2,651 $3,133 $2,892 $2,892
USAA $2,080 $2,534 $4,398 $2,339

Find Cheap Laporte, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Laporte, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Laporte for less when you shop around and compare rates from multiple Laporte, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Laporte, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,040
American Family $4,727
Farmers $4,686
GEICO $3,741
Liberty Mutual $2,418
Nationwide $4,523
Progressive $3,266
State Farm $2,892
USAA $4,398

Winners by Category: Where to Buy Cheap Auto Insurance in Laporte, CO

Compare rates from the cheapest auto insurance companies in Laporte, CO for your needs. Take a look at how Laporte, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Laporte, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Laporte, Colorado Auto Insurance Companies

If you’re looking for the cheapest Laporte, CO auto insurance companies overall, you can compare them here. Find the best price for Laporte, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Laporte, Colorado

Insurance Company Average Annual Rates
Allstate $4,200
American Family $3,449
Farmers $4,376
GEICO $2,942
Liberty Mutual $2,280
Nationwide $3,397
Progressive $3,576
State Farm $2,892
USAA $2,838

What affects Laporte, Colorado auto insurance rates?

Local factors affect auto insurance rates in Laporte, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Laporte auto insurance rates.

Commute Times in Laporte

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Laporte, CO is 23.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Laporte, CO

You can buy cheap Laporte, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Laporte, Colorado auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption