Buy Cheap Lane, IL Auto Insurance (2021)

Lane, IL auto insurance rates average $247 a month. Minimum auto insurance requirements in Lane, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Lane, IL, compare Lane auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Lane, IL for teens drivers are $5,625/year
  • Average auto insurance rates in Lane, IL after a DUI are $3,449/year
  • Average auto insurance rates in Lane, IL are $247/month

Finding affordable Lane, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Lane, IL auto insurance with confidence is right here. Auto insurance rates in Lane are affected by local factors as well as personal ones like your driving record.

See how Lane, IL car insurance rates compare to Champaign auto insurance rates, Aurora auto insurance rates, and Elgin auto insurance rates before you read more about the cost of auto insurance in Lane.

Don’t buy Lane, IL auto insurance until you’ve compared rates. Get free Lane, Illinois auto insurance quotes when you enter your ZIP code above.

Lane, IL Minimum Auto Insurance Requirements

The required auto insurance in Lane, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Lane, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Lane, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Lane, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lane, IL. Take a look at Lane, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lane, Illinois

Insurance Company Poor Fair Good
Allstate $6,129 $4,429 $3,872
American Family $4,719 $3,215 $2,720
Farmers $4,619 $3,877 $3,689
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,035 $1,898 $1,513
Nationwide $2,998 $2,421 $2,122
Progressive $3,620 $3,071 $2,839
State Farm $3,076 $1,842 $1,428
Travelers $2,621 $2,096 $1,710
USAA $3,672 $2,521 $2,077

Buy Cheap Lane, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lane, Illinois auto insurance rates? Find out how car insurance rates in Lane, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lane, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,062 $3,076 $3,198 $3,198 $7,947 $10,338 $3,681 $3,979
American Family $2,205 $2,205 $2,021 $2,021 $6,253 $8,653 $2,205 $2,847
Farmers $2,193 $2,193 $1,947 $2,057 $9,293 $9,684 $2,503 $2,622
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,332 $1,437 $1,108 $1,237 $4,363 $4,852 $1,392 $1,469
Nationwide $1,616 $1,647 $1,440 $1,526 $4,370 $5,607 $1,875 $2,029
Progressive $1,832 $1,729 $1,509 $1,580 $6,697 $7,515 $2,184 $2,370
State Farm $1,337 $1,337 $1,191 $1,191 $3,800 $4,816 $1,511 $1,740
Travelers $1,392 $1,469 $1,259 $1,342 $3,851 $4,795 $1,476 $1,554
USAA $1,644 $1,675 $1,530 $1,509 $5,299 $5,845 $2,166 $2,384

Buy Cheap Lane, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lane can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lane, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lane, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,947 $10,338
American Family $6,253 $8,653
Farmers $9,293 $9,684
GEICO $4,375 $4,641
Liberty Mutual $4,363 $4,852
Nationwide $4,370 $5,607
Progressive $6,697 $7,515
State Farm $3,800 $4,816
Travelers $3,851 $4,795
USAA $5,299 $5,845

Buy Cheap Lane, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Lane, Illinois by comparing Lane senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lane, IL here.

Annual Auto Insurance Rates for Senior Drivers in Lane, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,198
American Family $2,021 $2,021
Farmers $1,947 $2,057
GEICO $1,364 $1,612
Liberty Mutual $1,108 $1,237
Nationwide $1,440 $1,526
Progressive $1,509 $1,580
State Farm $1,191 $1,191
Travelers $1,259 $1,342
USAA $1,530 $1,509

Find Cheap Auto Insurance Rates in Lane, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lane, Illinois auto insurance. Compare Lane, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lane, Illinois

Insurance Company Low Medium High
Allstate $4,672 $4,805 $4,951
American Family $3,427 $3,681 $3,545
Farmers $3,870 $3,969 $4,344
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,031 $2,144 $2,271
Nationwide $2,515 $2,530 $2,496
Progressive $2,927 $3,166 $3,437
State Farm $2,010 $2,119 $2,217
Travelers $2,018 $2,140 $2,269
USAA $2,572 $2,754 $2,944

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Lane, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lane. Compare auto insurance rates in Lane, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lane, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,810 $4,810
American Family $3,506 $3,597
Farmers $4,061 $4,061
GEICO $2,263 $2,351
Liberty Mutual $2,149 $2,149
Nationwide $2,514 $2,514
Progressive $3,177 $3,177
State Farm $2,063 $2,168
Travelers $2,059 $2,226
USAA $2,679 $2,834

Find Cheap Lane, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Lane, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lane, IL, take a look at the average cost for various violations versus rates for a clean driving record in Lane.

Annual Lane, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,440 $5,836 $5,446 $4,518
American Family $2,608 $3,715 $4,923 $2,958
Farmers $3,431 $4,418 $4,308 $4,088
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,793 $2,537 $2,233 $2,032
Nationwide $2,030 $2,620 $3,077 $2,328
Progressive $2,618 $3,887 $2,898 $3,305
State Farm $1,936 $2,295 $2,115 $2,115
Travelers $1,713 $2,232 $2,483 $2,141
USAA $1,965 $2,823 $3,867 $2,370

Find Cheap Lane, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lane, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Lane for less when you shop around and compare rates from multiple Lane, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lane, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,446
American Family $4,923
Farmers $4,308
GEICO $3,141
Liberty Mutual $2,233
Nationwide $3,077
Progressive $2,898
State Farm $2,115
Travelers $2,483
USAA $3,867

Winners by Category: Where to Buy Cheap Auto Insurance in Lane, IL

Compare rates from the cheapest auto insurance companies in Lane, IL for your needs. Take a look at how Lane, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lane, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Lane, Illinois Auto Insurance Companies

If you’re looking for the cheapest Lane, IL auto insurance companies overall, you can compare them here. Find the best price for Lane, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Lane, Illinois

Insurance Company Average Annual Rates
Allstate $4,810
American Family $3,551
Farmers $4,061
GEICO $2,307
Liberty Mutual $2,149
Nationwide $2,514
Progressive $3,177
State Farm $2,115
Travelers $2,142
USAA $2,756

Compare Auto Insurance Quotes in Lane, IL

You can buy cheap Lane, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lane, Illinois auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption