Buy Cheap Lancaster, TN Auto Insurance (2021)

Lancaster, TN auto insurance rates average $277 a month. Minimum auto insurance requirements in Lancaster, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Lancaster, TN, compare Lancaster auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lancaster after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Lancaster is Allstate
  • Average auto insurance rates in Lancaster, TN for teens drivers are $6,724/year

Finding affordable Lancaster, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Lancaster, TN auto insurance with confidence is right here. Auto insurance rates in Lancaster are affected by local factors as well as personal ones like your driving record.

See how Lancaster, TN car insurance rates compare to Chattanooga auto insurance rates, Johnson City auto insurance rates, and Memphis auto insurance rates before you read more about the cost of auto insurance in Lancaster.

Don’t buy Lancaster, TN auto insurance until you’ve compared rates. Get free Lancaster, Tennessee auto insurance quotes when you enter your ZIP code above.

Lancaster, TN Minimum Auto Insurance Requirements

The required auto insurance in Lancaster, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Lancaster, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Lancaster, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Lancaster, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lancaster, TN. Take a look at Lancaster, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lancaster, Tennessee

Insurance Company Poor Fair Good
Allstate $6,054 $4,643 $3,551
Farmers $4,435 $3,468 $3,281
GEICO $3,543 $3,033 $2,788
Liberty Mutual $9,301 $5,696 $4,455
Nationwide $3,876 $3,066 $2,714
Progressive $4,079 $3,510 $3,277
State Farm $3,821 $2,292 $1,780
Travelers $3,724 $2,932 $2,135
USAA $3,741 $2,190 $1,806

Buy Cheap Lancaster, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lancaster, Tennessee auto insurance rates? Find out how car insurance rates in Lancaster, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lancaster, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,773 $2,672 $2,490 $2,586 $10,245 $11,177 $2,972 $3,078
Farmers $2,002 $2,033 $1,797 $1,951 $7,996 $8,459 $2,695 $2,890
GEICO $2,082 $2,102 $1,919 $1,919 $6,270 $6,388 $2,112 $2,178
Nationwide $2,076 $2,095 $1,860 $1,893 $5,610 $7,244 $2,381 $2,590
Progressive $1,854 $1,754 $1,508 $1,575 $8,270 $9,318 $2,241 $2,457
State Farm $1,616 $1,616 $1,450 $1,450 $4,873 $6,085 $1,824 $2,133
Travelers $1,870 $1,968 $1,706 $1,816 $5,346 $6,647 $1,992 $2,097
USAA $1,459 $1,484 $1,317 $1,316 $5,185 $5,947 $1,900 $2,026

Buy Cheap Lancaster, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lancaster can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lancaster, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lancaster, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,245 $11,177
Farmers $7,996 $8,459
GEICO $6,270 $6,388
Nationwide $5,610 $7,244
Progressive $8,270 $9,318
State Farm $4,873 $6,085
Travelers $5,346 $6,647
USAA $5,185 $5,947

Buy Cheap Lancaster, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Lancaster, Tennessee by comparing Lancaster senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lancaster, TN here.

Annual Auto Insurance Rates for Senior Drivers in Lancaster, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,490 $2,586
Farmers $1,797 $1,951
GEICO $1,919 $1,919
Nationwide $1,860 $1,893
Progressive $1,508 $1,575
State Farm $1,450 $1,450
Travelers $1,706 $1,816
USAA $1,317 $1,316

Find Cheap Auto Insurance Rates in Lancaster, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lancaster, Tennessee auto insurance. Compare Lancaster, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lancaster, Tennessee

Insurance Company Low Medium High
Allstate $4,587 $4,738 $4,922
Farmers $3,548 $3,713 $3,923
GEICO $2,977 $3,114 $3,272
Liberty Mutual $6,224 $6,484 $6,744
Nationwide $3,248 $3,149 $3,259
Progressive $3,433 $3,623 $3,810
State Farm $2,505 $2,640 $2,746
Travelers $2,753 $2,928 $3,109
USAA $2,501 $2,571 $2,666

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Find Cheap Lancaster, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lancaster. Compare auto insurance rates in Lancaster, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lancaster, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,749 $4,749
Farmers $3,728 $3,728
GEICO $3,103 $3,139
Liberty Mutual $6,484 $6,484
Nationwide $3,219 $3,219
Progressive $3,622 $3,622
State Farm $2,570 $2,691
Travelers $2,815 $3,046
USAA $2,507 $2,652

Find Cheap Lancaster, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Lancaster, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lancaster, TN, take a look at the average cost for various violations versus rates for a clean driving record in Lancaster.

Annual Lancaster, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,995 $4,750 $5,700 $4,552
Farmers $3,180 $3,945 $4,028 $3,760
GEICO $2,263 $3,038 $4,922 $2,263
Liberty Mutual $5,259 $7,577 $7,052 $6,049
Nationwide $2,786 $2,786 $4,181 $3,123
Progressive $3,191 $4,138 $3,397 $3,762
State Farm $2,402 $2,860 $2,631 $2,631
Travelers $2,371 $3,053 $3,376 $2,921
USAA $1,878 $2,809 $3,305 $2,326

Find Cheap Lancaster, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lancaster, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Lancaster for less when you shop around and compare rates from multiple Lancaster, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lancaster, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,700
Farmers $4,028
GEICO $4,922
Liberty Mutual $7,052
Nationwide $4,181
Progressive $3,397
State Farm $2,631
Travelers $3,376
USAA $3,305

Winners by Category: Where to Buy Cheap Auto Insurance in Lancaster, TN

Compare rates from the cheapest auto insurance companies in Lancaster, TN for your needs. Take a look at how Lancaster, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lancaster, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Lancaster, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Lancaster, TN auto insurance companies overall, you can compare them here. Find the best price for Lancaster, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Lancaster, Tennessee

Insurance Company Average Annual Rates
Allstate $4,749
Farmers $3,728
GEICO $3,121
Nationwide $3,219
Progressive $3,622
State Farm $2,631
Travelers $2,930
USAA $2,579

What affects Lancaster, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Lancaster, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Lancaster auto insurance rates.

Traffic in Lancaster

How is traffic in Lancaster, Tennessee? Inrix data shows that Lancaster, TN traffic makes it the 297th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Lancaster, TN

You can buy cheap Lancaster, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lancaster, Tennessee auto insurance quotes from top companies.

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