Buy Cheap Lansing, IA Auto Insurance (2021)

Lansing, IA auto insurance rates average $243 a month. Minimum auto insurance requirements in Lansing, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Lansing, IA, compare Lansing auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lansing, IA for teens drivers are $5,460/year
  • Average auto insurance rates in Lansing, IA after a DUI are $3,496/year
  • The most expensive auto insurance company in Lansing is Liberty Mutual

Finding affordable Lansing, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Lansing, IA auto insurance with confidence is right here. Auto insurance rates in Lansing are affected by local factors as well as personal ones like your driving record.

See how Lansing, IA car insurance rates compare to Des Moines auto insurance rates, Davenport auto insurance rates, and Iowa City auto insurance rates before you read more about the cost of auto insurance in Lansing.

Don’t buy Lansing, IA auto insurance until you’ve compared rates. Get free Lansing, Iowa auto insurance quotes when you enter your ZIP code above.

Lansing, IA Minimum Auto Insurance Requirements

The required auto insurance in Lansing, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Lansing, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Lansing, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Lansing, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lansing, IA. Take a look at Lansing, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lansing, Iowa

Insurance Company Poor Fair Good
Allstate $3,447 $2,740 $2,463
American Family $4,048 $2,975 $2,496
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,383 $3,934 $3,098
Nationwide $3,243 $2,518 $2,212
Progressive $3,024 $2,420 $2,183
State Farm $3,367 $2,082 $1,642
Travelers $5,018 $4,275 $4,071
USAA $2,445 $1,677 $1,452

Buy Cheap Lansing, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lansing, Iowa auto insurance rates? Find out how car insurance rates in Lansing, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lansing, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,930 $1,860 $1,707 $1,739 $5,435 $6,101 $2,114 $2,182
American Family $2,051 $2,051 $1,832 $1,832 $5,438 $7,652 $2,051 $2,474
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,159 $2,345 $1,894 $2,301 $10,316 $11,611 $2,447 $2,702
Nationwide $1,872 $1,931 $1,662 $1,786 $4,168 $5,439 $2,103 $2,299
Progressive $1,829 $1,777 $1,505 $1,558 $4,258 $4,820 $2,205 $2,386
State Farm $1,581 $1,581 $1,372 $1,372 $4,053 $5,164 $1,772 $2,010
Travelers $2,057 $2,102 $1,980 $1,990 $8,809 $14,021 $2,133 $2,546
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

Buy Cheap Lansing, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lansing can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lansing, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lansing, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,435 $6,101
American Family $5,438 $7,652
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,316 $11,611
Nationwide $4,168 $5,439
Progressive $4,258 $4,820
State Farm $4,053 $5,164
Travelers $8,809 $14,021
USAA $3,352 $3,562

Buy Cheap Lansing, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lansing, Iowa by comparing Lansing senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lansing, IA here.

Annual Auto Insurance Rates for Senior Drivers in Lansing, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,707 $1,739
American Family $1,832 $1,832
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,894 $2,301
Nationwide $1,662 $1,786
Progressive $1,505 $1,558
State Farm $1,372 $1,372
Travelers $1,980 $1,990
USAA $1,139 $1,163

Find Cheap Auto Insurance Rates in Lansing, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lansing, Iowa auto insurance. Compare Lansing, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lansing, Iowa

Insurance Company Low Medium High
Allstate $2,789 $2,886 $2,974
American Family $3,197 $3,348 $2,973
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,299 $4,464 $4,652
Nationwide $2,792 $2,635 $2,545
Progressive $2,418 $2,548 $2,661
State Farm $2,269 $2,374 $2,448
Travelers $4,208 $4,521 $4,635
USAA $1,768 $1,863 $1,942

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Find Cheap Lansing, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lansing. Compare auto insurance rates in Lansing, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lansing, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,815 $2,952
American Family $3,136 $3,210
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,472 $4,472
Nationwide $2,658 $2,658
Progressive $2,542 $2,542
State Farm $2,307 $2,420
Travelers $4,455 $4,455
USAA $1,790 $1,925

Find Cheap Lansing, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Lansing, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lansing, IA, take a look at the average cost for various violations versus rates for a clean driving record in Lansing.

Annual Lansing, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,462 $2,968 $3,359 $2,744
American Family $2,291 $3,348 $4,357 $2,695
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,865 $4,774 $4,876 $4,373
Nationwide $1,906 $2,764 $3,794 $2,166
Progressive $2,051 $3,328 $2,221 $2,570
State Farm $2,203 $2,524 $2,364 $2,364
Travelers $3,267 $4,326 $5,773 $4,452
USAA $1,420 $1,903 $2,478 $1,630

Find Cheap Lansing, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lansing, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Lansing for less when you shop around and compare rates from multiple Lansing, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lansing, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,359
American Family $4,357
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,876
Nationwide $3,794
Progressive $2,221
State Farm $2,364
Travelers $5,773
USAA $2,478

Winners by Category: Where to Buy Cheap Auto Insurance in Lansing, IA

Compare rates from the cheapest auto insurance companies in Lansing, IA for your needs. Take a look at how Lansing, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lansing, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Lansing, Iowa Auto Insurance Companies

If you’re looking for the cheapest Lansing, IA auto insurance companies overall, you can compare them here. Find the best price for Lansing, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Lansing, Iowa

Insurance Company Average Annual Rates
Allstate $2,883
American Family $3,173
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,472
Nationwide $2,658
Progressive $2,542
State Farm $2,363
Travelers $4,455
USAA $1,858

What affects Lansing, Iowa auto insurance rates?

Local factors affect auto insurance rates in Lansing, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lansing auto insurance rates.

Commute Times in Lansing

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lansing, IA is 33.8 minutes according to City-Data.

Traffic in Lansing

How is traffic in Lansing, Iowa? Inrix data shows that Lansing, IA traffic makes it the 978th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Lansing, IA

You can buy cheap Lansing, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lansing, Iowa auto insurance quotes from top companies.

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