Buy Cheap Lapel, IN Auto Insurance (2021)

Lapel, IN auto insurance rates average $271 a month. Minimum auto insurance requirements in Lapel, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Lapel, IN, compare Lapel auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lapel, IN for teens drivers are $6,375/year
  • Average auto insurance rates in Lapel, IN after a DUI are $3,859/year
  • Average auto insurance rates in Lapel, IN are $271/month

Finding affordable Lapel, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Lapel, IN auto insurance with confidence is right here. Auto insurance rates in Lapel are affected by local factors as well as personal ones like your driving record.

See how Lapel, IN car insurance rates compare to Hammond auto insurance rates, Carmel auto insurance rates, and Bloomington auto insurance rates before you read more about the cost of auto insurance in Lapel.

Don’t buy Lapel, IN auto insurance until you’ve compared rates. Get free Lapel, Indiana auto insurance quotes when you enter your ZIP code above.

Lapel, IN Minimum Auto Insurance Requirements

The required auto insurance in Lapel, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Lapel, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Lapel, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lapel, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lapel, IN. Take a look at Lapel, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lapel, Indiana

Insurance Company Poor Fair Good
Allstate $4,935 $3,682 $3,345
American Family $4,908 $3,181 $2,661
Farmers $3,939 $3,221 $2,985
GEICO $2,721 $2,262 $1,803
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $3,121 $2,635 $2,469
Progressive $4,055 $3,606 $3,406
State Farm $3,601 $2,147 $1,664
Travelers $3,195 $2,712 $2,710
USAA $2,214 $1,465 $1,257

Buy Cheap Lapel, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lapel, Indiana auto insurance rates? Find out how car insurance rates in Lapel, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lapel, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,443 $2,499 $2,151 $2,354 $7,644 $9,658 $2,467 $2,684
American Family $2,227 $2,227 $2,008 $2,008 $6,237 $8,999 $2,227 $2,733
Farmers $1,518 $1,500 $1,295 $1,458 $8,260 $8,834 $2,013 $2,173
GEICO $1,525 $1,525 $1,440 $1,501 $4,579 $4,243 $1,752 $1,533
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,672 $1,706 $1,466 $1,562 $4,968 $6,433 $1,971 $2,153
Progressive $1,551 $1,461 $1,412 $1,419 $9,305 $10,444 $1,944 $1,976
State Farm $1,501 $1,501 $1,344 $1,344 $4,630 $5,928 $1,665 $1,852
Travelers $1,038 $1,055 $976 $975 $6,423 $10,148 $1,100 $1,265
USAA $1,043 $1,024 $974 $977 $2,952 $3,288 $1,407 $1,498

Buy Cheap Lapel, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lapel can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lapel, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lapel, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,644 $9,658
American Family $6,237 $8,999
Farmers $8,260 $8,834
GEICO $4,579 $4,243
Liberty Mutual $8,754 $13,230
Nationwide $4,968 $6,433
Progressive $9,305 $10,444
State Farm $4,630 $5,928
Travelers $6,423 $10,148
USAA $2,952 $3,288

Buy Cheap Lapel, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Lapel, Indiana by comparing Lapel senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lapel, IN here.

Annual Auto Insurance Rates for Senior Drivers in Lapel, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,151 $2,354
American Family $2,008 $2,008
Farmers $1,295 $1,458
GEICO $1,440 $1,501
Liberty Mutual $3,662 $3,662
Nationwide $1,466 $1,562
Progressive $1,412 $1,419
State Farm $1,344 $1,344
Travelers $976 $975
USAA $974 $977

Find Cheap Auto Insurance Rates in Lapel, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lapel, Indiana auto insurance. Compare Lapel, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lapel, Indiana

Insurance Company Low Medium High
Allstate $3,794 $3,972 $4,196
American Family $3,541 $3,702 $3,507
Farmers $3,270 $3,377 $3,497
GEICO $2,120 $2,256 $2,411
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $2,775 $2,722 $2,728
Progressive $3,483 $3,631 $3,953
State Farm $2,348 $2,470 $2,594
Travelers $2,820 $2,899 $2,899
USAA $1,586 $1,641 $1,709

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Find Cheap Lapel, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lapel. Compare auto insurance rates in Lapel, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lapel, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,987 $3,987
American Family $3,540 $3,627
Farmers $3,381 $3,381
GEICO $2,225 $2,299
Liberty Mutual $5,687 $5,998
Nationwide $2,742 $2,742
Progressive $3,689 $3,689
State Farm $2,400 $2,541
Travelers $2,872 $2,872
USAA $1,624 $1,667

Find Cheap Lapel, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Lapel, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lapel, IN, take a look at the average cost for various violations versus rates for a clean driving record in Lapel.

Annual Lapel, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,174 $4,680 $4,314 $3,782
American Family $2,469 $3,938 $4,985 $2,942
Farmers $3,022 $3,533 $3,635 $3,336
GEICO $1,472 $2,337 $3,203 $2,037
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,360 $3,037 $2,913 $2,655
Progressive $2,763 $4,864 $3,294 $3,835
State Farm $2,411 $2,650 $2,411 $2,411
Travelers $2,444 $3,014 $3,412 $2,620
USAA $1,240 $1,770 $2,033 $1,538

Find Cheap Lapel, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lapel, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Lapel for less when you shop around and compare rates from multiple Lapel, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lapel, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,314
American Family $4,985
Farmers $3,635
GEICO $3,203
Liberty Mutual $8,386
Nationwide $2,913
Progressive $3,294
State Farm $2,411
Travelers $3,412
USAA $2,033

Winners by Category: Where to Buy Cheap Auto Insurance in Lapel, IN

Compare rates from the cheapest auto insurance companies in Lapel, IN for your needs. Take a look at how Lapel, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lapel, Indiana

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Lapel, Indiana Auto Insurance Companies

If you’re looking for the cheapest Lapel, IN auto insurance companies overall, you can compare them here. Find the best price for Lapel, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Lapel, Indiana

Insurance Company Average Annual Rates
Allstate $3,987
American Family $3,583
Farmers $3,381
GEICO $2,262
Liberty Mutual $5,842
Nationwide $2,741
Progressive $3,689
State Farm $2,471
Travelers $2,872
USAA $1,645

What affects Lapel, Indiana auto insurance rates?

Local factors affect auto insurance rates in Lapel, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Lapel auto insurance rates.

Commute Times in Lapel

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lapel, IN is 26.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Lapel, IN

You can buy cheap Lapel, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lapel, Indiana auto insurance quotes from top companies.

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